Money Matters

    Parents should help their children understand money.{#blank#}1{#/blank#}So you may start talking about money when your child shows an interest in buying things, candy or toys, for example.

    ⒈ The basic function of money

    Begin explaining the basic function of money by showing how people trade money for goods or services. It is important to show your child how money is traded for the things he wants to have. If he wants to have a toy, give him the money and let him hand the money to the cashier(收银员).{#blank#}2{#/blank#} When your child grows a bit older and understands the basic function of money, you can start explaining more ways of using money.

    ⒉ Money lessons

    Approach money lessons with openness and honesty.{#blank#}3{#/blank#} If you must say no to a child's request to spend money, explain, “You have to make a choice between this and that toy.”

    ⒊{#blank#}4{#/blank#}

    Begin at the grocery store. Pick out two similar brands of a product –a name-brand butter and a generic(无商标产品), for example. You can show your child how to make choices between different brands of a product so that you can save money.{#blank#}5{#/blank#}  If he chooses the cheaper brand, allow him to make another purchase with the money saved. Later, you may explain how more expensive choice leaves less money for other purchases.

A. Wise decision

B. The value of money

C. Permit the child to choose between them.

D. Tell your child why he can –or cannot –have certain things.

E. The best time to teach a child anything about money is when he shows an interest.

F. Talk about how the money bought the thing after you leave the toy store.

G. Ask yourself what things that cost money are most important to you.

    From The 12 Days of Christmas to See You in the Cosmos, these children's books are ideal for holiday giving.

    The 12 Days of Christmas by Greg Pizzoli

    It's a classic Christmas reading material! It's a counting lesson! It's a crazy tale of elephant love. Have you ever wondered how all those calling birds, turtle doves and French hens fit in one room? Pizzoli, a Theodor Seuss Geisel Award winner has your answer. ($ 15.99, ages 3—5) Amazon. com

   Here We Are by Oliver Jeffers

    Yes, this book by the illustrator (插画家) of the great hit “The Day the Crayons Quit” is for kids ages 3—7, but don't let that fool you.     Inspired by the birth of Jeffers1 first child, this is a father's “welcome to the earth” letter to his baby, filled with the heady wonder of parenthood .A great gift for new parents. ($ 19.99. ages 3—7) Amazon. com

    Wishtree by Katherine Applegate, illustrated by Charles Santoso.

     When a towering oak tree learns that she may be cut down, she starts getting extraordinarily involved in the lives of the humans below her, particularly a girl who is being escaped due to her ethnicity (种族). A lovely tale about common ground and the power of community. ($ 16.99, ages 8 —12) Amazon. com

     See You in the Cosmos by Jack Cheng

    Eleven-year-old Alex is too busy trying to communicate with space aliens to worry about his troubled family life. When Alex runs away from home to launch his homemade rocket, he finds himself sidetracked by new friends and hints of a family secret. ($ 16.99, ages 10 and up) Amazon. com

    Halloween is a holiday full of tricks and treats and all things frightening and fun. But what happens when you trade your sweets for a scare? The result is always healthier than candy.

    Being frightened can be good for you. Think about your favorite scary books or movies. You are scared but you just can't resist reading or watching them. Being frightened makes your brain flood with healthy chemical substances that excite your mood and release feelings of great excitement.

    When you're frightened, your body also produces a chemical called oxytocin, which helps people bond with one another. So, if you're at a haunted(闹鬼的) house with some pals, that experience can help strengthen your friendship. “Watch people walking out of a haunted house, and you'll see lots of smiles and high fives,” says Dr. Margee Kerr, a sociologist who studies fear.

    There is also some evidence that being scared can help a person manage stressful situations. Things like giving a presentation in front of your class or performing in a school play can make us fearful and anxious. But these experiences help build a sort of endurance to fear that makes us more confident. “You become more comfortable with the physical experience of fear, and so you're better able to work through it during tense situations,” Kerr explains.

    Though some haunting may be healthy, it's important to remember that people experience fear in different ways. What may be fun for one person could be too scary for another. And Kerr notes that kids younger than six and or seven can't separate real and make-believe, so seeing something frightening could have lasting, negative effects.

    Volunteering is a great way to support an organization and make a difference in your community. It can also be an opportunity to meet new people and learn new skills. {#blank#}1{#/blank#} And what should we plan for? Here's a guide for beginners.

