The Winners Club is a bank accountspecially designed for teenagers. It has been made to help you better manageyour money. The Winners Club is a transaction account (交易账户)whereyou receive a key­card so you can get to your money 24/7—that's 24 hours a day, 7 days a week!

It's a club with impressive features forteenagers：

● No account keeping fees!

You're no millionaire so we don't expectyou to pay large fees. In fact, there are no account keeping or transactionfees!

● Excellent interest rates!

You want your money to grow. The WinnersClub has a good rate of interest which gets even better if you make at leasttwo deposits (存款)without taking them out in a month.

● Convenient

Teenagers are busy — we get that. Youmay never need to come to a bank at all. With the Winners Club you can chooseto use handy tellers and to bank from home using the phone and theInternet...You can have money directly deposited into your Winners Clubaccount. This could be your pocket money or your pay from your part-time job!

● Mega magazine included

    Along with your regular report, you willreceive a FREE magazine full of good ideas to make even more of your money.There are also fantastic offers and competitions only for Winners Club members.

    The Winners Club is a great choice forteenagers. And it is so easy to join. Simply fill in an application form. Youwill have to get permission from your parent or guardian (so we can organizethat cool key­card) but it is easy. We can't wait to hear from you. It's thebest way to choose to be a winner!

       Although I started learning English during my college years, when I entered the States, I only understood two English words “Yes” and “No”. We learned many grammar rules but we could not make the language connections to the real English world. Language frustration worries almost all first generation immigrants. For example, I got a letter from a Chinese-American who has lived in the States for a long time and has a good IT job saying “My 11-year-old girl writes quite well, but as her parents, we could not even read her article.”In addition, my Chinese-American professor friend has difficulty reading a novel. Improving our English skills has become a long journey for all of us. Honestly, if I have a chance, I really want to reach out to everyone in the world who has had a similar experience: learning a second language in adulthood. I wish I could encourage them to speak out about the culture shock, frustration they felt about the differences between West and East.

     I have mainly focused on my English writing since 2008 after I found “Literacy Volunteers”, an organization that specially focuses on helping immigrants improve their English. I decided to challenge myself, writing a story like an American. I saw many wonderful Americans there. As soon as I met my teacher Alice, I asked her to be my private language tutor and have taken Tims English class. Every week Alice and I have worked on my English essays sentence by sentence.

     To observe the culture differences between West and East, occasionally, I posted a few of my English essays online. I mentioned previously about American culture; when people read the same article or even face the same situation, American and Chinese act very differently. In my viewpoint, these differences make America the strongest country in the world. I know you have the right to express your own opinions, but accusing others without proof is not acceptable.

    Earlier this month, the University of Glasgow in Scotland launched a course entitled: The Simpsons Introduce Philosophy（哲学）. The course's aim is to ease students into the typically heavy topic by relating it to the popular cartoon family.

    “The Simpsons is one of the modem world's greatest cultural products, partly because it is so full of philosophy,” John Donaldson, creator of the course, told the BBC. “Aristotle, Kant, Marx, Camus and many other great thinkers' ideas are represented in what is arguably the purest of philosophical forms — the comic cartoon.”

    While this may seem like an unusual way to attract pupils to a traditionally dull topic, this class isn't the first of its kind. In 2009, Liverpool Hope University in the UK began offering a master's degree on the music of world-famous 60's group The Beatles, which still runs today. The following year, the UK's Durham University gave students the chance to enroll on a Harry Potter-themed module, covering contents such as “Gryffindor and Slytherin: prejudice and intolerance in the classroom,” and “muggles and magic”.

    To some, these courses may seem like a waste of a valuable education, but Donaldson believes that packaging certain topics into something more easy to relate to will enhance the learning experience, without distracting（分离）from the main subject. “Firstly, scholars want to be taken seriously by other scholars and ideas like this can be seen as not serious,” he tells iNews. “There are definitely ways to include popular culture into academic subjects that still remains their nature and doesn't take away from the quality of the ideas,”

    Already booked full, Donaldson's Simpsons class isn't meant to be taken as seriously, however. The lecturer says that his one-day course, which will pose philosophical questions around morality, free will, and religion by relating them to scenarios（情节）from The Simpsons, aims to introduce students to his area of expertise greatly while having a bit of fun.

    Attractions in Wisconsin

    Wisconsin Historical Museum

    30 N. Carroll Street on Madison's Capitol Square

    Discover Wisconsin's history and culture on four floors of exhibits. Open for public program. Admission is free.

    Open Tuesday through Saturday, 9:00 am -- 4:00 pm.

