It's important to prepare for rainy days. Similarly, it's important to save money.{#blank#}1{#/blank#}Why? It's because they've got used to spending all the money they make. Sometimes, the hardest thing about saving money is just getting started. Here are some tips to help you save money.

    {#blank#}2{#/blank#}The first step in saving money is to know how much you're spending. For one month, keep a record of everything you spend money on. Once you have your data, organize these numbers by category(类别) and get the total amount for each.

    You can make a budget(预算). Now that you have a good idea of how much you spend in a month, what can you do now?{#blank#}3{#/blank#}To plan your spending, you can build a budget. In this way, you can limit over-spending and make sure that you put money away for unexpected situations.

    {#blank#}4{#/blank#}Doing so make it much easier to get started. Begin by deciding how long it will take to reach each goal. Some short-term goals include starting a fund to cover 6 months to a year of living costs and saving money for a vacation. Long-term saving goals are often several years or even decades away and can include saving for retirement and putting money away for a child's college education.

    Make saving money easier with automatic transfers (自动转帐). Automatic transfers to your savings account are very helpful.{#blank#}5{#/blank#}By moving money out of your checking account, you'll be less likely to spend money you plan to use for savings.

A. You can set savings goals.

B. You can record your costs.

C. You can plan your spending.

D. You can keep a record of what you do.

E. They can make saving money much easier.

F. However, some people find it hard to save money.

G. You can move money out of your savings account.

    How to develop courage by overcoming daily fears

    At times, when it comes to courage, we tend to believe it only applies to rare and uncommon situations. Yet our ordinary lives can also be full of courage, even if we are not facing the end of a gun, a wild animal or a dangerous criminal. Courage doesn't just mean doing heroic acts{#blank#}1{#/blank#}In fact, where there is fear on a daily basis, there are opportunities for you to show your courage. Here are some suggestions to develop courage by overcoming daily fears.

Recognize your fears.

    By realizing that you're fearful, you are more likely to get to the bottom of what your fear is{#blank#}2{#/blank#} you might come to understand that you're afraid of failing or taking chances. You may be fearful simply because you don't have confidence in yourself. The key is not to dwell on your fear, but rather to understand what it is that you're worried about.

    Ask yourself what is the worst that can happen.

    If you hesitate to take action, ask yourself this: what's the worst that can happen? Then prepare to accept it. Then go on to improve on the worst. Is failure the worst thing that can happen? No, absolutely not{#blank#}3{#/blank#} Doing nothing is actually the worst thing that can happen. When you take no action, you are assured of getting nowhere.

Take action.

    {#blank#}4{#/blank#} You cannot think courage comes just in one day. You need to act to overcome your fear. Your action may put you into discomfort, but you have to just do it. And your action can prevent you from being stuck.

    {#blank#}5{#/blank#}

    To build up your confidence, you need to do the same thing over and over again. Soon you will discover that less courage is needed because you have already gained mastery. You are able to move decisively forward.

A. Share your fears with others.

B. Practice, practice and practice.

C. So you are already in a comfort zone.

D. Courage comes from taking action.

E. Each undesired result is just one more step towards your goal.

F. Finding out what is truly holding you back,

G. You needn't wait for an emergency to occur to develop courage.

    Do you know how to pick a good book you'll really like? Here are some tips. Start With Your Interest.{#blank#}1{#/blank#}. You can pick something that you love to read, not for school. They can be ancient martial (武术) arts, computers, or fashion design. You name it, there are books about it.

    What's Your Type? Do you prefer fiction or nonfiction (or both)? Fiction books, like novels, can transport you to another world or help you imagine something beyond your own experience. Nonfiction books give you the who, what, when, and why of something.{#blank#}2{#/blank#}. Many of them read like novels from start to finish.

    Read the description. The reviews and quotes on the back and inside covers of many books give you an idea of what the book is about. They can also help you pick future books, too. If you find a book you really like, take a minute to read the quotes and see which authors praised the book.{#blank#}3{#/blank#}.

    Find a Family Favorite. Which book did your mother love best when she was at your age?{#blank#}4{#/blank#}. Find out and give them a read — then you can share your thoughts about the book.

    Finally, you'll probably enjoy what you're reading a lot more if you find a quiet place and make time for the book.{#blank#}5{#/blank#}. You can put on some good music, get yourself some tea and let yourself be carried away by the book. You'll see that time does fly when you're reading something you love!

    Scholarships are at the very heart of Eton College. Henry I created the school for his 70 King's Scholars in 1440 and they still exist nearly six hundred years later.{#blank#}1{#/blank#}.

