China Merchants Bank Co Ltd has teamed up with ride-hailing major Didi Kuaidi to provide automobile financing and expand its reach in China's booming mobile payment industry.

    The two have inked a comprehensive partnership, which includes a strategic investment by the former in the latter. Under the partnership, CMB will become the first bricks-and-mortar bank that can offer in-app credit card payments to Didi users. At present, users of Didi can only choose third-party payment solutions like WeChat Payment and Alipay to pay cab fares.

    Zhao Ju, vice-president of CMB, said the cooperation with Didi was an important step in its mobile Internet finance strategy. “CMB's mobile payment is going to enter a new chapter by leveraging Didi Kuaidi's vast user base," he said.

    According to a report by China Internet Network Information Center earlier this month, Didi holds 87.2 percent of China's private car hailing market. The company said it has received 1.43 billion car-hailing requests on its platforms in 2015, which means 1.43 billion payments were made via smartphones.

    CMB is expected to use Didi to reach the core users of China's mobile payment market. Jean Liu, president of Didi, said many of the expats prefer payment by credit card rather than Alipay or WeChat. "The new partnership will help improve service quality and customer loyalty," she said. The investment makes CMB part of Didi's existing investors, including Tencent Holdings Ltd, Alibaba Group Holding Ltd and China Investment Corporation. Both of the companies declined to reveal the actual amount of the investment.

    Liu, who showed up on Tuesday for the first time in public after her treatment for breast cancer, said the cooperation with CMB is for the long run and "the capital investment is only part of it".

    Under the partnership, CMB and Didi will cooperate on a wide range of initiatives on financial services and online-to-offline cooperation. Apart from the in-app credit card payments, the two companies are going to launch joint credit cards in late February and automobile financing services for Didi's car owners. CMB's branches across China are expected to help Didi recruit more drivers.

    "There is a lot of room for imagination in our partnership," Li said, adding in future people may use their CMB credit card reward points to pay for the ride on Didi.

    Li Chao, an analyst with iResearch Consulting Group, said the partnership may not significantly boost CMB's mobile payment business. "Didi has educated the market for three years and its customers have formed the habit of paying by WeChat or Alipay. So I think CMB can only turn a very smart proportion of Didi users into its payment customer," he said. "But the move shows that China's traditional banking industry is finally thinking out of the box and looking for outside partners in Internet finance competition," he said.

    Statistics from Big-Data Research showed that more than 90 percent of China's 9.3 trillion yuan ($1.41 trillion) worth of third party mobile payment market is donated by Alibaba and Tencent.

    It was a quiet village in which there was a military camp(军营). It was far from the towns and cities and there were some high mountains around. Of course it was a good place for training the new soldiers. But it was difficult for the young men to go outside. Mr. White, an officer of forty, was strict with them and he hardly let them leave the camp.

    Once Mr. White was ill in bed. He couldn't work and a young officer, Mr. Hunt, began to train the new soldiers instead of him. He knew the young men well and let nine soldiers go to the nearest town to have a holiday. But night fell and none came back to the camp. He was worried about it and stood at the gate. It was five to twelve when Mr. Hunt decided to go to the town and see what was happening with the young men. He started the car quickly and set off. At that moment the nine soldiers came back. It seemed they were all drunk. Of course they found the officer was angry.

    "I'm sorry, sir," said the first soldier. "I left the town on time. But something was wrong with my bus on my way here. I had to buy a horse and made it run fast. Bad luck! It died and I had to run back."

    And the other seven soldiers said they were late for the same reasons. It was the last soldier's turn. He said, "I'm sorry, sir. I got on a bus on time, but…"

    Having heard this, the officer became even angrier and stopped him at once. He called out, "If you say something was wrong with your bus, I'll punish you at once!"

    "No, no, sir," said the young man. "My bus was all right, but the dead horse were in its way!"

    Book: No Looking Back

    Author: Shivani Gupta

    Shivani had thrown a party one evening and awoke the next morning in hospital because of a car crash. It took Shivani years of pain, struggle and determination to regain control of her life and her body. Then tragedy struck again. As the newly-married Shivani drove to Manali with her family, a truck crashed into her car. Shivani refused to give in-she wouldn't let her injury keep her from achieving her ambitions.

