It's important to prepare for rainy days. Similarly, it's important to save money. {#blank#}1{#/blank#} Why? It's because they've got used to spending all the money they make. Sometimes, the hardest thing about saving money is just getting started. Here are some tips to help you save money.

    {#blank#}2{#/blank#}The first step in saving money is to know how much you're spending. For one month, keep a record of everything you spend money on. Once you have your data, organize these numbers by category(类别) and get the total amount for each.

    You can make a budget(预算). Now that you have a good idea of how much you spend in a month, what can you do now? {#blank#}3{#/blank#} To plan your spending, you can build a budget. In this way, you can limit over-spending and make sure that you put money away for unexpected situations.

    {#blank#}4{#/blank#}Doing so make it much easier to get started. Begin by deciding how long it will take to reach each goal. Some short-term goals include starting a fund to cover 6 months to a year of living costs and saving money for a vacation. Long-term saving goals are often several years or even decades away and can include saving for retirement and putting money away for a child's college education.

    Make saving money easier with automatic transfers (自动转帐). Automatic transfers to your savings account are very helpful. {#blank#}5{#/blank#}By moving money out of your checking account, you'll be less likely to spend money you plan to use for savings.

A. You can set savings goals.

B. You can record your costs.

C. You can plan your spending.

D. You can keep a record of what you do.

E. They can make saving money much easier.

F. However, some people find it hard to save money.

G. You can move money out of your savings account.

Test-taking tips

    Passing tests is a huge part of succeeding at school. Clearly, if you want to do well on a test,

    you need to prepare by learning the material(资料) {#blank#}1{#/blank#}

    Just breathe.

    Even the best prepared student sometimes gets nervous before a test. Nervous feelings can cause people to forget facts that they know. {#blank#}2{#/blank#} Breathing deeply is helpful for this. So is moving your body slightly, such as by rolling your shoulders around. Try to arrive for a test a few minutes early, so you can relax before it starts.

    {#blank#}3{#/blank#}

    When you are handed a test, look over all the questions before you begin. Read them carefully, noticing details. Also pay attention to how many points each question is worth. Divide your time based on the percentage of your grade each question is worth.

    First answer questions you know and then go back to the difficult ones. {#blank#}4{#/blank#} But try to write an answer for every question on the test, even if you're not sure of the answer. The only exception(例外) is if you will lose points for wrong answers {#blank#}5{#/blank#}. If you're not sure whether you should change an answer, it's best not to. More often than not, your first instinct (本能) will be correct.

    Try your best.

    Above all, study well and try your best. If you do that, you can be proud of whatever score you get.

    On a recent spring morning. Susan Alexander, a retired government intelligence analyst, left her Maryland home, climbed into her Volkswagen Passat and drove about three miles to pick up two strangers. She battled rush-hour traffic on the Capital Beltway and George Washington Memorial Parkway before dropping them off at Reagan National Airport. She didn't earn a cent for her trouble, and that was the point.

    Alexander is a member of the Silver Spring Time Bank-one of more than 100 such exchanges around the world trying to build community by exchanging time credits for services instead of dollars and cents. "I have time," she said. "I like giving the gift of time to other people."

    In Alexander's case, passengers Mary and Al Liepold were grateful for the ride, but it wasn't charity. Mary, a retired writer and editor for nonprofit organizations, used time credits she banked for editing work and baking. Senior citizens who don't drive, the Liepolds cashed in their credits to catch a flight to Montreal for a five-day vacation.

    Without money changing hands or shifting between virtual accounts, the airport drop-off was more like a coffee party than a taxi ride. Driver and passengers chatted about projects they've completed for the time bank, and no one raised an eyebrow when Mary said she likes "to avoid the conventional economy."

    "The beauty of this is that you make friends," Mary Liepold said. "You don't just get services."

    The Silver Spring Time Bank formed in 2015 and has about 300 members, said co-founder Mary Murphy. Last year, she said, l,000 hours were exchanged for basic home repairs, dog walking, cooking and tailoring, among other services, without the exchange of money." You get to save that money that you would have spent," she said. "You get to meet somebody else in your community and get to know that person. That's a bonus that's part of an exchange. "

    A deal performed partly to make friends would seem to go against classical economics and one of Benjamin Franklin's most memorable sayings: "Time is money." To those at the forefront of modem time-banking, that is the appeal.