    Step 1: {#blank#}2{#/blank#}

    Do you want to help the world, or your community? Do you want to build your own skills, make new friends, and learn? Do you love what you do? Do you want to share your gifts with others or give something back? Think about these kinds of questions. That can help you to choose the right direction for your volunteer work.

    Step 2: Choose an organization that is meaningful to you.

    If you feel strongly about literacy (读写), for instance, volunteer at your local library or find out if there is an organization of volunteer tutors in your area. There are organizations doing all sorts of work. {#blank#}3{#/blank#}

Step 3: Start small.

    If you already have a busy school life, volunteer your time for an hour or two a week, or perhaps one day a month. {#blank#}4{#/blank#} Then, if you find you enjoy the work and have more time to do it, take on more time by time.

    Step 4: Get training.

    If there is a training course, attend it. If not, talk to the group leaders and other volunteers about their experiences. {#blank#}5{#/blank#}

    Step 5: Try not to give up.

    Volunteer work sometimes involves unpleasant tasks, difficult fellow workers, busy days, or bad management. If you find your work difficult, however, try to work through it before you decide to quit.

A. Do you love to work with people?

B. But how do we go about volunteering?

C. Get to know others in the organization.

D. It is important that you choose something that you like.

E. Think about why you want to volunteer.

F. You'll pick up some good tips to make your work there more productive.

G. You might be surprised by how much you can do in even a little bit of time.

    When everything goes wrong, always look at what you have, instead of what you have lost. Because it's not what the world takes away from you that counts; it's what you do with what you have left.{#blank#}1{#/blank#}

    Pain is part of growing.

    Sometimes life closes doors because it's time to move forward. {#blank#}2{#/blank#}When times are tough, remind yourself that no pain comes without a purpose. Remember that there are two kinds of pain: pain that hurts and pain that changes you. When you roll with life, instead of resisting it, both kinds help you grow.

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    Every time you get hurt, you heal. After darkness there is always light – you are reminded of this every morning, but still you often forget, and instead choose to believe that the night will last forever. It won't. Nothing lasts forever.

    Complaining changes nothing.

    {#blank#}4{#/blank#}It's always better to attempt to do something great and fail than to attempt to do nothing and succeed. It's not over if you've lost; it's over when you do nothing but complain about it. If you believe in something, keep trying. Don't let the shadows of the past darken the doorstep of your future.

    The best thing you can do is to keep going.

Don't be afraid to get back up—-to try again, to love again, to live again, and to dream again. Don't let a hard lesson harden your heart. Life's best lessons are often learned at the worst times and from the worst mistakes. There will be times when it seems like everything that could possibly go wrong is going wrong.{#blank#}5{#/blank#}

A. Everything in life is temporary.

B. And even if you fall short, keep going.

C. Your scars are symbols of your strength.

D. Those who complain the most, accomplish the least.

E. Here are a few tips to inspire you when you need it most.

F. That's a good thing because we often won't move unless life forces us to.

G. When you feel like quitting, remember that sometimes things can be right eventually.

You've probably heard it a dozen times by now. But here it goes again: Sleep is important. Your mental health and immune (免疫时)system are connected to your sleeping habits. So are your grades, a new study finds. Sleep accounts for nearly one-fourth of the difference among students' grades in a class. So even if you spend hours studying for a test but get too little sleep, you might still do poorly.

Typically, people's sleep schedules are messy and can not be known in advance. Professor Jeffrey Grossman of Massachusetts Institute of Technology in Cambridge wanted to see if sleep links to people's learning performance even when a study was done with people who kept such true-to-life schedules at home. So he turned to Fitbits, which can check how long people sleep and how frequently they wake up. And the researchers looked for 100 students. They focused on these students' sleep patterns in the days and weeks before exams and then compared them to these students' test scores.

"How much time a person sleeps the night. before an exam doesn't affect that person's grade," Grossman says. "A student who sleeps 7 hours every night will do better than a student who sleeps 7.5 hours one night and 6.5 hours another night."

"It's important for people to know that if their Fitbits tell them that they have terrible sleep, that may not actually be so," Michael Scullin, a sleep scientist at Baylor University says. Grossman also raises this point. Fitbit, Inc. makes this advanced tool. But it doesn't share how its tool works. This leaves a question about whether the tool is really correct when checking a student's sleep. Even so, Scullin emphasizes that there are enough data supporting ties between sleep and how well someone performs.

"Students need more sleep and less late evening use of phones and other screens. Even with after-school activities and schoolwork, they need to get enough sleep," Grossman says.