Banks view online banking as a powerful “value-added” tool to attractand keep new customers while helping to eliminate costly paper handling or teller（出纳员）interactions in an increasingly competitive banking environment.

    Today, most large national banks, many local banks and credit unions offer some form of online banking, variously known as PC banking, home banking, electronic banking or Internet banking. Online banks are sometimes referred to as “brick-to-click”banks, both to tell them from “brick-to-mortar” banks that haven't yet offered online banking, as well as from “virtual”（虚拟）banks that have no physical branches or tellers whatsoever.

    The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it. Most of the large banks can now offer fully safe , fully functional（功能的）online banking for free or for a small cost. As more banks succeed online and more customers use their sites, fully functional online banking will likely become as common place as automated teller machines (ATM).

    Online banking has a lot of advantages. Unlike your corner bank, online banking sitesnever close; they're at hand 24 hours a day, seven days a week and they're amouse click away. If you're out of state or even out of the country when a money problem appears, you can log on instantly to your online bank and take care of business. Online bank sites generally carry out and confirm deals at or quicker than ATM processing speeds. Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively.

    The four theme parks below offer the most thrilling(刺激的)rides and attractions in the world.

Busch Gardens Williamsburg

    Located(坐落)in Virginia, USA, this theme paprk has some of the highest-rated thrill rides in the world. The park's famous roller coasters include Apollo's Chariot, Alpengeist, Griffon, the Loch Ness Monster and Verbolten. The park also has thrilling water rides, rides for kids, other rides, shows, tours, animal exhibits and more. Divided into nine areas representing European countries, the park has won an award for the quality of its food.

Everland

    One of the world's most popular theme parks, Everland is located in Yongin, Gyeonggi-do province, South Korea. The park has 40 thrill rides, including a world-famous wooden roller coaster, and many other attractions such as an hunting ride, a zoo, indoor and outdoor water parks, shows and more.

Blackpool Pleasure Beach

    This Lancashire amusement park is one of the most visited theme parks in the United Kingdom. Among the park's 125 rides and attractions are the tallest and faster roller coaster in the U. K., a classic wooden roller coaster, a steel tower ride, the biggest indoor dark ride in the world, a host of rides for kids and more.

PortAventura World

    Located on Spain's Costa Daurada, this park is divided into six themed areas. Five areas represent different locations including Polynesia, Mexico, the American West, China and the Mediterrancan. The sixth and newest area has a Sesame Street theme. The park has many rides and attractions suitable for visitors of all ages.

    We are a primary school in England. Our students start arriving at our playground from about 8:45 a.m. Most of the children live nearby, so they walk to school. But some children have to travel to school by car. Each of the children is dressed in a school uniform (校服) and carries the homework and packed lunch in a schoolbag.

    School starts at 8:55 a.m. The teacher on duty blows a whistle (哨子) and the children line up in their class groups. They wait quietly for the teacher to send them to their classrooms. When they arrive at their classrooms, the children empty their schoolbags and put their homework in their boxes. After the children take their seats, the teacher reads out each child's name in turn. Upon hearing his / her name, the child replies “yes, Mrs. (the teacher's name)” and the teacher writes down whether the child is in school or not.

    And then at 9:10 a.m. the children attend an assembly in our main hall. They sit on the floor in rows with the youngest children at the front and the older children at the back. As the children enter the hall, they listen to music quietly. Each week we have a different musical theme (主题). Besides, the children also listen to stories.

    After the assembly, the first lesson of the day begins at 9:30 a.m. Our morning lessons are usually English and Maths. Each of these lessons lasts an hour. Between classes, the children have their morning break from 10:20 a.m. to 10:35 a.m. They eat their snacks (小吃) or play games like football on the playground. At the end of the break, the teacher on duty blows a whistle. The children stand still and wait to be told to line up.

    Each day, the children have their lunch break from 12 noon to 1:10 p.m. Most of the children bring their own packed lunches from home. A packed lunch usually consists of sandwiches, fruit, a drink and a packet of crisps. Some children have a school dinner cooked in our school kitchen. While the children are waiting to have lunch or after they have finished eating, they play games on the playground or attend lunch-time clubs. We have teachers on duty, who look after the children during lunch breaks. After the lunch break, the children have afternoon lessons, which continue until 3:15 p.m. when the children go home.

The baby monkey is much more developed at birth than the human baby. Almost from the moment it is born, the baby monkey can move around and hold tightly to its mother. During the first few days of its life the baby will approach and hold onto almost any large, warm, and soft object in its environment, particularly if that object also gives it milk. After a week or so, however, the baby monkey begins to avoid newcomers and focuses its attentions on “mother” — the real mother or the mother-substitute(母亲替代物）.

