Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.

    The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

    In any case, parents should make clear what, if anything, the child is expected to pay for with the money.

    At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance. The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.

    Allowances give children a chance to experience the things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save and maybe even invest (投资) it.

    Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A savings account is an excellent way to learn about the power of compound interest (利息). That may not seem like a lot. But over time it adds up.

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    It's nearly exam time, so check out some of the best free apps(应用程序)around to help you manage the stress of exams and ensure you are studying effectively over the coming weeks.

Exam Countdown

    This app can help to remind you how many days, hours, and minutes you have until your exam. This can help to motivate you to hit the books before it's too late.

Block The Internet

    Are you constantly checking Facebook when you should be writing an essay? Or perhaps are you distracted by a battle in League of Legends? Download this app to get rid of online distractions by temporarily blocking Internet sites on your mobile. Simply add the websites you want to block and the period of time to block them for. Guarantee to get yourself focused on that assignment.

CBT-i Coach

    The US Department of Veterans (老兵)Affairs developed the app, CBT-i Coach, to assist with insomnia (失眠)and help people who would like to improve their sleeping habits. It provides several key parts: information about sleep and insomnia, strategies for improving sleep, relaxation skills and a helpful sleep diary.

Yoga(瑜伽)

    Yoga has great health benefits both for the mind and body and will help you to perform at your best while at university. Download a yoga app and have your own personal yoga instructor in your living room. You can choose from short or long workouts and have a qualified instructor teaching you how to do each pose(姿势). Choose from a variety of yoga routines and watch the instructional videos. Go on, stretch out those sore muscles.

    Father's Day is celebrated today in 75 countries around the world. In my personal world, it's a day I like to think of my father's father.

    I learned a lot in my later life from my dad. But I learned something else, as a kid not even yet in school, from my grandfather. I learned to be curious. Little things fathers and grandfathers do can change the life of a child forever. In my case, this change came from necessity: My mom needed someone to look after little Allen, barely 4 years old, during the school day. My grandmother volunteered, and my grandfather came up with a way I could be watched while he worked in his clockmaker's shop.

    He seated me on a chair every day while I was there, right in front of his big workbench. He told me stories. He had a great sense of humor and a funny way of making a "buh-buh-buh" sound when he sensed my attention was weakening, and he encouraged me to ask questions about anything he was doing.

    Naturally, I was usually asking questions about clocks--what made the hands move, what the pendulum(钟摆) did, why you had to stop winding just before the weight hit the stop. Sometimes I just asked about which shiny parts went where.

    Most of all, he showed me how clocks worked. He treated me as if I were a sort of small grown-up. He never talked down to me, never told me I was "too young to understand".

    And so my grandfather granted me two things: A love of clocks, and an everlasting curiosity.

    As a journalist, I turned that fascination into explanations of why computers and software do what they do——and, perhaps even more importantly, why they fail at that task. I haven't been afraid of opening up the innards and looking for what is wrong with the computer.

    I'm a real book lover. Every time my friends visit me, my nose is buried in a book. Wherever I go, I always have a book with me. Novels, history books, stories about people, journals and news­I read them all and I've learnt a lot, too. For example, many things in life happen for the best even if we don't like or understand them.

    Why is reading such an enjoyable pastime for me? I probably first learned about it from my parents. My mother read to me at night in my childhood and bought me picture books. The greatest gift she has given me is a love for reading. And it will be a life-long habit.

    No one ever asked me why I liked to read. They just saw me and asked, "Oh? Is that for school work?" And I just shook my head, "No. It's just for fun." While reading a good book, I can totally forget myself and fly to another world. It's like exploring through someone's eyes, which is just as exciting as watching a movie.

    Reading is also necessary in order to learn about writing, to improve my use of words and phrases and broaden my knowledge. What a pity to see our imagination disappear, for we don't exercise it often. Reading can even be good for one's health, I think. Everyone should read sad stories that make us cry and also books with humor that make us laugh out loud!

    Scientists say they discovered an earth­like planet orbiting the star closest to our planet other than the sun. It is the closest planet ever found outside our solar system that could support life as we know it. This planet is just 4.2 light years away from us. It is so close that space scientists have compared it to a next door neighbor. They say it could be reached by an unmanned spacecraft before the end of the century. The newly­discovered planet is a little larger than the earth. Scientists have named it Proxima b. It orbits its sun, Proxima Centauri, once every 11days.

    Alan Boss is the Chairman of NASA's advisory group for planet exploration. He told VOA that Proxima b not only confirms the discovery of a planet, but also increases the number of other possible "earths" by a huge amount. Boss said it is possible that most stars may have at least one earth­like planet orbiting them.

    This makes the possibility of living organisms increasingly likely. Boss said he believes human beings will prove that there is life in places other than the earth in his lifetime. "I am 65," he told VOA, "But I expect to still be alive when it happens."

    Paul Butler works at the Carnegie Institution of Washington. He told VOA that finding Proxima b "makes the case concrete" that there are other planets where life could exist. Paul Butler said the researchers used two telescopes in different countries to look for possible planets like the earth. Discovering Proxima b, he believes, changes the world.

    "This work has resulted in the discovery of hundreds of planets around the nearest stars, and now a potentially habitable planet around the nearest star is in the sky," Butler said.

New discoveries and technological breakthroughs are made every year. Yet, as the information industry moves forward, many people in society are looking back to their roots in terms of the way they eat. A "locavore" movement has emerged in the United States. The movement supports eating foods grown locally and sustainably, rather than prepackaged foods shipped from other parts of the world.

Experts hold that eating local has many merits, and is expected to become a trend featuring sustainability. Erin Barnett is the director of Local Harvest, a company that aims to help connect people to farms in their area. By eating local, she argues, people have a better and more personal understanding of the impact their food consumption has on the rest of the world. "There is a way of connecting the point, where eating locally is an act that raises our awareness of sustainable living," Barnett says.

The United States' agricultural output is one of the highest in the world, says Timothy Beach, a professor of geography and geoscience at the University of Texas in Austin, Texas. "There's just no other place on Earth where the amount of input is so productive," Beach says of American agriculture. "Nobody can cut off the food we need."

However, the US food system is not sustainable because of its dependency on fossil (化石) fuels, says Beach. Equipment used on "extremely productive" farms is quickly consuming Earth's natural resources, particularly oil. Additionally, the production of agricultural supplements (补充剂)，such as fertilizer, uses large amounts of energy.

The world has used close to half of the global oil supply, Beach says, and the second half will be consumed at an even faster rate because of the growing population and economic development. Although many businesses are experimenting with wind, solar, and biofuel, Beach says there's nothing that we see on the horizon that can replace it. "There is no way on Earth we are using fossil fuels sustainably. Then we have to reconsider the impact of eating local," he says.