Laws that would have ensured pupils from five to 16 received a full financial education got lost in the 'wash up'. An application is calling on the next government to bring it back.

    At school the children are taught to add up and subtract(减法) but, extraordinarily ,are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.

    Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to 16 should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed.Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.

    As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven- to 11-year-olds are savers but by the time they get to 17,over half of them are in debt to family and friends.By this age,26% see a credit card or overdraft(透支) as a way of extending their spending power.Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”

    The UK has been in the worst financial recession(衰退)for generations.It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools,while 3% said it was a job for parents.

    You may think, salt is just a simple cooking element we shake on our food for a little extra taste. But salt is much more than that. Without salt our muscles would not move. Our nervous systems would not operate. Our hearts would not beat.

    But do not think rubbing salt in a wound will help. Doing that would be painful and not heal the wound. To rub salt in a wound is an idiom that means to purposefully make a bad situation worse.

    Early humans got the salt they needed to stay alive from the animals they killed. But advances in agriculture led to a diet low in salt. So, humans needed to find other sources. Those who lived near the ocean or other natural sources for salt were lucky. Those who did not had to trade for salt. In fact, people used salt as a method of payment in many parts of the ancient world. The word “salary” comes from the word “salt”.

    Salt also played an important part in population movement and world exploration. Explorers understood that if they could keep food fresh, they could travel longer distances. So they used salt to preserve food and explored the world.

    Salt was so important that, according to food historians, it was traded pound-for- pound for gold. Today, people still use the expressions “to be worth one's salt” or “worth one's weight in salt”. The expressions describe a person of value.

    A person might also be called “salt of the earth”. That description means he or she is dependable and trustworthy. However, when you say “I think we should take what he said with a grain of salt” you mean you accept it but maintain a degree of doubt about its truth.

    “Don't be afraid to give your best to what seemingly are small jobs. Every time you conquer one it makes you much stronger. If you do little jobs well, the big ones will tend to take care of themselves,” said Dale Carnegie.

    Sometimes, doing your best work or trying your hardest at something is difficult. It may have something to do with trying to do something new for the first time, like a new sport or activity at school. It may have something to do with doing homework for a subject that is not your favorite or is not your best.

    As Hunter S. Thompson once said, “Anything worth doing is worth doing right.” And as Albert Einstein added, “We have to do the best we can. This is our sacred human responsibility.”

Developing the habit of trying your hardest and doing your best is something that will help you succeed throughout your life. If you have looked at some quotes related to trying your hardest, you will see that many of them come from people who have made a big difference in the world. This is not a coincidence. It was not only their cleverness that helped them stand out and change the world, but their ability to try their hardest and do their best in whatever they were doing. If you can develop this same habit—to do your best in any situation, it will be a great benefit to your family, career, school and community.

    As Bob Cousy put it, “Do your best when no one is looking. If you do that, then you can be successful at anything you put your mind to.” The choice is yours.

                                                                                          Educational Programs for Kids

    Are you interested in helping your child continue his or her education beyond the typical school day? If so, then educational programs for kids may be what you're looking for.

    Where to Find Educational Programs?

    Many kids who are struggling in school may benefit from an after-school tutoring session or homework club. Check with your child's school, your local library or the park district for a list of available programs. You can also check with the local Boys and Girls Club, YMCA, church or youth center. Depending on your child's interests and strengths, consider art, community service, drama, music, creative writing, sports, cooking or environmental programs.

    What Educational Programs Are Provided by Organizations?

    The organizations mentioned above provide educational programs for kids, such as a community your child can be a part of and programs that focus on education, health, leadership, recreation and fitness.

   Another possibility is the Boy Scouts of America or the Girl Scouts. These are two separate organizations that can potentially provide your child with a sense of accomplishment, self-confidence and belonging. Both organizations will provide your child with many learning experiences and activities both indoors and outdoors.

    What Kind of Program Is Best for My Child?

    The type of educational program that's best for your child is subjective and based on many factors, including your child's age. If your child is in primary school, educational programs can help him or her develop as a person and gain leadership skills, a sense of self-worth and the ability to cooperate with others. By the time your child is in high school, his or her involvement with educational programs and other extracurricular activates can be key elements when your child is applying to college.

    When you help your child to pick an educational program, carefully consider what your child needs and what every option offers.

    The Earth is facing a climate crisis, but it's also getting greener and leafier. According to new research, the rise is largely due to China and India.

    A study by National Aeronautics and Space Administration (NASA), based on extensive satellite photographs and published in the journal Nature Sustainability, has revealed that the two countries with the world's biggest populations are also responsible for the largest increase in greenness.

    Since 2000, the planet's green leaf area has increased by 5 percent, or over 2 million square miles. That's an area equivalent to the sum total of the Amazon rainforests, NASA says. But researchers stressed that the new greenery does not neutralize deforestation and its negative impacts on ecosystems elsewhere.

    A third of the leaf increase is thanks to China and India, due to the implementation of major tree-planting projects alongside a vast increase in agriculture.

    Using the data from a NASA sensor, researchers discovered that China is the source of a quarter of the increase in green leaf area, despite possessing only 6.6 percent of the world's vegetated area (植被区). Forests account for 42 percent of that increase, while croplands make up a further 32 percent. China's increase in forest area is the result of forest preservation and expansion programs, NASA said, established to fight against the impacts of climate change, air pollution and soil erosion (水土流失). India has contributed a further 6.8 percent rise in green leaf area, with 82 percent from croplands and 4.4 percent from forests.

    Rama Nemani, a co-author of the study and a researcher at NASA's Ames Research Center, said in a statement, "When the greening of the Earth was first observed, we thought it was due to a warmer, wetter climate and fertilization from the added carbon dioxide in the atmosphere, leading to more leaf growth in northern forests, for instance." "Now, with the data that lets us understand the phenomenon at really small scales, we see that humans are also contributing," Nemani said. "This will help scientists make better predictions about the behavior of different Earth systems, which will help countries make better decisions about how and when to take action."

    Thomas Pugh, a professor at the University of Birmingham's School of Geography, Earth and Environmental Sciences, said the NASA report expands scientists' understanding of the causes behind global greening. But he also cautioned that a direct line cannot be drawn between an increase in global greening and a decrease in negative impacts of climate change.

"Enjoy the little things in life, for one day you'll look back and realize they were the big things." This 1 has stuck with me since the first time I read it. And it just makes so much 2 .

Just the other day I caught a cold, the flu made me feel so 3 and sleepy. How I wished it was a 4 already. But it was Monday. I had to go to work.

We have a care taker at work. Her name was Lucy, who usually 5 some nice lunch for us. She asked me with 6 if I was ill. After realizing that I was not okay, she was 7 me.

As this serious illness made me 8 , Lucy hurriedly went to the hospital to fetch some medicine to 9 my headache. Her kind gesture and 10 melted my heart. I mean, she didn't have to do that but she went out of her way to 11 it for me. I felt so good, I felt loved, I felt visible and it was a huge 12 .

Life is made up of the 13 things. These little things go 14 most of the time so that we might ignore them. But they're the biggest things and 15 the best things. If you can collect these little things, you'll 16 feel alone. These little things give hope and 17 for doing more and doing better.

Therefore, if something 18 makes your soul smile, note it and let it 19 on your mind and be remembered during dull days that life may 20 .