It's important to prepare for rainy days. Similarly, it's important to save money.{#blank#}1{#/blank#}Why? It's because they've got used to spending all the money they make. Sometimes, the hardest thing about saving money is just getting started. Here are some tips to help you save money.

    {#blank#}2{#/blank#}The first step in saving money is to know how much you're spending. For one month, keep a record of everything you spend money on. Once you have your data, organize these numbers by category(类别) and get the total amount for each.

    You can make a budget(预算). Now that you have a good idea of how much you spend in a month, what can you do now?{#blank#}3{#/blank#}To plan your spending, you can build a budget. In this way, you can limit over-spending and make sure that you put money away for unexpected situations.

    {#blank#}4{#/blank#}Doing so make it much easier to get started. Begin by deciding how long it will take to reach each goal. Some short-term goals include starting a fund to cover 6 months to a year of living costs and saving money for a vacation. Long-term saving goals are often several years or even decades away and can include saving for retirement and putting money away for a child's college education.

    Make saving money easier with automatic transfers (自动转帐). Automatic transfers to your savings account are very helpful.{#blank#}5{#/blank#}By moving money out of your checking account, you'll be less likely to spend money you plan to use for savings.

A. You can set savings goals.

B. You can record your costs.

C. You can plan your spending.

D. You can keep a record of what you do.

E. They can make saving money much easier.

F. However, some people find it hard to save money.

G. You can move money out of your savings account.

    Bullies come in all shapes and sizes. Over time, most of us have to deal with a bully or two. Bullying can threaten students' physical and emotional safety at school and can have a negative effect on their ability to learn. Here are some tips for you to avoid being bullied at school.

    Show smallest reaction to their bullying.{#blank#}1{#/blank#} So do not show the bullies that you feel hurt. Just walk away as if you didn't mind it. Reacting to them will only encourage them further.

    Feel your inner strength. Everyone has an inner strength to draw on; the problem with bullying is that many bullies try to make you feel that you have no this strength.{#blank#}2{#/blank#}In fact deep down you are stronger than they are.

    {#blank#}3{#/blank#}Bullies may be less likely to target a big group of friends. They tend to pick on people they consider as defenseless or powerless. If you're always surrounded by people, a bully may avoid bothering you.

    Stay within eyesight of an adult. If you stay within the eyesight of an adult, bullies will typically stay away.{#blank#}4{#/blank#}Therefore they avoid bullying others if a teacher or other adult is near. When at school, stay in areas where teachers and other adults are typically present

    {#blank#}5{#/blank#}Try a different way to school; if they can't find you, they can't bully you. Try your best to avoid them but don't show that you are avoiding them. They will usually read this as fear, and they will bully you more as a result.

A. Hang out in groups.

B. Bullies are in fact paper tigers.

C. Report it to your teachers and parents.

D. Work your way around the bullies.

E. Believe that you are stronger than they are.

F. Bullies do not want to cause trouble for themselves.

G. Bullies gain satisfaction from making others feel hurt or uncomfortable.

    Eyesight plays a very important role in our daily life. Every waking moment, the eyes are working to see the world around us. Over forty percent of Americans worry about losing eyesight, but it's easy to include steps into our daily life to ensure healthy eyes. Here are five suggestions for a lifetime of healthy eyesight:

    ●Schedule yearly exams.{#blank#}1{#/blank#}Experts advise parents to bring babies 6 to 12 months of age to the doctor for a careful check. The good news is that millions of children now can have yearly eye exams and following treatment, including eyeglasses.

    ●Protect against UV rays (紫外线). Long-term stay in the sun creates risk to your eyes. No matter what the season is, it's extremely important to wear sunglasses.{#blank#}2{#/blank#}

    ●Give your eyes a break. Two-thirds of Americans spend up to seven hours a day using computers or other digital products.{#blank#}3{#/blank#}Experts recommend that people practice the 20/20/20 rule: every 20 minutes, take a 20-second break and look at something 20 feet away.

    ●{#blank#}4{#/blank#}As part of a healthy diet, eat more fruits and vegetables each day. Vitamins (维生素) C and E help protect eyesight and promote eye health.

    ●Practice safe wear and care of contact lenses (隐形眼镜). Many Americans use contact lenses to improve their eyesight. While some follow the medical guidance for wearing contact lenses, many are breaking the rules and putting their eyesight at risk.{#blank#}5{#/blank#}Otherwise, you may have problems such as red eyes, pain in the eyes, or a more serious condition.

A. Eat your greens.

B. Eye care should begin early in life.

C. They can properly protect your eyes.

D. Stay in good shape by taking more vitamins.

E. Parents usually don't care about their own eyesight.

F. Always follow the doctor's advice for appropriate wear.

G. This frequent eye activity increases the risk for eye tiredness.

    Recently, crazy rich Asians are posting photos of themselves facing down and surrounded by luxury goods in a new trend sweeping social media.

