Banks view online banking as a powerful “value-added” tool to attractand keep new customers while helping to eliminate costly paper handling or teller（出纳员）interactions in an increasingly competitive banking environment.

    Today, most large national banks, many local banks and credit unions offer some form of online banking, variously known as PC banking, home banking, electronic banking or Internet banking. Online banks are sometimes referred to as “brick-to-click”banks, both to tell them from “brick-to-mortar” banks that haven't yet offered online banking, as well as from “virtual”（虚拟）banks that have no physical branches or tellers whatsoever.

    The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it. Most of the large banks can now offer fully safe , fully functional（功能的）online banking for free or for a small cost. As more banks succeed online and more customers use their sites, fully functional online banking will likely become as common place as automated teller machines (ATM).

    Online banking has a lot of advantages. Unlike your corner bank, online banking sitesnever close; they're at hand 24 hours a day, seven days a week and they're amouse click away. If you're out of state or even out of the country when a money problem appears, you can log on instantly to your online bank and take care of business. Online bank sites generally carry out and confirm deals at or quicker than ATM processing speeds. Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively.

Top 5 Must See Places in Beijing

Beijing is an old capital city with a lot of tourists attractions. What is the most representative place in Beijing? The answers are various. Here are the Top 5 Must See Places in Beijing.

1) Forbidden City

The Forbidden City is the ideal place for you to begin your exploration of Beijing. Make sure to wear comfortable shoes as you have to walk a lot! A multilingual guide recorder is recommended, as it can tell you the stories behind the palace.

Opening Hour: 8:30-17:00

Entrance Fee: RMB 60

2) Tian'anmen Square

Lying in the heart of Beijing City, it is the place for massive parades and gathering. It boasts of the largest square of such kind in the world. At sunrise and sunset the raising and lowering ceremony of the Chinese National Flag is well worth seeing.

Ticket fees: Free

Opening Time: Whole Day

3) Great Wall

    Most of the sections of the Great Wall in Beijing are well-preserved, and the most famous section is Badaling. For the Great Wall hiking, get ready for strong footwear. For hot weather, please also prepare sunblock, sunglasses and water.

Badaling Great Wall:

Ticket Fees: RMB40 (Nov. 01 to Mar. 31); RMB 45 (Apr. 01 to Oct. 31)

Open Hours: 6:40 to 18:30

4) Summer Palace

    Regarded as the largest imperial garden in China, the Summer Palace is in fact a park-styled royal retreat. With masterly design and artistic architecture integrating the highlight of Chinese garden arts, it has earned a title of "Royal Garden Museum".

Open Time: 6:30-20:30

Ticket Fee: RMB 40 (low season) / RMB 50 (peak season during the holidays)

5) Temple of Heaven

The Temple of Heaven worked as sacrificial compound buildings for the Ming and Qing emperors. What's the intriguing by-production of the temple is that if you enter the Temple of Heaven in the early morning, you can find many people doing all types of Kungfu, Taiji, dancing and other morning exercises.

Open Time: 6:00-21:00

Ticket Fee: RMB 35

    Chuck McCarthy originally considered becoming a dog walker to earn some extra cash, but soon realized that the job required more than walking dogs on a leash. However, walking people didn't require much when they were out on walks. Chuck realized there was money to be made if he walked people around Los Angeles instead.

    It might sound like a joke, but The People Walker, as he calls himself, is very serious about his new job. For $7 per mile, he offers to walk with clients around L.A., listening to their problems or simply making conversations and offering them a sense of security. At 6-feet, 2-inches, and sporting a bulky figure and bushy beard, Chuck doesn't look like the kind of guy you'd want to mess with.

    Chuck's services are aimed at people who need a motivational boost to go walking, those who don't feel safe walking alone in some areas, and those who are afraid that people might see them walking by themselves and think that they have no friends. "I wear my The People Walker shirt upon request and on the first walk with a new client, so they can be 100% sure it's me," McCarthy says. However, he admits some people are a bit uncomfortable with this policy, as they don't necessarily want everyone to know that they're being walked.

    So far, Chuck McCarthy has already had another five people walkers employed, covering various areas, like downtown L.A., Hollywood, Eagle Rock, or Fairfax. Once he posted signs around the city, his phone started ringing and clients began rolling in. And with all the free publicity he has been getting in the press lately, more requests are coming.

