Brother Bear and Sister Bear know quite a lot about Bear Country. They know where the best honey trees are. They know the best places to see a rainbow (彩虹). But they don't know much about money. When they get some money, they run quickly to the Bear Country Mall and spend it. Sometimes, Sister puts her money in her piggy bank. But she usually spends it just a moment later. Brother doesn't even have a piggy bank!

    One day, Brother and Sister go to the mall. They see a new video game. It looks exciting. They run home to ask Papa to buy it. Papa gets angry. He shouts, "Video game! At the mall! You must think money grows on trees!" "You must make your money! Life is about working, making money and saving (存钱) for a rainy day!" Now Brother and Sister know how serious (严重的) it is. They begin to think about making money.

    In fact, Brother and Sister are very good at making money. They sell flowers by the side of the road. They sell strawberries door to door. They take visitors to see the most beautiful rainbow. They take care of pets for neighbours. Sister's piggy bank is full. Brother has to borrow Mama's sugar bowl to keep all his money.

    "I think that's enough. Look at them!" says Papa. "Yes. In the past, they didn't care about money. But now they care too much about it," says Mama. "Come here, children." says Papa. "Are you going to spend all your money?" "Yes!" Brother and Sister say together. "That's not good," says Mama. "You should spend only some of the money on useful things. And put some money there for a rainy day."

    Brother and Sister ask, "Where do we put our money?" "I think the Bear Country Bank is a good place, says Mama. "Good," says Papa. "The money can be your nest egg (存款)." That day the Bear family goes to the bank and opens an account (帐户) for Brother and Sister.