During the first two weeks of its warmth is perhaps the most important psychological（心理的） thing that a monkey mother has to give to its baby. The Harlows, a couple who are both psychologists, discovered this fact by offering baby monkeys a choice of two types of mother-substitutes — one covered with cloth and one made of bare wire. If the two artificial mothers were both the same temperature, the little monkeys always preferred the cloth mother. However, if the wire model was heated, while the cloth model was cool, for the first two weeks after birth the baby monkeys picked the warm wire mother-substitutes as their favorites. Thereafter they switched and spent most of their time on the more comfortable cloth mother

    Why is cloth preferable to bare wire? Something that the Harlows called contact（接触的） comfort seems to be the answer, and a most powerful influence it is. Baby monkeys spend much of their time rubbing against their mothers' skins, putting themselves in as close contact with the parent as they can. Whenever the young animal is frightened, disturbed, or annoyed, it typically rushes to its mother and rubs itself against her body. Wire doesn't“rub”as well as does soft wire cloth. Prolonged（长时间的）“contact comfort” with a cloth mother appears to give the babies confidence and is much more rewarding to them than is either warmth or milk.

    According to the Harlows, the basic quality of a baby's love for its mother is trust. If the baby is put into an unfamiliar playroom without its mother, the baby ignores the toys no matter how interesting they might be. It screams in terror and curls up into a fury little ball. If its cloth mother is now introduced into the playroom, the bay rushes to it and holds onto it for dear life. After a few minutes of contact comfort, it obviously begins to feel more secure. It then climbs down from the mother-substitute and begins to explore the toys, but often rushes back for a deep embrace（拥抱）as if to make sure that its mother is still there and that all is well. Bit by bit its fears of the new environment are gone and it spends more and more time playing with the toys and less and less time holding on to its “mother.”

    The FBI is investigating the disappearance of a visiting Chinese scholar from a central Illinois university town as a kidnapping(绑架) as her whereabouts(下落) have remained unknown since Friday.

    Zhang Yingying, 26, was last seen on June 9 near the north end of the campus of the University of Illinois at Urbana-Champaign (UIUC), wearing a charcoal-colored baseball cap, a pink and white top, jeans and white tennis shoes and carrying a black backpack. She boarded a Champaign-Urbana Mass Transit District bus and exited the West Springfield and North Mathews avenues at 1:52 pm local time (1852 GMT), police said.

    The FBI has labeled the case as a kidnapping but isn't ruling out anything, said Campus police spokesman Patrick Wade. The suspect appears to be a white male who was in a car and stopped to talk to Zhang on Friday afternoon, the FBI said. Almost one month into a year long appointment at the UIUC campus, Zhang's friends told police that she was heading to an apartment complex in Urbana to sign a lease(租约).

    Security camera footage(连续镜头) on Monday released by university police showed that Zhang talked to the driver of a black Saturn Astra, about five blocks from where she got off a bus in Urbana on Friday afternoon. She entered the car shortly thereafter. Zhang has not been seen or heard from since then and attempts to contact her by phone remain unsuccessful. Authorities have asked the public to help identify that vehicle.

    A massive search has been launched in Urbana in the US state of Illinois since Zhang's disappearance. Police are interviewing with her colleagues, checking local hospitals and coordinating with ride hailing(打车) companies as part of their investigative efforts.

    In an interview with Xinhua through Wechat on Thursday, Zhang Ronggao, father of the ,missing visiting scholar from china's Fujian Province, expressed gratitude to all the people involved in the search and asked US police to accelerate the search.

    LOS ANGELES, Nov. 12 (Xinhua)—Legendary comic book writer Stan Lee has died at the age of 95, according to media reports on Monday.

    Lee, born in Stanley Lieber on Dec. 28^th, 1922, began his career in 1939 and joined the Marvel Comics in 1961.

    He is considered as one of the most legendary names in the history of comic books and the leading creative force behind the rise of Marvel Comics. He co-created iconic fictional characters such as Spider-Man, X-Men, the Avengers, and many more.

    Lee's characters often have super powers, but they also have weaknesses. They were humans, not gods. They not only struggled to save the world, but also to pay their bills, make friends, and hold jobs. This made Marvel comic book heroes stand apart from its competitor DC, which produced the seemingly perfect heroes like Superman and Wonder Woman. Those superheroes have been adapted into blockbuster films, most of which were made after Disney acquired Marvel in a 4-billion-dollar deal in 2009.

    In a statement, Bob Iger, chairman and CEO of the Walt Disney Company said Stan Lee was as extraordinary as the characters he created.

Marvel also praised Lee on its website by putting on one of Lee's famous quotes, which goes, "I used to be embarrassed because I was just a comic-book writer while other people were building bridges or going on to medical careers. And then I began to realize: entertainment is one of the most important things in people's lives. Without it, they might go off the deep end. I feel that if you're able to entertain, you're doing a good thing. "

Praise from his Hollywood peers and colleagues was generous. President of Marvel Studios Kevin Feige appreciated Lee's unparalleled impact on the industry. "No one has had more of an impact on my career than Stan Lee," Feige said. "Our thoughts are with his family and the millions of fans who have been forever touched by Stan's genius, charisma and heart."