题型:阅读理解 题类:常考题 难易度:普通
江西省新余市2019-2020学年高一上学期英语期末考试试卷
More and more consumers across the country are using cashless payment methods. The rapid development of third-party mobile payment tools is helping to encourage cashless payments across the country, said Dong Ximiao, a researcher at the Renmin University of China.
Although there were 3.4 billion third-party payment accounts(帐户)in total in China in 2016. China is not the first country to seek a cashless society. Developed states like Sweden, Denmark and Singapore are also seeing that increase.
However, the rapid development of cashless payments does not mean there are no challenges and criticisms. Alibaba's Hema store has come into the spotlight recently. Media reports said that consumers can't buy goods with cash there, which would be considered illegal.
Alipay and WeChat Pay, the nation's two major third party mobile payment tools, also launched campaigns this month to encourage more people to use cashless payment methods, which caused concern over whether cash will soon disappear.
"Some offline sellers refuse to accept cash, which influences the natural circulation(流通)of cash," said Dong. He stressed that a cashless society would not mean that cash would completely disappear. Also it's important to remember that nearly half of China's population live in the countries, unable to enjoy innovation (革新)brought by the Internet, Dong said. And when it comes to China's senior citizens most of them prefer to use cash in their daily lives, he added.
"It's ridiculous(荒谬的)to question digital payment tools' contribution to financial development. In the long term, various payment methods will be used by consumers, and merchants should respect consumers' payment habits. Dong noted.
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