    Book：Courage Beyond Compare

    Author: Sanjay Sharma

    The 10 sportspersons in the book are champions in diverse fields like athletics, swimming and badminton, who have brought glory to the country. They overcame their physical limitations to reach the top of their chosen fields.

     Book: Face to Face

    Author: Ved Mehta

    Blind since the age of four，the author led a lonely childhood in India until he was accepted to the Arkansas School for the Blind, to which he flew alone at 15. America and the school changed his life, leading him to degrees at Oxford and Harvard and a fruitful writing career.

Book: This Star Won't Go Out

Author: Lori and Wayne Earl

    Diagnosed with cancer at 12, Esther Earl was a bright and talented, but very normal teenager. She lived a hope-filled and generous life. A cheerful, positive and encouraging daughter, sister and friend, Esther died in 2010, shortly after turning 16, but not before inspiring thousands through her growing online presence.

    Every city, in fact, can be felt by its warmth-not in terms of its natural climate but its human touch.

    About twenty years ago, I arrived in Australia. Searching for a place in a map in the street, I was approached by an elderly man who asked “How are you? Are you lost? How can I help you?”, which really impressed and warmed me. Another time, as I was pushing my bike on the sidewalk one night, a young lady shouted to me: “Carry me please” and then jumped onto my bicycle. While we had a little chat, she got where she wanted and hopped off my bike with “Thanks, bye!” At that moment, I had a sense as much of pleasant surprise as of “being trusted”.

    Still in Australia, two of my friends decided to hitch（搭便车）their way to Sydney in order to save money. A young driver stopped, and luckily he was also going to Sydney, so he let them in and even allowed them to drive while he went to sleep on the back seat. About eight hours later, they arrived and he woke up. Saying thanks to each other, they went their separate ways.

    In my opinion, no matter how developed and advanced it is, if in general a place presents itself with a cold and indifferent（冷漠的）face to people, especially to strangers, even keeping them highly alert（警惕的）not to be cheated all the time, can perhaps hardly be classified as a land of civilization（文明）. In a sense, the attitude towards strangers that the people have in the city mirrors its warmth.

    BEIJING, China —Pollution in China remains very serious as the country's rapid economic growth brings new environmental problems, a minister said Saturday.

    Vice Environment Minister Zhang Lijun said China has made progress on environmental protection, but admitted that its rapid economic growth over the past decade has had a negative effect on the environment.

    "Our rapid economic development has continuously brought our country new environmental problems, particularly dangerous chemicals, electronic waste and so on. These environmental pollutants (污染物) bring new problems and affect human health," Zhang told a news conference.

    He said that emissions(排放)of traditional pollutants remain high and some areas have failed to meet government standards.

China has pledged to continue reducing emissions this year of three key air pollutants— ammonia nitrogen, sulfur dioxide and nitrogen oxide. The government has also promised to bring down demand for chemical oxygen—a measure of water pollution by l.5 percent from the 2010 levels.

    In the last five years, there were 912 "environmental emergencies" involving heavy metal pollution, including several well-publicized instances of mass contamination, Zhang said. Thousands of children were affected by lead poisoning in several provinces in 2009 and 2010 because they lived near metal smelters or battery factories.

    The minister noted that rapid development in the next five years would increase the need for China to improve environmental protection and shift to a more sustainable(可持续的) model of economic development from its dependence on industries which consume huge quantities of energy.

    China is focusing on clean energy, including solar, wind and nuclear power, as one way to reduce its dependence on coal, which generates three-quarters of its electricity and is also used for winter heating in northern cities. China also hopes the strategy will reduce its demand for oil and gas and increase economic growth and jobs.

    Zhang told reporters there was no plan to adjust China's overall strategy for nuclear development but he said Beijing will learn lessons from Japan after a violent earthquake resulted in a radioactive leak(放射能泄露).

    "Some lessons we learn from Japan will be considered in the making of China's nuclear power plans," he said. "But China will not change its determination and plan for developing nuclear power."