Thanks to the magic of the Internet, booking your yearly trip is just a few clicks away. But you may throw money away when you travel. Here are some of the most common travel mistakes that waste your money and what you can do to fix them．

1).Not having travel insurance

    {#blank#}1{#/blank#} But if Something bad does happen while you're traveling and you aren't covered（给……保险）, you'll be left paying thousands of dollars.

    What you should do: {#blank#}2{#/blank#} It only costs a few dollars a day and it offered through many of the credit card companies．

2). Mismanaging your money

    Whether it's by using traveler's checks, or getting cash before you go，you don't look for the best rates.

    What you should do：{#blank#}3{#/blank#} Check if your bank has a partner ATM network in the country you're visiting and it may cost you nothing to take out local cash.

3). Booking too early

    People get excited about their trip and, to make it real，book their flight right away. {#blank#}4{#/blank#} Both area mistake．

    What you should do：Book your flight about two to three months in advance to secure the lowest fares.

4). Asking where to eat the wrong way

    Even if you're doing the smart thing and asking locals，“Where should I eat？”you're asking the question in a wrong way. {#blank#}5{#/blank#}.

What you should do：It seems simple but asking，“Where do you eat？”means a world of difference. Instead of guessing what you might like, a local can direct you to a place he likes to visit

A．Get travel insurance!

B．Or they forget and wait until the last minute.

C．Use the ATM for cash and a credit card for all your shopping．

D．A lot of people think“I'm just going away for a short time．I'll be fine.”

E．Call a hotel to see if they will have a lower rate than what you find online.

F．You will be sent to restaurants that loca1s think tourists would want to visit．

G．Visit the tourism board when you arrive as they are experts on your location．

How to teach a child to respect

    As a child grows out of being an infant and begins to notice and react to the world around him, you may find yourself wondering how you possibly impart all of the things that he needs to become a responsible, respectful adult.{#blank#}1{#/blank#} A child who learns to respect all he meets not only receives respect from others, but also learns to respect himself as well.

●Show your child respect. This is perhaps the best way to teach your child how to respect others. Listen to your child by giving him your full attention and he will learn to listen to you, understanding how important this is in communication.

●{#blank#}2{#/blank#} The more you say “please” and “thank you” to your child, the more likely he will learn to use them with you and others. Politeness then becomes a normal part of any conversation.

●Agree to disagree.{#blank#}3{#/blank#} Explain your decision so that he will understand your reasoning and expect respectful responses. Disagreeing with you doesn't equate to disobedience.

●Control your impulse to overact. When a situation arises between you and your child that requires calmness, keep in mind that you are supposed to be modeling correct behavior. {#blank#}4{#/blank#}

●Praise, praise, praise! So much is focused on what a child does wrong and how to correct it that the accomplishments are not celebrated enough.{#blank#}5{#/blank#}

A．Teach manners by using polite requests and responses.

B．Try to remember that a child won't always agree with you.

C．Respect is necessary for a meaningful and successful life.

D．If he sees you lose temper, he is more likely to respond that way in future.

E．A child may act like he pleases, but will respect being given limits.

F．When you see your child exhibit respectful behavior, make sure he knows just how proud you are of him.

G．Setting a good example is the best way to start a child on the path to respect.

    We are not suggesting that you can reach a permanent state called “happiness” and remain there. But there are many ways to turn the path of anxiety, anger, and sadness into a state of happiness. Here are four ideas to get you started. {#blank#}1{#/blank#}

● Laugh out loud

    Just expecting a happy, funny event can raise levels of pleasure-causing hormones (荷尔蒙) and lower production of stress hormones. Researchers at the University of California tested 16 men who all agreed they thought a certain videotape was funny. Half were told three days in advance they would watch it. {#blank#}2{#/blank#} When they actually watched the video, their levels of stress hormones dropped greatly, while their levels of pleasure-causing hormones rose 27 percent.

● Do one thing at a time

    Edward Suarez, professor of medical psychology at Duck, found that people who do several things at the same time are more likely to have high blood pressure. {#blank#}3{#/blank#} Instead of talking on the phone while cleaning the kitchen, sit down in a comfortable chair and turn your entire attention over to the conversation.

●{#blank#}4{#/blank#}

    Although relationships help take away stress, sometimes you need time to recharge and reflect on your own. Take yourself out to lunch or to a movie, or simply spend an afternoon reading at home, or looking through books in a bookstore.

● Practice mindfulness

    {#blank#}5{#/blank#} Instead of worrying about your check-up tomorrow while having dinner with your family, focus on the here and now — food, the company, and the conversation.

A. Spend time alone.

B. Focus on the present.

C. Take care of the soul.

D. Take that finding seriously.

E. Choose the ones that work for you.

F. They started experiencing biological changes right away.

G. Find a quiet place near your house and make it your secret place to escape.

    How Fit Are Young Teens?