    Scholarships differ from bursaries，which are given to help support families who wouldn't otherwise be able to afford some，or all of the school fees. {#blank#}2{#/blank#}, it is still possible to apply for a bursary for the remainder of the fees，but the awarding of a scholarship does not guarantee that a bursary application will be successful.

    {#blank#}3{#/blank#}.

    King's Scholarships，based on academic ability for boys entering the school at age 13.Around 14 are awarded each year.

    New Foundation Scholarships，awarded to boys at UK state schools joining Eton at age 13.

    {#blank#}4{#/blank#}.These are usually for entry at 13，but a few are for Sixth Form school pupils.

    Sixth Form Scholarships，usually awarded to boys who have been attending a UK state school for at least the last three years.

    The Michael Meredith Award，given to a boy joining the school who will make a significant contribution to drama，either on stage，as a crew technician，playwright or director.

    {#blank#}5{#/blank#}, regardless of their family's financial background. For further information，please contact the School Fees and Bursaries Accountant.

A. Thanks to the generosity of our supporters，we offer a broad range of scholarships

B. When a boy is awarded a scholarship

C. Because there is a wide range of scholarships

D. Scholarships secure a fee decrease of 10％

E. We try to ensure that any boy offered a scholarship can join us

F. Today there are around 140 scholarship boys here at any one time

G. Music Awards，designed to recognize and support talented musicians

Rich and Famous

    Twenty years ago the most common ambition of American children was to be a teacher, followed by working in banking and finance, and then medicine. But today's situation is quite different. {#blank#}1{#/blank#} Instead they most commonly say they want to be a sports star, a pop star, or an actor­in other words, they hope to become a celebrity .

    According to experts, young people desire these jobs largely because of the wealth and the fame. {#blank#}2{#/blank#} Let's take athletes and singers as an example. Their careers are short­lived. Many athletes' best time only lasts a few years and singers can have a very limited career. The field that was once the focus of their lives becomes something they have little or no involvement in. As a result, they'll have a feeling of worthlessness and a lack of control. {#blank#}3{#/blank#} The truth is quite simple: they have been so far removed from it for so long.

    In spite of these disadvantages, there is greater ambition than ever among young people to achieve that status. They are not satisfied just making a living­they want to be rich and famous. Globally, more and more TV shows provide talent competitions where winners can achieve their goals in just a few weeks or months. {#blank#}4{#/blank#} They unrealistically believe that this lifestyle is easily obtained and leads to great satisfaction.

    While many people argue that there is nothing wrong with having such ambitions, others feel that this trend will finally lead to dissatisfaction as more and more people are unable to reach their goals. {#blank#}5{#/blank#}That means they ignore the simple fact that great effort is needed before success. As a result, many people won't realize their childhood dreams, which could have a negative effect on their happiness.

A. The younger generation don't favor these professions any more.

B. In many ways this has been brought about by the celebrity culture.

C. Unfortunately, they do not always have a positive effect on people's life.

D. Besides, it can be difficult for them to adapt back to a normal everyday life.

E. People no longer have a sense of satisfaction once their goals have been achieved.

F. This quick way of gaining wealth and fame creates a celebrity culture among people.

G. The reason is that they don't realize it takes talent and hard work to be rich and famous.

    In the most basic sense, self-regulation (自我调节) involves controlling one's behaviour and thoughts in pursuit (追求) of long-term goals. Generally, people who are good at self-regulating tend to see the good in others and view challenges as opportunities. They exactly know what they want to achieve, act in accordance with their views, and devote their best effort. {#blank#}1{#/blank#}

    {#blank#}2{#/blank#} A bad-tempered child who hits others won't be popular at school. An adult with poor self-regulation skills may lack self-confidence. He may have difficulty handling stress, and often, this might be expressed in terms of anger and anxiety.

    How do problems with self-regulation develop? It could start early when a baby isn't treated with enough care. {#blank#}3{#/blank#} Later, an adult may struggle with self-regulation, either because this ability wasn't developed during childhood, or because of a lack of skills in managing difficult feelings. When left unchecked, over time this could lead to risky behaviour such as taking drugs.

    {#blank#}4{#/blank#} One of the most frequently used methods is to change your thought patterns, which means that you think about a situation in a positive way, rather than one that's likely to increase negative emotions. {#blank#}5{#/blank#} Rather than thinking that this reflects something about yourself such as "My friend hates me", you might instead think, "My friend must be really busy."

A. Try to cheer yourself up after disappointment.

B. Do the usual series of things at a particular time.

C. A child who doesn't feel safe may have trouble self-regulating.

D. A lack of self-regulation will cause problems in life.

E. Anyhow, self-regulation is so important that we should learn to use this skill.

F. For example, imagine a friend who doesn't return your calls or texts for several days.

G. Also they can calm themselves when feeling upset and cheer themselves when feeling down.