The Winners Club is a bank account specially designed for teenagers. It has been made to help you better manage your money. The Winners Club is a transaction account (交易账户) where you receive a key­card so you can get to your money 24/7—that's 24 hours a day,7 days a week!

    It's a club with impressive features forteenagers：

● No account keeping fees!

    You're no millionaire so we don't expect you to pay large fees. In fact, there are no account keeping or transaction fees!

● Excellent interest rates!

    You want your money to grow. The Winners Club has a good rate of interest which gets even better if you make at least two deposits (存款) without taking them out in a month.

● Convenient

    Teenagers are busy — we get that. You may never need to come to a bank at all. With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet...You can have money directly deposited into your Winners Clubaccount. This could be your pocket money or your pay from your part-time job!

● Mega magazine included

    Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money. There are also fantastic offers and competitions only for Winners Club members.

    The Winners Club is a great choice for teenagers. And it is so easy to join. Simply fill in an application form. You will have to get permission from your parent or guardian (so we can organize that cool key­card) but it is easy. We can't wait to hear from you. It's the best way to choose to be a winner!

    I remember my mother as a strong woman. She came to America when she was 12—old enough to remember her language, she achieved scores and grades high enough to be admitted to Duke University. With a degree in computer science, she finally became the manager of a company in New York. My mother could give fluent speeches, say “wolves” correctly.

    It was my mother who always stressed the importance of language. From the time I was born, I was read to. I would fall asleep to the sounds of my parents' voices, whether it was my dad's softly accented, or my mother's clear English. The flow of language was unbroken, and whether in Chinese or English, the stream of communication flowed through our house.

    One October morning in sixth grade, after my mother had left to catch the train to the city, I left the house for the bus stop. I was surprised when I saw our car, the door hanging open. As I drew closer, I saw my mother lying on the ground.

    In the hospital, it was hard to believe that the lady who lay before me was my mom. My mother could not remember my name. As the leaves changed colors, it became clear that the stroke had created a wall between my mothers mind and mouth: her mind was not any less dear, but the words she spoke were not what she meant.

    The battle my mother faced taught me the importance of language. Without it, identity does not exist; relationships cannot be formed; stories cannot be told; directions cannot be given, and knowing anything about anyone is impossible. Without language, communication cannot take place. Without language, one cannot express the beauty of a sunset or the kindness of a stranger. The world would pass us by in silence.

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    The 14-year-old, Amit Dodani, a talented speaker and persuasive debater at school, suffered as a child from a speech disorder.

    He began working with a speech therapist (理疗师) when he was 6 years old, but it was his decision to try out for debate team at the end of seventh grade that helped him most.

    “That experience changed my life,” he wrote after his team went on to nationals. “It gave me hope, and helped me see my own true potential.”

    Since he launched MynameMystory last year, the site has attracted national and even international attention. Amit's mom said her son's website is meant to send a message that no one is alone in their experience, showing how people overcame their challenges and how others can, too.

    “The big thing that clicked in Amit was the belief that people are really needed (to help each other) in this country,” she said. “I wasn't surprised he wanted to do this, because at such a young age he had this spirit in him.”

    In addition to the website, Amit also wanted to expand the idea of sharing stories. So he asked his friends and classmates to donate books to distribute to local hospitals. He hoped to collect perhaps 1,000, but in just two weeks, he received more than 2,300 donations.

    “There was an absolute connection between the website and books,” Amit said. “But books are something that can really make a difference to someone who is in the hospital and can't go to school.”

    Amit said he's hoping to organize a large live event for MynameMystory at the end of this year at Chaminade High School in West Hills. Those who shared their stories on the website will be invited to speak and encourage others to share their stories of overcoming challenges.

    “We're hoping for big things,” Amit said. “We have a lot of events planned out for the future. The goal is basically to inspire people in a different way.”

    From early times, man has been interested in art. People have often worked together to collect and save the world's art treasures.

