Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.

    Recently, two major US student loan (贷款) lenders, Citibank and JPMorgan Chase, announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit, they are reluctant to offer students low-interest loans that need a several-year wait for any return of interest.

    In the US, many undergraduates fill up their financial needs with a private loan, although the majority can get government-funded loans. In the 2015-2016 academic year, $ 17 billion in private student loans was used to finance higher education. The lack of private funding has yet to be covered and will hit many US students hard.

    Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants. Their biggest concern is a sudden increase in student rent.

    Most young professionals now rent houses, since 80 percent of UK mortgage schemes (按揭计划) have disappeared—a direct result of the credit crisis. This has boosted the house rent market.

    In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $ 203.

    Yet, despite students' suffering, the number of this year's university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job market.

    Whatever happened to the familiar scene from the past of children playing "tag(捉人游戏)" in the streets while their parents chatted with the neighbors over the garden fence? This picture is fading fast today, as children are now leaving the streets in favor of a screen.

    Several organizations are attempting to change this situation. One of these organizations is Play England, which aims to improve opportunities for children to play outside. A leading figure in the campaign is 50-year-old Adrian Voce, who has childhood memories of days spent in the "Big Woods" near his house with his older brothers. "We were given a packed lunch and told not to talk to strangers. I can still remember wandering in and out of each others' houses." he says.

    However, it is not only the children that Mr. Voce and his organization have to convince. In many cases the parents themselves block his efforts. A survey in 2014 found that 85 percent of adults agreed that it was important for children to be able to play safely in the road or street where they live. However, many of them were not prepared to park their cars an extra 50 meters away from their homes.

    Mr. Voce's attempts to encourage children to play outside include the organization of campaigns like National Playday. Hundreds of communities all over the country take part in this effort, yet it can take a lot of people to give children a taste of what it is like to play in the streets. On one street in Aldershot last year there were five policemen, three community support officers, a traffic management crew, a closed-circuit television van, and a team of "play workers."

    Society today has changed to such an extent that children do not feel safe on the streets and their parents no longer feel comfortable about letting them play there. It is not only the appeal of computers and video games that has driven children inside, but also the presence of traffic, crime, and violent young people. However, thanks to the efforts of people like Adrian Voce, it may not be too late to turn back the clock.

    Imagine you are opening your own company and want to hire a manager. You have two candidates and they are both capable and experienced, so who would you rather hire: Julia Watson or Shobha Bhattacharva? Chances are that you would prefer Watson, right? But why?

    "Easy names are evaluated as more familiar, less risky and less dangerous," Eryn Newman, a scientist at Victoria University of Wellington, New Zealand, told Scientific American. As a result, people with easier names are often assumed to be more trustworthy. This is what Newman and her teammates have found in their recent study.

    In the experiment, they picked 18 different foreign names, including difficult-to-pronounce ones like Yevgeni Dherzhinsky and easy names like Bodo Wallmeyer. They then attached each name with a statement such as "turtles are deaf" and "giraffes are the only mammals that cannot jump" and asked volunteers whether they thought the claims were true.

    The results showed that claims connected to easier names were more often ranked as believable than those attributed to difficult names, regardless of what the truth really was. In fact, previous studies have already found that our judgments about products can be affected by their names. For example, we tend to think of a food additive (添加剂) with an easier name as safer and a stock with an easier name as more lucrative (利润丰厚的)，according to Medical Daily.

    But researchers pointed out that this effect can change depending on where someone comes from. For example, a native British man may find "Yevgeni Dherzhinsky" hard to pronounce while Russian people could say it without effort. Newman hopes that this finding can make us better see our biases (偏见). It's not just unfair to people that we make judgments based on gut feelings (直觉) rather than facts, and it can sometimes have serious consequences.

    For example, we may choose to believe certain eyewitnesses in court simply because their names sound more trustworthy even if they are actually lying. Or, we may let go of qualified job candidates due to their "difficult" names.

    Now, if you could make that decision again, would you still prefer Julia Watson to Shobha Bhattacharva?