    Are you stressed out, scared or worried all the time? Do you avoid going to certain places, seeing friends or doing certain things because of your worries? Do your worries keep you awake at night?{#blank#}1{#/blank#}

    Anxiety is a normal and necessary part of life. Anxiety is your brain's way of telling you about danger. It is anxiety that helps you jump out of the way if a car is speeding towards you. But if it gets out of hand, anxiety can get in the way of you getting on with life and can become a real problem. {#blank#}2{#/blank#}

    Anxiety is a normal part of life. {#blank#}3{#/blank#} There are lots of reasons for this. One main reason is after stressful thing which has happened in your life .So if you are involved in a car crash, it's quite likely that you will be more worried than other people around cars and driving.

    {#blank#}4{#/blank#}If your parents suffer from anxiety, then you are more likely to be anxious too. This is probably partly due to genetics, and partly because of how things are when you're growing up.

    Even though people don't talk about it much, anxiety is one of the most common mental health problems. About 1 in 4 people will have an anxiety problem at some time in their life.

    If you have an anxiety problem, it's hard for other people to understand why something that doesn't worry them, like being in a crowd of people, can be so scary for you. This can make you feel separated and lonely, as way become worse and worse.

    {#blank#}5{#/blank#}These include talking therapies(疗法)and drugs.

A. If this is the case for you, treatment may be a helpful way for you to get your anxiety under control.

B. Being anxious also probably runs in families.

C. The good news is there are lots of excellent treatments available for anxiety.

D. Almost everybody has a certain degree of anxiety in certain situations.

E. Some people may feel uneasy if moving to a new place and some may get overly anxious in certain situation.

F. Those suffering from anxiety need others' understanding badly.

G. If you've answered yes, you may be suffering from anxiety.

    Have you avoided the gym because you're too nervous or self-conscious (难为情的)? But if becoming healthier and more fit is one of your goals, heading to the gym is probably on your agenda.

    First of all, let's put this into perspective. Your attention may go right to the fittest people in the room who are moving from machine to machine with ease.{#blank#}1{#/blank#}It's hard to believe that every single one feels confident. One thing for sure is, repeated action builds up confidence, and the more frequently you go, the more familiar you'll get with your surroundings and the less nervous you'll feel. {#blank#}2{#/blank#}

    Work out a plan. Walk around the gym and check out the busy areas, the less crowded areas, the different machines, etc. {#blank#}3{#/blank#}Now, with a plan in place, you can confidently move from exercise to exercise.

    Start slow with cardio (健心运动). You can also get familiar with the gym by getting onto a stationary bike and going at a relaxed pace.{#blank#}4{#/blank#}Notice other people and what exercises they are doing to get some ideas, look at the machines around you, and survey the gym to feel more comfortable.

    {#blank#}5{#/blank#} You may feel the need to move quickly from machine to machine. But if you stop to observe others around you, you'll notice many of them are working out in a relaxed manner. So, take your time, walk slowly and use that time to figure out your next move. Who knows if you're planning your next exercise or heading somewhere? Other people are so focused on their routine that they're most likely not paying attention to you anyway.

A. Slow down your pace.

B. Get the plan ready and then follow it.

C. Then, sit down and write out the order of your workout.

D. Think of how many people are frequenting gyms each day.

E. Use this time to scan the gym instead of wandering around aimlessly.

F. Here are some tips to help you feel more confident in the gym.

G. There is no need to be self-conscious about your level of physical fitness.

The concept of a space elevator, while once confined to the realm of science fiction, is gaining traction as a potential reality within the next few decades. This belief is not unfounded, but rather stems from the ongoing advancements in aerospace engineering and materials science.

As an aerospace engineer and a physics professor, the allure of a space elevator—a colossal cable extending from Earth's surface into space, facilitating the transportation of both people and cargo—remains a compelling subject of study. In recent years, innovative approaches to design and engineering have surfaced, providing new insights into the feasibility and functionality of space elevators.

The rationale for constructing a space elevator is multifaceted. Firstly, it presents a significant opportunity for energy and cost efficiency, offering a more practical alternative to traditional rocket-based space travel. 

The economic and environmental benefits are substantial, as the space elevator would reduce the need for fuel-intensive rocket launches.

Secondly, the space elevator would revolutionize accessibility to space. The term "space mission" could evolve into "transit," reflecting the routine and weather-independent nature of space travel. This shift would not only make space travel safer for astronauts, mitigating the risks associated with rocket launches, but also open up the cosmos to a broader range of individuals and purposes.

Moreover, the space elevator acts as a gateway to the solar system. By releasing a payload at different points along the elevator, one could achieve orbit around Earth or the sun, depending on the release point, all without the need for propulsion.

While it may seem that I am an advocate for the space elevator, my true passion lies in the study of its mechanics and the potential it holds for our future. In a world facing numerous challenges, the pursuit of such ambitious projects allows us to dream of a time when humanity becomes responsible stewards of our planet, reaching for the stars while preserving our home.