Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.

    Recently, two major US student loan (贷款) lenders, Citibank and JPMorgan Chase, announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit, they are reluctant to offer students low-interest loans that need a several-year wait for any return of interest.

    In the US, many undergraduates fill up their financial needs with a private loan, although the majority can get government-funded loans. In the 2015-2016 academic year, $ 17 billion in private student loans was used to finance higher education. The lack of private funding has yet to be covered and will hit many US students hard.

    Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants. Their biggest concern is a sudden increase in student rent.

    Most young professionals now rent houses, since 80 percent of UK mortgage schemes (按揭计划) have disappeared—a direct result of the credit crisis. This has boosted the house rent market.

    In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $ 203.

    Yet, despite students' suffering, the number of this year's university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job market.

    You probably know who Marie Curie was, but you may not have heard of Rachel Carson. Of the outstanding ladies listed below, who do you think was the most important woman of the past 100 years?

    Jane Addams (1860-1935)

    Anyone who has ever been helped by a social worker has Jane Addams to thank. Addams helped the poor and worked for peace. She encouraged a sense of community(社区) by creating shelters and promoting education and services for people in need. In 1931, Addams became the first American women to win the Nobel Peace Prize.

    Rachel Carson (1907-1964)

    If it weren't for Rachel Carson, the environmental movement might not exist today. Her popular 1962 book Silent Spring raised awareness of the dangers of pollution and the harmful effects of chemicals on humans and on the world's lakes and oceans.

    Sandra Day O'Connor (1930-present)

    When Sandra Day O'Connor finished third in her class at Stanford Law School in 1952, she could not find work at a law firm because she was a woman. She became an Arizona State Senator(参议员) and in 1981, the first woman to join the US Supreme Court（高等法院）. O'Connor gave the deciding vote in many important cases during her 24 years on the top court.

    Rosa Parks (1913-2005)

    On December 1, 1955, in Montgomery, Alabama, Rosa Parks would not give up her seat to a white passenger. Her simple act landed Parks in prison. But it also set off the Montgomery bus boycott. (抵制行动) It lasted for more than a year, and kicked off the civil-rights movements. "the only tired I was, was tired of giving in." said Parks.

    It all started in 2007 when James Bowen, a thirty­something drug addict who survived by playing guitar on the street, found an orange cat sitting in front of the door of his apartment.

    Bowen noticed the cat was wounded. Without hesitation, the young man took him to the Humane Society and spent the little money he had on medicine to heal him.

    Shortly thereafter, the cat, who was healing and feeling much better, began to follow the musician when he left the house. Then one day the cat got on the bus that Bowen took to the place where he worked.

    That's how the cat, who had recently been named Bob, began to accompany his human friend to his musical performances. Bob's mere presence attracted the attention of passers­by. He and Bowen would finish off each song with a high five. Pretty soon, the images of Bob wearing a scarf while sitting on the musician's shoulder, or keeping him company while he played the guitar, began to go viral all over the world.

    Eventually, the news found out about the pair and did a story for the magazine Islington Tribune. It was not long after that when a book agent appeared in their lives and gave them a chance to tell their story.

    By then, Bowen, who had managed to get away from drugs, wrote a novel called A Street Cat Named Bob. He related in great detail how meeting the cat changed him.

    The book soon sold more than six million copies and even spread beyond the borders of the United Kingdom. In fact, it was translated into thirty languages.

    Through all of these changing circumstances, Bob has always been with Bowen—on his shoulder.

    You can't make up a story like this. But life always gives opportunities to those who know how to get hold of them. So if you are ever in a position where a cat has chosen you, don't ignore it. You can't imagine all the good that life may have in store if you decide to accept the proposal.

    Here are some great people and their achievements.

    Mary Anderson ­ windscreen wiper.

    Back on a freezing winter's day in 1902, Mary Anderson was travelling by train through New York City. Snow was falling, forcing the driver to stop repeatedly and get out to clear it. Each time the door opened, Mary suffered a gust of sub-zero air. She had an idea: why not make some kind of a rubber blade that could be operated from inside the vehicle? And that's exactly what she did.