    (608) 264-6555 www.wisconsinhistory.org/museum

    Swiss historical village

    612 Seventh Ave., New Glarus

    The Swiss Historical Village offers a delightful look at pioneer life in America's heartland. 14 buildings in the village give a full picture of everyday life in the nineteenth-century Midwest.

    Tue.—Fri., May 1^st —October 31^st , 10:00 am—4:00 pm. Admission is $20.

    (608) 527-2317 www.swisshistoricalvillage.com

    Artisan Gallery & Creamery Café

    6858 Paoli Rd., Paoli, WI

    One of the largest collections of fine arts and crafts (手工艺品) in Wisconsin. Over 5000 sp. ft. of exhibition space in a historic creamery. While visiting, enjoy a wonderfully prepared lunch at our café overlooking the Sugar River. Just minutes from Madison!

    Gallery open Tue. —Sun., 10:00 am—5:00 pm.

    Café open Wed. —Sat., 11:00 am —3:00 pm.

    Sun. brunch with wine, 10:00—3:00 pm.

    (608) 845-6600 www.artisangal.com

    Christopher Columbus Museum

    239 Whitney St., Columbus

    World-class exhibit–2000 quality souvenirs (纪念品) marking Chicago's 1893 World Columbian Exhibition. Tour buses are always welcome.

    Open daily, 8:15 am – 4:00 pm.

    (920) 623-1992 www.columbusantiquemall.com

    All around the world, lawyers generate more hostility(敌视) than the members of any other profession-with the possible exception of journalism. But there are few places where clients have more grounds for complaint than America.

    During the decade before the economic crisis, spending on legal services in America grew twice as fast as inflation. The best lawyers made skyscrapers-full of money, tempting ever more students to pile into law schools. But most law graduates never get a big-firm job. Many of them instead become the kind of nuisance-lawsuit filer that makes the tort system a costly nightmare.

    There are many reasons for this. One is the excessive costs of a legal education. There is just one path for a lawyer in most American states: a four-year undergraduate degree in some unrelated subjects, then a three-year law degree at one of 200 law schools authorized by the American Bar Association and an expensive preparation for the bar exam. This leaves today's average law-school graduate with $100,000 of debt on top of undergraduate debts. Law-school debt means that they have to work extremely hard.

    Reforming the system would help both lawyers and their customers. Sensible ideas have been around for a long time, but the state-level bodies that govern the profession have been too conservative to implement(实施)them. One idea is to allow people to study law as an undergraduate degree. Another is to let students sit for the bar after only two years of law school. If the bar exam is truly a strict enough test for a would-be lawyer, those who can sit it earlier should be allowed to do so. Students who do not need the extra training could cut their debt mountain by a third. The other reason why costs are so high is the restrictive guild-like(行会) ownership structure of the business. Except in the District of Columbia, non-lawyers may not own any share of a law firm. This keeps fees high and innovation slow. There is pressure for change from within the profession, but opponents of change among the regulators insist that keeping outsiders out of a law firm isolates lawyers from the pressure to make money rather than serve clients ethically.

    In fact, allowing non-lawyers to own shares in law firms would reduce costs and improve services to customers, by encouraging law firms to use technology and to employ professional managers to focus on improving firms' efficiency. After all, other countries, such as Australia and Britain, have started liberalizing their legal professions. America should follow.

Aptitude Tests Recommendations

Aptitude tests are helpful to job seekers of all ages. While career quizzes explore your values and work style, aptitude tests provide a more objective evaluation of your skills, helping you select a career you're most likely to succeed in. Below are some of the best aptitude tests out there.

Clifton Strengths

The Clifton Strengths program was created based on research around leadership. The research in question pointed to common strengths among successful leaders, like strategic thinking, adaptability and communication. To complete the test, you must answer around 150 questions, each within 20 seconds. Allen Cheung, a tech blogger, notes that CliftonStrengths is more valuable than your average career test because it includes "tricky questions which aren't as easily gamed".

Red Bull Wingfinder

Developed and tested out by psychology experts, the Red Bull Wingfinder assesses your thinking under pressure. Questions include image sorting, logic puzzles and leadership-related questions. Once you complete the test, you'll receive a nine-page report and career coaching tailored to your results.

SEI Development Report

The SEI Development Report is an extensive EQ aptitude test that has timed right-and-wrong answers that assess eight fundamentals, including emotional literacy, emotional management and empathy. At the end, you'll receive a 20-page report with recommended courses on workplace EQ development.

CareerOneStop

While it only takes a few minutes to complete, the CareerOneStop Skills Assessment will help you rank both your technical and soft skills. The career suggestions at the end can be sorted by relevance, annual wages, and job outlook, coupled with with professional coaching or consultation improve your skills.