    Bottled water is a booming industry in New Zealand, but it's terrible for the environment —each bottle thrown away adding to the 190,000 tons of plastic New Zealanders throw into landfills each year.

    But now one company has created water storage that they hope will prove to be just as convenient as a plastic bottle—but contains no actual plastic.

    Skipping Rock Labs make Oohos, flexible membranes filled with water that are constructed using a seaweed extract—meaning they, re totally edible and biodegradable, wrapping and all.

    There aren't any known side effects from digesting the membranes, which are tasteless—though Ooho! says flavors can be added to make them more appetizing.

    The company took to crowdfunding site CrowdCube with the idea, and it has since gone viral— with more than 900 investors bagging them A£ 751,700 to develop and launch the Ooho! balls ( $ 1.35 million).

    Skipping Rock Labs create the balls by dipping ice into brown algae and calcium chloride, with the membrane taking shape around the ice—and while that may sound complicated, the company says it, s more cost-effective than producing a plastic bottle.

    A layer atop the membrane can be peeled off just before drinking, for hygiene purposes. Skipping Rock Labs are hoping their new product takes off—and that it starts to put a dent into the plastic packaging industry.

    Rock climbing is not just for grown-ups. Your children can also enjoy this fun-filled activity as well as getting its advantages. Aside from its heart-health benefit, it is also known to increase their self-confidence and esteem(尊重). While it may not be an impromptu(即兴的) activity like running or biking, there are many climbing walls that are now available, especially with the development of fitness centers and camps.

    The great thing about having your kids join these activities is that it follows up on their natural quality. As you know, children are natural climbers. You can see them going up on trees or climbing tall ladders. With rock climbing, you can satisfy their urges to be a climber.

    What's more, it is fairly easy for the kids compared with adults. With a high strength-to-weight rate, they have less body weight to pull up, and they are more flexible(灵活的).

    It is also a low-impact workout that tests your children's endurance(耐性). It's easy on their joints(关节) as they burn energy during their ascent. In addition, climbing walls are like giant puzzles begging to be solved. Not only does it test the physical aspects of your children's development, but it also wakes their mental abilities.

    This exercise also helps develop your children's essential strength and flexibility. Kids are challenged physically as they pull, lift, stretch, and twist their way up. This activity also develops their eye-hand coordination(协调) as they perform their climb.

    Almost anyone can do it although it may vary in skill level, namely beginner, intermediate, or advanced. But despite its reputation as an extreme sport, children can do this. One does not need to be super-fit to join a rock climbing class. However, good technique is more necessary than strength when doing this sport.

A 16th century drawing by one of the key figures of the German Renaissance has been valued in excess of $10 million after it was initially purchased at a yard sale for just $30 in 2017.According to Agnews Gallery—the London auction house in possession of the artwork—Albrecht Dürer,who died in 1528,is regarded as both the greatest German artist of his time and as one of the most important artists and intellectuals of the European Renaissance.The drawing that has been rediscovered is titled "The Virgin and Child".As Dürer's career and legacy have been studied in depth since his death,it is extremely rare to find unknown works of his.

Boston-based art collector Clifford Schorer,who is a consultant to the gallery,added Thursday that he came across the rare artwork,thought to have been completed in 1503,by chance on the way to a party in Massachusetts in 2019.He had forgotten to bring a gift to the party,so he went to a bookstore,which sold collectable volumes.The bookseller told him his friend had a Dürer drawing and asked if he would take a look at it.Schorer agreed,but held out little hope.

The artwork had been purchased at a yard sale at the home of an architect who had been gifted the piece from his art dealer father,Schorer said."Generally speaking,it's an inverse(反向的) relationship between how dramatic the claim is and how much of a let down it is.For example if someone tells me they have a Leonardo da Vinci,I'm usually pretty confident I'm going to see some images that are unimpressive," Schorer said.

But when he arrived to examine the artwork weeks later,he was taken aback by its quality."It was like experiencing a kind of electricity.When you're in my world you spend your life looking for unknown things that lead to fascinating research avenues...and I could see I was at the beginning of something extremely exciting," Schorer said.