    Falling down in public is embarrassing for most people. However, the new social media craze(时尚)called the "Falling Stars Challenge" has turned falling into something fun to do.

    The craze began in Russia. {#blank#}1{#/blank#} Items like handbags, accessories (配饰) and cash were spread out on the ground around them in the photos. People shared these photos to show off their wealth.

    The craze soon became popular around the world. {#blank#}2{#/blank#} People are using it to show off their hobbies and professional talent. The items in their pictures show what they do for a living and what they have achieved in their lives.

    {#blank#}3{#/blank#} For example, students fall down on textbooks and test papers. Police officers fall in front of their police cars with handcuffs (手铐) in their hands. Famous people are also taking the challenge. Writer Liu Tong took a fall with dozens of copies of his new book.

    More than 1.08 million Chinese have taken this challenge on Sina Weibo. Their pictures have been viewed more than 2.22 billion times. Internet users also comment on these posts. {#blank#}4{#/blank#} One Weibo user wrote: "This shows the positive energy of fighting and working hard. Applause for these young people!"

    However, some also think the craze is just another example of a successful internet meme (网络爆红). {#blank#}5{#/blank#} What do you think? Will you try this challenge?

A. They think people are just imitating others.

B. Most of them speak highly of the craze.

C. However, in China, it is taking on a new meaning.

D. The challenge is particularly popular among young people.

E. The biggest reason for the success of the challenge is simple.

F. People from all walks of life are taking part in it.

G. People posted pictures of themselves faking a fall.

My first career had been related to audiology (听力学)—one that allowed me to work part time while tending my growing family. But when my children grew up and left home, I found myself longing to be outside, not in a soundproof room in the hospital.

    So I began attending classes at the local university, hoping that might lead me to a new career. {#blank#}1{#/blank#} "What gave you pleasure as a child?" the counselor (顾问) asked. I thought for a while before responding, "Playing outside in the woods." Our discussion eventually led to a second master's degree, this one in zoology, and the job as a naturalist at a state park. I was 44 years old. {#blank#}2{#/blank#}

    But as I climbed the career ladder, my time in the field disappeared. I was chained to a computer screen. In the back of my mind, the career counselor's question sounded again. "{#blank#}3{#/blank#}"

    Shortly thereafter, an opportunity presented itself: a 4-month field research project at a university in the Netherlands. I found that field research allowed me to play in the woods again, but with a new purpose.

    At the end of the project, I was invited to participate in the "sandwich" Ph.D. program, in which students do research in their home country while receiving support and instruction in the Netherlands. I was 60 years old. I didn't think that earning a Ph. D. would further my career. {#blank#}4{#/blank#}

    Still, my colleagues raised their eyebrows. "{#blank#}5{#/blank#}" they asked, "It is all about the journey," I responded.

A. What gave you pleasure as a child?

B. I also went to see a career counselor.

C. What do you intend to do with a Ph.D.?

D. But I wanted to follow my new passion.

E. But when it was no longer right, I changed direction.

F. Can you believe you're actually getting paid to have this much fun?

G. And I was delighted to once again experience the joy of being outdoors.

Critical thinking is the process of carefully and systematically analyzing problems to find ways to solve them. It involves identifying several possible solutions and then logically evaluating each one, comparing them to one another, and then selecting the one that you conclude is the most promising

{#blank#}1{#/blank#}Employers prefer job candidates who can demonstrate a history of using critical thinking skills. They want to have employees who can solve problems quickly.{#blank#}2{#/blank#}

You may think there isn't enough time to take a slow and measured approach to problem solving. After all, time is limited, and quick and easy answers are appealing.{#blank#}3{#/blank#}

Critical thinking is one of several life skills you should try to develop while still in school.{#blank#}4{#/blank#}Your assignments will require you to generate hypotheses (猜想) and then test them before coming to conclusions. Students taking art classes also use critical thinking. To complete projects, you will have to select media and techniques that will best allow you to achieve your artistic vision

Graduates aren't out of luck. Practice your critical thinking while performing everyday activities.{#blank#}5{#/blank#}When deciding where to have dinner, weigh your alternatives regarding the type of food, healthfulness, and cost. If making a purchase, do your research and read reviews of different brands.

A. Sign up for science classes, for example.

B. Choose a lesson that benefits your critical thinking.

C. The ability to think critically is a valuable soft skill in the job market.

D. But more importantly, they want ones who can solve them effectively.

E. We all need some critical thinking skills living in this challenging world.

F. For example, before going out, learn about each means of transportation.

G. However, rushing to make a decision is less productive than using critical thinking.