    Josephine Cochrane ­ dishwasher

    The dishwasher dates back even earlier to the 19th century, and to the dinner parties thrown by a lady called Josephine Cochrane. As a frequent host, she wanted a machine that could wash dishes faster than people. Her response was to develop what was to become the first commercially successful dishwasher. Interestingly, innovation was in her blood: her grandfather had invented the steamboat.

    Stephanie Kwolek ­ Kevlar

    Kevlar is the lightweight fibre used in bulletproof vests. The material is used by millions every day and has saved countless lives. The super tough fabric is also used in objects ranging from gloves to airplanes. Incredibly, its strength-to-weight ratio(比强度) is five times higher than steel. Again, it was invented by a woman, the American chemist Stephanie Kwolek, in 1964.

    Grace Hopper ­ first compiler(编译程序)

    One of the most important inventions of the 20th century must surely be the computer programme. The world of programming is unbalanced in terms of gender. Men vastly outnumber women, and take home around 30% more pay than their female counterparts on average. But back in the 1940s and 1950s, women were at the forefront of this new field. Grace Hopper is credited with inventing the first compiler in 1952, which serves as the bridge between code and the binary(二进制的) ones and zeros understood by computers.

    Self-driving cars have been backed by the hope that they will save lives by getting involved in fewer crashes with fewer injuries and deaths than human-driven cars. But so far, most comparisons between human drivers and automated vehicles have been unfair.

    Crash statistics for human-driven cars are gathered from all sorts of driving situations, and on all types of roads. However, most of the data on self-driving cars' safety have been recorded often in good weather and on highways, where the most important tasks are staying in the car's own lane and not getting too close to the vehicle ahead. Automated cars are good at those tasks, but so are humans.

    It is true that self-driving cars don't get tired, angry, frustrated or drunk. But neither can they yet react to uncertain situations with the same skill or anticipation of an attentive human driver. Nor do they possess the foresight to avoid potential perils. They largely drive from moment to moment, rather than think ahead to possible events literally down the road.

    To a self-driving car, a bus full of people might appear quite similar to an uninhabited corn field. Indeed, deciding what action to take in an emergency is difficult for humans, but drivers have sacrificed themselves for the greater good of others. An automated system's limited understanding of the world means it will almost never evaluate (评估) a situation the same way a human would. And machines can't be programmed in advance to handle every imaginable set of events.

    Some people may argue that the promise of simply reducing the number of injuries and deaths is enough to support driverless cars. But experience from aviation (航空) shows that as new automated systems are introduced, there is often an increase in the rate of disasters.

    Therefore comparisons between humans and automated vehicles have to be performed carefully. To fairly evaluate driverless cars on how well they fulfill their promise of improved safety, it's important to ensure the data being presented actually provide a true comparison. After all, choosing to replace humans with automation has more effects than simply a one-for-one exchange.

    One of the most expensive parts of flying is the cost of gas, not to mention the environmental effect it brings. An Israeli startup called Eviation Aircraft hopes to solve the problems. They displayed the world's first all-electric passenger airplane this week at the Paris Air Show.

    The lightweight plane­playfully called Alice­will be able to fly about 600 miles between charges. So it will focus on transportation between cities. It seats nine passengers and two crew members. A typical flight should cost a customer about $200.

    "The fact that we' re building an electric plane from scratch instead of just refitting an existing plane with a battery means that we can design our aircraft to be more effective and efficient than present planes," said Eviation co-founder Omer Bar Yohay. He predicts that per seat, per mile, the cost would be equal to that of a taxi or train.

    The demand for electrically powered aircraft is projected to reach hundreds of planes per year within the next decade. The change from gas to electric in power is expected to save millions of dollars in fuel costs, not to mention the environmental benefits including significant reduction of air pollution and noise levels.

    When it comes to the new possibilities, Yosef Abramowitz, an energy industry expert, said, "In modern life, it is important to fight climate change and now we have a path to do so in flying." Abramowitz, a tireless advocate for solar power, added, "The batteries will hopefully be charged with solar energy too."

    To help further save fuel costs, the designers have also invented a "taxibot" that drags planes from the passenger gate to the runway, so the planes needn't run their engines.

    After appearing at the Paris Air Show, the Alice will travel to the U.S. for further tests. It is expected that the first commercial flights will take off in 2022.

    "I think for the first time in a very, very long time, we can look at flight again and talk about the next revolution," Bar Yohay said.