Dave is my good friend. He1in a small village. His home is far2his school and the roads are not good, So it is3for him to get to school. He4at about six o'clock every day and has breakfast quickly. Then he leaves for school at about six twenty. First, he5his bike to the bus station. It takes about forty minutes. Then he takes the No. 12 bus. It usually takes6about fifty minutes. Sometimes he has no time for breakfast at home,7he has some food on the bus.

    "I dream of taking8, It must be9." says Dave. He hopes (希望) he can go to college(上大学) in a big city some day,10? Because then he can take a train to the big city!

    Here is a picture of my birthday party. My friends and I are all very happy at the party. Peter is eating the birthday cake. My mother makes it for us and it's delicious. My sister Molly is singing. And Selina is playing the guitar for her. Selina's father is a music teacher and he teaches Selina to play the guitar. Dave is talking about basketball with my brother. Where am I? I'm in front of Dave.

    In 2009 a group of parents in Lymington started sharing worries about their children's money-management skills. Pocket money was now stored in a building society rather than a piggy bank (储蓄罐); household shopping was done online; the children rarely saw their parents handling cash. They were spending online, too. Money had become intangible. How, then, were children to learn its value?

The answer they came up with was GoHenry, an app now available in America as well as Britain. It is designed to help young people learn good spending habits through real-world money activities. Parents sign up with their own bank accounts and pay a monthly fee of £2.99 or $3.99 for each child aged six or over. Adults and children download separate versions. Parents can schedule pocket money and set chores. When those are marked as done, the child is paid the agreed amount. Parents can see what the child has bought and where. And they can choose where the card can be used: in shops, online or at ATMs.

Children get cards printed with their name. They can put money in savings pots, view their spending and balances, and set savings targets. "They could decide to save ten dollars for a friend's birthday in four weeks' time, or set a goal at 12 to have $2,000 to buy a car at age 18," says Dean Brauer, one of GoHenry's founders. "The app tells them how much to save each week to meet their goal."

A big benefit of such apps is that they inspire family conversations about money. According to the latest research, more than half of British parents find the subject hard to discuss with their children. And yet most agree that children's attitudes to money are formed in their early years.

Some GoHenry customers are wealthy parents who worry that their children will grow up with little knowledge of money. Others have slim incomes but regard the app as a preparation for their child's future. Some say that they have been in debt and want their children to avoid that mistake when they grow up; others that the app is cost-effective because their children learn to plan spending. Even though young people no longer touch and hold money, they can still be taught to handle it well.

Do you like taking a trip? Now many students like riding bikes to take a trip. But it may be dangerous. For your own safety (安全), do the following things. 

Wear a bike helmet because it can protect (保护) your head. Look for a helmet that is right for you. The best helmet can't protect you if it isn't right for you. 

Wear the right clothes. They can make you feel better. They can also protect you. Bright-colored clothes like white help people see you clearly--even in the nighttime. Don't wear dark-colored clothes like black or brown when you are riding a bike. 

Follow the rules on the road. Always ride on the right side of the road. Please first look behind you before you turn left or turn right. And don't ride too closely (接近) to the cars--the cars may stop and the door may open suddenly! Also, don't just listen to music when you are riding a bike. If you listen to music, you may not know there is a car behind you. 

If you follow these tips, you'll be safe riding on the road.