    Fine art treasures from many countries are kept in an art museum called the Louvre (卢浮宫) in Paris, France. The works of art have been collected by the people of France over many centuries. It is the biggest art museum in the world.

    The Louvre has not always been a museum. The first building was a fort (堡垒). In 1190, it was the king's castle with high walls and a round tower. It had a moat (护城河) to keep out the enemies.

    Over the years, the number of buildings around the fort grew. By 1350, the fort was no longer needed and became a palace home for French kings and queens. During times of peace, new treasures were brought in. During days of war, many treasures were stolen, and the buildings were damaged.

    When Francis Ⅰ became King of France in 1515, he brought in many artists from many countries. One of the artists was Leonardo da Vinci from Italy. He worked in Paris. Da Vinci's Mona Lisa is the best-known painting in the museum today.

    In 1793, the Louvre became a public museum, just as it is now. It is a place where art treasures are kept for everyone to enjoy. Every year millions of people from all over the world come to the Louvre to see the master-pieces.

    In the western Los Angeles sits the famous city of Hollywood, known as the global center of movie studios and film stars.

    The Selig Film Manufacturing Company was the first major film company to come to Hollywood, shooting its first film entitled The Heart of A Race Tout in 1908. The next year the film company built the first permanent film studio.

    Although electric lights existed at that time, none were powerful enough to adequately expose film. The best source of illumination for movie production was nature sunlight. Besides the sunny weather, film producers were also drawn to Hollywood because of its open spaces and wide variety of natural scenery.

    Another reason was the distance of Southern California from New Jersey, which made it more difficult for Thomas Edison to enforce his film patents. At that time, Edison owned almost all the patents relevant to film production. As a result, in the East, movie producers acting independently out of Edison's Motion Picture Patents Company were often accused by Edison. But in Los Angeles, things were different. If he sent his men to California, word would usually reach Los Angeles before they did and the movie makers could escape to nearby Mexico.

    In 1911, a second movie studio—Nestor Studios, was founded. At about the same time, many film production companies from New York and New Jersey started moving to sunny California because of the good weather.

    The first Academy Awards presentation ceremony took place in 1929 in the Hollywood Roosevelt Hotel. Tickets were $10 and there were 250 people attending the ceremony.

    From about 1930, five major "Hollywood" movie studios in Hollywood, Paramount, RKO, 20th Century Fox, Metro-Goldwyn-Mayer and Warner Bros, owned almost all large theatres throughout the country for the exhibition of their movies. The period between the years 1927 to 1984 was considered the "Golden Age of Hollywood".

    The term "smiling depression" —appearing happy to others while actually suffering depressive symptoms—has become increasingly popular. In fact, many people who experience a low mood and a loss of pleasure in activities manage to hide their condition in this way. And these people might be particularly easy to suicide.

    While smiling depression is not a technical term that psychologists use，it is certain to be depressed and manage to successfully mask the symptoms. The closest technical term for this condition is "atypical depression: It can be very hard to spot people suffering depression because they may seem like they don't have a reason to be sad — they have a job, an apartment and maybe even children or a partner. They smile when you greet them and can carry pleasant conversations. In short, they often put on a mask to the outside world while leading seemingly normal and active lives. Inside, however, they often feel hopeless and down, sometimes even having thoughts about ending it all.

    People with smiling depression put on a happy face to the outside world, but they can experience a lift in their mood as a result of positive occurrences in their lives. Other symptoms of this condition include overeating, feeling a sense of heaviness in the arms and legs and being easily hurt by criticism or rejection. They are also more likely to feel depressed in the evening and feel the need to sleep longer than usual. With other forms of depression, however, your mood might be worse in the morning and you might feel the need for less sleep than you are normally used to.

    So how can they break this circle? A starting point needs to be known that this condition actually exists and that it's serious. Only when we stop ignoring our problems because we think they're not serious enough can we start making an actual difference. Then we can find purpose by taking the attention away from ourselves and placing it onto something else. Feeling that our lives matter is finally what gives us purpose and meaning — and this can make a significant difference for our mental health and well-being.