China Merchants Bank Co Ltd has teamed up with ride-hailing major Didi Kuaidi to provide automobile financing and expand its reach in China's booming mobile payment industry.

    The two have inked a comprehensive partnership, which includes a strategic investment by the former in the latter. Under the partnership, CMB will become the first bricks-and-mortar bank that can offer in-app credit card payments to Didi users. At present, users of Didi can only choose third-party payment solutions like WeChat Payment and Alipay to pay cab fares.

    Zhao Ju, vice-president of CMB, said the cooperation with Didi was an important step in its mobile Internet finance strategy. “CMB's mobile payment is going to enter a new chapter by leveraging Didi Kuaidi's vast user base," he said.

    According to a report by China Internet Network Information Center earlier this month, Didi holds 87.2 percent of China's private car hailing market. The company said it has received 1.43 billion car-hailing requests on its platforms in 2015, which means 1.43 billion payments were made via smartphones.

    CMB is expected to use Didi to reach the core users of China's mobile payment market. Jean Liu, president of Didi, said many of the expats prefer payment by credit card rather than Alipay or WeChat. "The new partnership will help improve service quality and customer loyalty," she said. The investment makes CMB part of Didi's existing investors, including Tencent Holdings Ltd, Alibaba Group Holding Ltd and China Investment Corporation. Both of the companies declined to reveal the actual amount of the investment.

    Liu, who showed up on Tuesday for the first time in public after her treatment for breast cancer, said the cooperation with CMB is for the long run and "the capital investment is only part of it".

    Under the partnership, CMB and Didi will cooperate on a wide range of initiatives on financial services and online-to-offline cooperation. Apart from the in-app credit card payments, the two companies are going to launch joint credit cards in late February and automobile financing services for Didi's car owners. CMB's branches across China are expected to help Didi recruit more drivers.

    "There is a lot of room for imagination in our partnership," Li said, adding in future people may use their CMB credit card reward points to pay for the ride on Didi.

    Li Chao, an analyst with iResearch Consulting Group, said the partnership may not significantly boost CMB's mobile payment business. "Didi has educated the market for three years and its customers have formed the habit of paying by WeChat or Alipay. So I think CMB can only turn a very smart proportion of Didi users into its payment customer," he said. "But the move shows that China's traditional banking industry is finally thinking out of the box and looking for outside partners in Internet finance competition," he said.

    Statistics from Big-Data Research showed that more than 90 percent of China's 9.3 trillion yuan ($1.41 trillion) worth of third party mobile payment market is donated by Alibaba and Tencent.

    The Indian government may use 3D paintings as virtual (虚拟的) speed-breakers on major highways and roads, in an attempt to check speeding and careless driving, and eventually make its deadly roads a little safer. “We are trying out 3D paintings used as virtual speed breakers to avoid unnecessary requirements of speed breakers (减速带),” India's transport minister Nitin Gadkari tweeted.

    The visual illusions (幻象) are supposed to encourage drivers to slow down automatically. Earlier this month, India bad ordered the removal of all speed breakers from highways, which are considered to be a danger to safety for high-speed vehicles.

    India has the highest number of road accident deaths in the world According to the World Health Organization, over 200,00 people are killed by road accidents due to poor application of road safety laws. This is considerably higher than its official figures of 141,526 for 2014.

    The use of visual illusions as speed breakers was first pioneered in the American city of Philadelphia in 2008, as part of a campaign against speeding motorist. The technique has also been tried out in China to create floating 3D crossings.

    India, cities such as Ahmadabad and Chennai have already experimented with 3D zebra crossings in the last one year. In Ahmadabad for instance, two artists, mother and daughter have painted 3D crosswalks in the first few months of this year. The artists say their motto is “to increase the attention of drivers”, and that the concept has been successfully tested in zones where accidents easily occur on a highway.

    However, critics argue that once divers know that these speed briers are visual illusions, they may ignore them. Others also point out that India's decision does not consider the safety of a large walkers. In the end, the new policy may be just one step towards improving road safety.

    I was never very neat，while my roommate Kate was extremely organized. Each of her objects had its place，but mine always hid somewhere. She even labeled(贴标签) everything. I always looked for everything. Over time，Kate got neater and I got messier. She would push my dirty clothing over，and I would lay my books on her tidy desk. We both got tired of each other.

    War broke out one evening. Kate came into the room. Soon，I heard her screaming，“Take your shoes away！Why under my bed！” Deafened，I saw my shoes flying at me. I jumped to my feet and started yelling. She yelled back louder.

    The room was filled with anger. We could not have stayed together for a single minute but for a phone call. Kate answered it. From her end of the conversation，I could tell right away her grandma was seriously ill. When she hung up，she quickly crawled(爬) under her covers，sobbing. Obviously，that was something she should not go through alone. All of a sudden，a warm feeling of sympathy rose up in my heart.

    Slowly，I collected the pencils，took back the books，made my bed，cleaned the socks and swept the floor，even on her side. I got so into my work that I even didn't notice Kate had sat up. She was watching，her tears dried and her expression one of disbelief. Then，she reached out her hands to grasp mine. I looked up into her eyes. She smiled at me，“Thanks.”

    Kate and I stayed roommates for the rest of the year. We didn't always agree，but we learned the key to living together：giving in，cleaning up and holding on.

    No one has a temper naturally so good, that it does not need attention and cultivation, and no one has a temper so bad, but that, by proper culture, it may become pleasant. One of the best disciplined tempers ever seen, was that of a gentleman who was naturally quick, irritable, rash, and violent; but, by taking care of the sick, and especially of mentally deranged(疯狂的) people, he so completely mastered himself that he was never known to be thrown off his guard.