    How often do you exercise? A new study finds that most kids ages 12 to 15 aren't getting enough physical activity.{#blank#}1{#/blank#}

    U.S. fitness guidelines recommend (推荐) an hour or more of physical activity every day. According to the study, only 1 in 4 U.S. kids meet the recommendation. Few kids in the survey met the guidelines for physical activity that raises the heart rate and makes you breathe harder. However, most of those kids said they did at least an hour of exercise at that level during the previous week.{#blank#}2{#/blank#}

    The study found fat teens were less active than normal-weight girls and boys. Overweight girls were slightly less active than normal-weight girls.{#blank#}3{#/blank#}

     “There's always room for improvement,” said health expert Tala.{#blank#}4{#/blank#}She also said the results provide useful information to help with fitness campaigns such as Let's Move, which was launched by First Lady Michelle Obama. To inspire kids to eat right and get in shape, the First Lady visits schools and holds exercise events. She also calls on schools to offer regular gym classes.

    The research suggests kids who get physical education may get better grades.{#blank#}5{#/blank#}

A. It's concerning.

B. She is an expert on children's health.

C. She was the lead author of the study.

D. The results are based on about 800 kids.

E. Schools should give kids more time for physical activity.

F. But levels were similar among overweight and normal-weight boys.

G. Overall, about 25% said they got an hour of that kind of difficult exercise every day.

    Caregivers care for someone with an illness, injury or disability. Caregiving can be rewarding, but it can also be challenging.{#blank#}1{#/blank#}Women especially are at risk for the harmful health effects of caregiver stress. These health problems may include stress and anxiety. There are ways to manage caregiver stress.

    The first thing to do is learn ways to better help your loved one.{#blank#}2{#/blank#}To find these classes, ask your doctor or call your local Area Agency on Aging.

    Take time out to meditate（冥想）or reflect. Spending 10 to 20 minutes twice a day to “clear your head” can work wonders when you're feeling overburdened. Some caregivers learn meditation techniques from classes or books on the subject, while others simply take time out to quietly reflect.{#blank#}3{#/blank#}

    Exercising is another good way to help mind and body recover. It's one of the best-known techniques for reducing stress and keeping healthy. A quick walk several times each week gives you significant health benefits.{#blank#}4{#/blank#}

    Your library may offer exercise DVDs. Invite a friend over to join you.{#blank#}5{#/blank#}Nursing a garden, watching a favorite TV show, or reading an article that interests you. Your favorite hobby can help “center” you and remind you that you still have a life outside of caregiving. You must make some time－even for 10－to take care of yourself.

A. Stress from caregiving is common.

B. Try to do something you enjoy every day.

C. You'd better keep a journal of your thoughts and feelings.

D. Find caregiving resources in your community to help you.

E. Whichever way you choose, it's important that you focus on clearing your mind.

F. There are many good indoor choices, too, from walking in place to yoga or tai chi.

G. Some hospitals offer classes that can teach you how to care for someone with an injury or illness.

    Parents usually teach their children how to cross the street safely, by looking both ways for cars.{#blank#}1{#/blank#}The city of Honolulu, Hawaii wants everyone to learn that lesson.

    {#blank#}2{#/blank#}Beginning on October 24, you will be fined from $15 to $99 if you step into a Honolulu street while looking at your phone. Honolulu is the first major U.S. city to ban what is called "distracted walking". It recently passed a law in a seven to two vote. The law says, "No pedestrian shall cross a street or highway while viewing a mobile electronic device."{#blank#}3{#/blank#} 

    The law includes all electronic devices with screens: cellphone, tablets, gaming devices, digital cameras and laptop computers.{#blank#}4{#/blank#}Pedestrians may use such devices in the street to call emergency services and rescue workers, such as firefighters and police officers.

    Pedestrian deaths have been increasing as the use of cellphones rises. The Governors Highway Safety Association, or GHSA, says pedestrian deaths in the United States increased 25 percent between 2010 and 2015. That trend continued in 2016 with the number of pedestrian deaths rising to almost 6000, 11% higher than in 2015.

    {#blank#}5{#/blank#}The state of Washington was the first to outlaw distracted driving back in 2007. Now, 46 other states as well as D. C. Puerto Rico, Guam and the U. S. Virgin Islands, have laws against texting while driving.

    If you still want to text while walking, you could avoid being fined in Honolulu by using a voice-controlled digital assistant such as Siri or Google Assistant. Or you could just wait until you are again, safely, off the street.

A. The law does permit an exception.

B. Other U. S. cities may follow Honolulu.

C. But do they also teach them to put away their cellphones?

D. Texting while crossing the street will soon be banned in the city.

E. Do you like Honolulu's new law that bans texting while walking?

F. In other words, do not look at a screen when you cross the street or you could be fined.

G. The law's creator hope it will lower the number of people hit and killed by cars in the city.