Banks view online banking as a powerful “value-added” tool to attractand keep new customers while helping to eliminate costly paper handling or teller（出纳员）interactions in an increasingly competitive banking environment.

    Today, most large national banks, many local banks and credit unions offer some form of online banking, variously known as PC banking, home banking, electronic banking or Internet banking. Online banks are sometimes referred to as “brick-to-click”banks, both to tell them from “brick-to-mortar” banks that haven't yet offered online banking, as well as from “virtual”（虚拟）banks that have no physical branches or tellers whatsoever.

    The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it. Most of the large banks can now offer fully safe , fully functional（功能的）online banking for free or for a small cost. As more banks succeed online and more customers use their sites, fully functional online banking will likely become as common place as automated teller machines (ATM).

    Online banking has a lot of advantages. Unlike your corner bank, online banking sitesnever close; they're at hand 24 hours a day, seven days a week and they're amouse click away. If you're out of state or even out of the country when a money problem appears, you can log on instantly to your online bank and take care of business. Online bank sites generally carry out and confirm deals at or quicker than ATM processing speeds. Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively.

    To help the environment, many Americans have made the change from paper and plastic bags to reusable shopping bags.But a report by a Florida newspaper says that reusable shopping bags sold by some supermarkets have high levels of lead(铅), which can be dangerous to humans, especially young children.Now, there's a call for a rethink about the use of reusable shopping bags.

     “When our families go to the store looking for safe and healthy foods, the last thing they should be worrying about is a bag，”Charles Schumer, a government official said.“Quick and complete research will allow everyone to make right decisions.”

    The newspaper bought more than a dozen bags sold at Publix supermarkets from Florida supermarkets to test them for lead.The results showed that certain bags had lead levels that worried health officials.Some bags had enough lead in them to be considered dangerous waste if people were to throw the bags out with other rubbish.Lead in the bags is not likely to move onto food.But over time, paint (油漆) on the bags can break off and the bags can wear out.When this happens, lead can be freed.

    The affected (受影响的) bags were found in Florida.But Publix has more than 1，000 stores across America.Publix says that its bags don't break any laws about lead levels, but that they have asked the makers of the bags to reduce(降低) the lead levels in them.

    The bags with the highest levels of lead had beautiful designs and many pictures.Plain reusable bags without them are found to have little lead.People worried about lead levels in reusable bags can turn to cloth.Paper bags are also a good choice, since paper can be reused.

The baby monkey is much more developed at birth than the human baby. Almost from the moment it is born, the baby monkey can move around and hold tightly to its mother. During the first few days of its life the baby will approach and hold onto almost any large, warm, and soft object in its environment, particularly if that object also gives it milk. After a week or so, however, the baby monkey begins to avoid newcomers and focuses its attentions on “mother” — the real mother or the mother-substitute(母亲替代物）.

During the first two weeks of its warmth is perhaps the most important psychological（心理的） thing that a monkey mother has to give to its baby. The Harlows, a couple who are both psychologists, discovered this fact by offering baby monkeys a choice of two types of mother-substitutes — one covered with cloth and one made of bare wire. If the two artificial mothers were both the same temperature, the little monkeys always preferred the cloth mother. However, if the wire model was heated, while the cloth model was cool, for the first two weeks after birth the baby monkeys picked the warm wire mother-substitutes as their favorites. Thereafter they switched and spent most of their time on the more comfortable cloth mother

    Why is cloth preferable to bare wire? Something that the Harlows called contact（接触的） comfort seems to be the answer, and a most powerful influence it is. Baby monkeys spend much of their time rubbing against their mothers' skins, putting themselves in as close contact with the parent as they can. Whenever the young animal is frightened, disturbed, or annoyed, it typically rushes to its mother and rubs itself against her body. Wire doesn't“rub”as well as does soft wire cloth. Prolonged（长时间的）“contact comfort” with a cloth mother appears to give the babies confidence and is much more rewarding to them than is either warmth or milk.

    According to the Harlows, the basic quality of a baby's love for its mother is trust. If the baby is put into an unfamiliar playroom without its mother, the baby ignores the toys no matter how interesting they might be. It screams in terror and curls up into a fury little ball. If its cloth mother is now introduced into the playroom, the bay rushes to it and holds onto it for dear life. After a few minutes of contact comfort, it obviously begins to feel more secure. It then climbs down from the mother-substitute and begins to explore the toys, but often rushes back for a deep embrace（拥抱）as if to make sure that its mother is still there and that all is well. Bit by bit its fears of the new environment are gone and it spends more and more time playing with the toys and less and less time holding on to its “mother.”

    Does Fame Drive You Crazy?

    All too often, a choice that seems sustainable(可持续的)turns out on closer examination to be problematic. Probably the best example is the rush to produce ethanol(乙醇) for fuel from corn. Corn is a renewable resource —you can harvest it and grow more, almost limitlessly. So replacing gas with corn ethanol seems like a great idea. 

    One might get a bit more energy out of the ethanol than that used to make it, which could still make ethanol more sustainable than gas generally, but that's not the end of the problem. Using corn to make ethanol means less corn is left to feed animals and people, which drives up the cost of food. That result leads to turning the fallow land –including, in some cases, rain forest in places such as Brazil—into farmland, which in turn gives off lots of carbon dioxide (CO) into the air. Finally, over many years, the energy benefit from burning ethanol would make up for the forest loss. But by then, climate change would have progressed so far that it might not help.

    You cannot really declare any practice “sustainable” until you have done a complete life-cycle analysis of its environmental(环境的) costs. Even then, technology and public keep developing, and that development can lead to unforeseen and undesired results. The admirable goal of living sustainably requires plenty of thought on an ongoing basis.

    George Aldrich, whose official title is chemical specialist, works at NASA's White Sands Test Facility in New Mexico. He uses his nose to protect astronauts from unpleasant or harmful odors (气味). His near four-decade career has involved smelling objects from technical handbooks to astronauts' personal things.

    It's crucial that all items taken aboard the International Space Station (ISS) are odorless. Since astronauts are allowed to bring personal items aboard, all their objects must be smell-checked before leaving Earth. In a video provided by Science Channel, Aldrich relates one specific occasion when an astronaut wanted to build a ship in a bottle in space. Everything in the ship-building process had to be sniffed—right down to the glue.

    Aldrich and his team are responsible for making sure that objects are not only odorless but also harmless to astronauts. When the ISS heats up, a process called off-gassing occurs, which means chemicals flow out from certain substances (物质). Objects that would be safe on Earth could give off unpleasant odors or become dangerous when exposed to high temperatures in the ISS's unique environment.

    Of course, humans aren't the only testers or the first to be exposed to potentially dangerous objects. Before Aldrich sticks his nose into a substance, it has been examined by machines. Even though machines can detect unsafe substances, computers cannot tell exactly how things smell to humans. While something could be technically fine, it could be smelly to an astronaut.

Aldrich's nose is not alone there. He is the head of a hard-sniffing team of smell testers. Together they smell each object and rate it on a scale (等级) of 1 to 4. According to NASA, 1 cannot be detected, and 4 is considered not bearable. After the scientists conclude their tests, the scores are averaged. If an item is rated more than 2.4 on the scale, it fails the test and is not allowed on the flight.