    While he hopes that his acting career will pick up soon, in the meantime Chuck is very happy with his people walking business. After all, it's literally a walk in the park and it pays the bills.

    Maybe ten-year-old Elizabeth put it best when she said to her father. “But, Dad, you can't be healthy if you're dead.”

    Dad, in a hurry to get home before dark so he could go for a run, had forgotten to wear his safety belt — a mistake 11.5% of the US population make every day, according to a survey in 2015.

    The percentage doesn't seem so bad, but the big question is why still so many people ignore it when every day there are reports about car accidents and casualties (a death toll of 37461 in 2016).

    There have been many myths about safety belts ever since their first appearance in cars some forty years ago. The following are three of the most common.

    Myth Number One: It's best to be “thrown clear”of a serious accident.

    Truth: Sorry, but any accident serious enough to “throw you clear”is also going to be serious enough to give you a very bad landing. And chances are you'll have traveled through a windshield (挡风玻璃) or door to do it. Studies show that chances of dying after a car accident are twenty-five times greater in cases where people are “thrown clear.”

    Myth Number Two: Safety belts “trap” people in cars that are burning or sinking in water.

    Truth: Sorry again. but studies show that people knocked unconscious (昏迷) due to not wearing safety belts have a greater chance of dying in these accidents People wearing safety belts are usually protected to the point of having a clear head to free themselves from such dangerous situations, not to be trapped in them.

    Myth Number Three: Safety belts aren't needed at speeds of less than 30 miles an hour (mph).

    Truth: When two cars traveling at 30 mpb hit each other, an unbelted driver would meet the windshield with a force equal to diving headfirst into the ground from a height of 10 meters.

    When I graduated from high school, I wanted to major in comparative literature. But, once I found out my friends were going into "real" majors, like marketing, nursing, and engineering, I figured I needed to do the same to ensure a good career. So I changed my mind and chose Business Management as my major. I forced myself to believe that I would enjoy it and succeed in the future, but eventually I exhausted myself understanding the economy and trying new marketing techniques. Coming out of this experience, I realize it is ok to be different from others and to study things like art history and other majors offered in the College of Humanities(人文学科)!

    The worries most people have about a Humanities degree and finding a career afterwards are that the majors are too abstract, and one will not obtain any applicable skills. Actually ideas discussed in Humanities classes, which are occasionally different from what people commonly believe, offer a broad perspective(视角). How could one effectively be an unbiased(无偏见的)writer with only a knowledge of the popular opinion of society? How could one speak persuasively with closed minds? Only seeing the world through a single perspective leads to missed learning, missed friendships, and missed growth! With a broader perspective, we'll be freer, more open-minded, and less limited in what we can become!

    STEM (science, technology, engineering, and mathematics) graduates learn actual skills in their studies, while humanities majors learn “soft skills” like communicating effectively through writing critically and speaking persuasively, synthesizing(综合)ideas through gathering and interpreting information, and developing cultural awareness. Do those soft skills sound useless and inapplicable to you? Think of it. How often do you communicate with others? Produce ideas? Encounter people from other cultures? Every day. Every SECOND of every day. So why not master these skills?

    If you choose a major in the College of Humanities, you will be needed. The job market is quietly creating thousands of openings a week for people who can bring a humanist's grace to our rapidly evolving high-tech future. Your skills will be valuable to any workplace you hope to be in. Chase after your dream major with all your energy, no matter what other people think.

    People need to relax and enjoy themselves. One way they can have a good time is to watch a baseball game or another sports event. Even thousands of years ago, groups of people gathered to watch skilled athletes (运动员).

    Over 2000 years ago in Greece, certain days in the year were festival days. These were holidays when people stopped work and enjoyed themselves. They liked to watch athletes take part in races and other games of skill.

The most important festival was held every four years at the town of Olympia. It was held in honor of the Greek god Zeus (宙斯). For five days, athletes from all parts of the Greek world took part in the Olympic Games. At the Olympic Games, people could watch them box, run, jump and so on. There was a relay race between two teams of men in which a lighted torch (火矩) was passed from runner to runner. The Olympic Games were thought to be so important that cities which were at war with one another had to stop fighting. People were allowed to travel to the games safely. Thousands of people came to Olympia from cities in Greece and from her colonies (殖民地) in Africa, Asia and Italy. They met as friends to cheer their favorite athletes and to enjoy themselves.