April is Financial Literacy Month，when Americans of all ages are encouraged to learn how to be smart about money.And this year，fifth­grade Rachel Kelly from Naperville，Illinois，is already at the head of her class.Kelly,11, won a nationwide contest called the Stock Market Game.

    Students who take part in the Stock Market Game，run by the SIFMA Foundation，a financial­education organization，pretend to buy stocks (股票) worth $100,000.Then they have to read financial news over several days to see if their investments would have gained money or lost money and write an article explaining their choices.

    “I  wanted  to  choose  a  company  that was well­known，” writes Kelly.“I thought about products that I see every day，so cars came to my mind.” Kelly picked the Japanese car company Honda Motors.“Honda Motor Company is the No.1 producer of motorcycles in the world and the fifth­largest producer of automobiles behind Toyota，Volkswagen，General Motors and Hyundai，” says Kelly.

    Honda makes many different kinds of cars，which Kelly thinks makes the company a safe investment.She explains that even if the cost of gas goes up，Honda has a good chance of staying in business because of the company's fuel­efficient cars，which run on less gas than most cars made today.

    “If one of their departments is not doing so well，it won't affect the overall company sales，” she writes.

    Because the stock Kelly picked performed well and her article was persuasive，Kelly won this year's contest.About 600,000 students from 4th to 12th grade competed.

    Getting your children to study can be a little like getting them to eat their vegetables.

    {#blank#}1{#/blank#} Make a study time and have it at the same time every day. This will help your kids to learn to schedule their day and will give them a sense of control over how they spend their time.

    Allow them to study in blocks of time，such as for half an hour with a five­minute break in the middle. {#blank#}2{#/blank#} Ideal(理想的) study times are after dinner or right after school before dinner.

    Never allow your children to study in front of the television，for that will encourage passive activity.{#blank#}3{#/blank#}

    You'll also need to help your kids find the right place to study. After you've set up a good study time for little learners，set up a good place where they can get those creative juices flowing.

    {#blank#}4{#/blank#}Make sure there is a table or a desk and a comfortable chair at this place.

    {#blank#}5{#/blank#} This includes helping them out with their homework sometimes and being there for them with the answers to any questions. The input you give your children during study periods will help form a bond and help make studying enjoyable.

A. Pick a place where your children can study properly.

B. Hold them to the schedule they create for themselves.

C. Finally，spend time with your kids when they're studying.

D. Keep the atmosphere light and offer lots of encouragement，too.

E. Instead，use TV as a treat or a reward when the homework is completed.

F. Try to stop this bad habit by offering some sort of reward.

G. One of the best ways to form good study habits for your kids is to design a schedule that they keep to.

    The meaning of silence varies among cultural groups. Silences may be thoughtful, or they may be empty when a person has nothing to say. A silence in a conversation may also show stubbornness, uneasiness, or worry. Silence may be viewed by some cultural groups as extremely uncomfortable; therefore attempts may be made to fill every gap (间隙) with conversation. Persons in other cultural groups value silence and view it as necessary for understanding a person's needs.

    Many Native Americans value silence and feel it is a basic part of communicating among people, just as some traditional Chinese and Thai persons do. Therefore, when a person from one of these cultures is speaking and suddenly stops, what maybe implied (暗示) is that the person wants the listener to consider what has been said before continuing. In these cultures, silence is a call for reflection.

    Other cultures may use silence in other ways, particularly when dealing with conflicts among people or in relationships of people with different amounts of power. For example, Russian, French, and Spanish persons may use silence to show agreement between parties about the topic under discussion. However, Mexicans may use silence when instructions are given by a person in authority rather than be rude to that person by arguing with him or her. In still another use, persons in Asian cultures may view silence as a sign of respect, particularly to an elder or a person in authority.

    Nurses and other care-givers need to be aware of the possible meanings of silence when they come across the personal anxiety their patients may be experiencing. Nurses should recognize their own personal and cultural construction of silence so that a patient's silence is not interrupted too early or allowed to go on unnecessarily. A nurse who understands the healing (治愈) value of silence can use this understanding to assist in the care of patients from their own and from other cultures.

    Scientists in Britain have managed to teach bumblebees(大黄蜂) to pull strings to get to food and then pass on what they have learned to others in their colony(群体)—showing a high level of intelligence despite their tiny brains.

    Researchers at Queen Mary University of London said the experiments, often used to test the intelligence of apes (猿) and birds, showed for the first time that some insects are up to the task, and can also pass skills on through several generations.

    The findings add to the evidence suggesting the ability for “culture spread” — the ability to learn and pass on knowledge and skills — may not be exclusive to humans.

    In the research, published in the journal PLOS Biology on Tuesday, the scientists were able to train 23 out of a group of 40 bees to pull strings with their legs and feet.

    The strings were attached to discs — or artificial “flowers” — containing food at their center but placed under a transparent screen. The bees, spotting the food beneath the screen, learned to pull the “flowers” out by pulling the string with their legs and feet to be able to get to it.

    From another group of bees given the chance to solve the task without any training, only two of 110 were successful.

    Another group of bees was then allowed to observe the trained bees pulling the strings, and 60 percent of them successfully learned the skill. Finally, trained bees were put in colonies, and the scientists found the technique spread successfully to a majority of the colony's worker bees.

    Lars Chittka, a Queen Mary University professor who guided the project, said the team is interested in figuring out the brain processes behind the bees' learning and teaching skills.

    Christmas is a great time with family and friends. One of the best ways to bond with (团结)one another is through games. So why not play some great Christmas party games?

    Present pickup is a great game for both young and young at heart. It can be played inside or outside. To prepare for the game, you will need to have some small boxes and some small gift bags. This is a great way to use the paper from last year. There should be as many presents as players. You'll also need four or more candy canes(甘蔗). Two large boxes can be used to drop the presents in.

    Two ropes will be needed. Take one rope and make a starting line. The other rope will mark the finish line. Place the large boxes at the finish line. Equally divide the presents into two groups. It's best to have an equal number of boxes and bags on each side to make it fair.

    The first player on each team will take two candy canes. When it's time to start, they'll pick up the presents only using the candy canes. Each player must run his present to the box or finish line and drop it in. If it's dropped on the way, the player starts over. After they drop their presents, the players will run the candy canes to the next players. This continues until all the presents have been picked up. The first team to finish wins.

    To play kids against adults, you may want to put easier presents in a group for the kids and more difficult ones for the adults. There are many variations to the game, so have some fun and come up with your own.

    Social media is one of the fastest-growing industries in today's world. Your friends' lives may look more exciting than yours on Facebook, Twitter, and Instagram, but a new research shows it is because they are faking (伪造) it.

    A recent survey has found around two-thirds of people on social media post images to their personal information to make their lives seem more adventurous. And more than three quarters of those asked said they judged their peers based on what they saw on their Instagrm, Snapehat or Facebook pages.

    The British survey, by smart phone maker HTC, found that, in order to make our own pages and lives appear more exciting, six percent also said they had borrowed items to include in the images in order to pass them off as their own. More than half of those surveyed said they posted images of items and places purely to show off, causing jealousy among friends and family.

    Behavioral psychologist Hemmings said the trend was unsurprising due to the rise of social media. "We're living in a world instant communication." she said. "Fashion and style used to live and die in magazines; now people are in search of authentic, peer-to-peer recommendations as well, making social media an equal power house to magazines and newspaper."

    "With images being shared in an instant, we desire to know what our friends are wearing, or what super stars are buying, as soon as they have got them." Such is the influence of social media sites like Instagram, 76 percent of those asked also said seeing items on social influences them to buy them, with men more likely to take style advice and buy what they see.