    There is no misery so constant, so upsetting, and so intolerable to others, as that of having a character which is your master. There are corners at every turn in life, against which we may run, and at which we may break out in impatience, if we choose.

    Look at Roger Sherman, who rose from a humble occupation to a seat in the first Congress of the United States, and whose judgment was received with great respect by that body of distinguished men. He made himself master of his temper and cultivated it as a great business in life. There are one or two instances which show this part of his character in a light that is beautiful.

    One day, after having received his highest honors, he was sitting and reading in his sitting room. A student, in a room close by, held a looking­glass in such a position as to pour the reflected rays of the sun directly in Mr. Sherman's face. He moved his chair, and the thing was repeated. A third time the chair was moved, but the looking­glass still reflected the sun in his eyes. He laid aside his book, went to the window, and many witnesses of the rude behavior expected to see the ungentlemanly student severely punished. He raised the window gently, and then—shut the window blind!

    I can not help providing another instance of the power he had acquired over himself. He was naturally possessed of strong passions, but over these he at length obtained an extraordinary control. He became habitually calm and self­possessed. Mr Sherman was one of those men who are not ashamed to maintain the forms of religion in their families. One morning he called them all together as usual to lead them in prayer to God. The "old family Bible" was brought out and laid on the table.

    Mr Sherman took his seat and placed beside him one of his children, a child of his old age. The rest of the family were seated around the room, several of whom were now grown­ups. Besides these, some of the tutors of the college were boarders in the family and were present at the time. His aged mother occupied a corner of the room, opposite the place where the distinguished Judge sat.

    At length, he opened the Bible and began to read. The child who was seated beside him made some little disturbance, upon which Mr Sherman paused and told it to be still. Again he continued but again he had to pause to scold the little offender, whose playful character would scarcely permit it to be still. At this time he gently tapped its ear. The blow, if blow it might be called, caught the attention of his aged mother, who now with some effort rose from the seat and tottered across the room. At length, she reached the chair of Mr Sherman, and in a moment, most unexpectedly to him, she gave him a blow on the ear with all the force she could gather. "There," said she, "you strike your child, and I will strike mine."

    For a moment, the blood was seen mounting to the face of Mr Sherman. But it was only for a moment and all was calm and mild as usual. He paused; he raised his glasses; he cast his eye upon his mother; again it fell upon the book from which he had been reading. Not a word escaped him; but again he calmly pursued the service, and soon sought in prayer an ability to set an example before his household which should be worthy of their imitation. Such a victory was worth more than the proudest one ever achieved on the field of battle.

    What exactly is intelligence? There aren't any easy answers. Despite the progress that has been made in genetics and psychology, human intelligence has remained one of the most controversial areas of modern science, until now, that is, for the discovery of a gene(基因) linked to intelligence has made the experts think again.

    Robert Plomin of the Institute of Psychiatry in London and his colleagues in the US have been looking into genetic make-up. From their research, they have discovered that a slightly different gene is more common in those with a high IQ. Plomin analyzed DNA from two groups of 51 children aged between 6 and 15. What he found was that the first group had an IQ of 136, putting them in the top 5% of the population, while the other group had an average IQ of 103. An analysis of their genes showed that 32% of children in the higher group had the gene in question, while only 16% in the second group did. However, there is a lot more research to be done, and Plomin himself is cautious at this early stage. He suggests that there are probably many genes that contribute to intelligence, rather than just one.

    Several studies have shown a strong link between IQ and career success, although some psychologists remain unconvinced about this. Professor Michael Rowe, who has written a book called Genius Explained, is one of these. "The people with the highest IQs are not usually the ones who do best in their careers."

    Many psychologists now believe that when it comes to intelligence, IQ isn't everything. Many alternative views have been put forward recently. One example is the idea of multiple intelligences, which was developed in the 1980s by Harvard psychologist Howard Gardner. This offers a much broader view than the IQ theory, including creativity and communication skills as relevant factors(因素) in intelligence.

    Tony Buzan, brain expert and author of Master your Memory, is enthusiastic about this belief, arguing that true geniuses(天才) do indeed appear to combine high levels of each type of intelligence. He lists Alexander the Great, Pablo Picasso and Albert Einstein as examples. At the same time, Buzan believes that everyone can develop their intelligence, only if they take the trouble to exercise their brain. Perhaps there's hope for us all!

Beethoven is a giant of classical music. And the most influential, too—at least, when it comes to piano compositions. That's according to a study in the journal EP J Data Science.

If you're wondering how data analysis could determine something as abstract as cultural influence, it's worth remembering this: Music is the most mathematical of the art form, a lot of which is symbolic. The music is written in symbols that are connected in time.

Juyong Park is a theoretical physicist in South Korea. Park and his colleagues collected 900 piano compositions by 19 composers from 1700 to 1910. Then they used that mathematical quality to their advantage by dividing each composition into what they called "code words", in other words, a chord. They then compared each chord to the chord or note that came after it, which allowed them to determine how creative composers were at coming up with novel transitions.

The composer with top marks for novelty was Rachmaninoff. But when the researchers looked at those chord transitions across all 19 composers, it was Beethoven who was most heavily borrowed from—meaning at least among the composers in this analysis, his influence was the largest.

Their study comes with some drawbacks. For example, the researchers only considered piano compositions in this work, and by only studying chord transitions, so their conclusions wouldn't relate to artists who were influential in other ways like Bach or Mozart. Park explained, "It's well understood that Mozart's contribution to music comes from the musical forms that he designed. That was not very well reflected by our mathematical modeling."

As for Park, the results convinced him he has some listening to do. "Of course I listen to music. I like Rachmaninoff's music, but I have to say I have listened to Beethoven way more than Rachmaninoff. So after this work came out, I ended up buying his whole complete collection.