The Winners Club is a bank account specially designed for teenagers. It has been made to help you better manage your money. The Winners Club is a transaction account (交易账户) where you receive a key­card so you can get to your money 24/7—that's 24 hours a day,7 days a week!

    It's a club with impressive features forteenagers：

● No account keeping fees!

    You're no millionaire so we don't expect you to pay large fees. In fact, there are no account keeping or transaction fees!

● Excellent interest rates!

    You want your money to grow. The Winners Club has a good rate of interest which gets even better if you make at least two deposits (存款) without taking them out in a month.

● Convenient

    Teenagers are busy — we get that. You may never need to come to a bank at all. With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet...You can have money directly deposited into your Winners Clubaccount. This could be your pocket money or your pay from your part-time job!

● Mega magazine included

    Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money. There are also fantastic offers and competitions only for Winners Club members.

    The Winners Club is a great choice for teenagers. And it is so easy to join. Simply fill in an application form. You will have to get permission from your parent or guardian (so we can organize that cool key­card) but it is easy. We can't wait to hear from you. It's the best way to choose to be a winner!

    The story of Sir Nicholas Winton is the one that you would imagine could only happen on the silver screen. Sir Nicholas Winton was a British man who went to heroic efforts, potentially putting himself at risk, during World War II. Sir Winton was responsible for ensuring the safety of 669 Jewish children by aiding their escape from countries occupied by Nazis. Finally, the Jewish children were brought to England where he worked to make sure families in his native country would help the kids by taking them into their homes.

    Recently, this unbelievable story has again been making the rounds on the Internet, particularly after a rerun of the BBC show called "That's Life", which featured Sir Winton. People around the world were moved at the details of the story, with saying it to be the best story they've ever seen.

    Sir Winton kept his entire plan completely secret, even his wife had no idea about his planning until fifty years later. After the war, years passed and many people remained in the dark about Sir Winton's extraordinary achievement. Some fifty years later, his wife Greta was searching in their house and discovered a Winton's notebook which documented the names of all the children. She worked with BBC and they produced a TV episode(插曲) of their program "That's Life" that served as an honor for Sir Winton's work.

    In 2003, Sir Winton was knighted by the Queen of England for his work. He also was even nominated for a Nobel Peace Prize. He also had a small planet named after him by Czech astronomers. Sir Winton died peacefully in his sleep at the old age of 106, in 2015. Leaders around the world paid tribute(悼念). Israel's ambassador to the United Kingdom, Daniel Taub, said, "He was a hero of our time, having saved 669 Jewish children from Nazis. His story, as a point of light in a period of darkness, will forever be remembered."

    A black hole is created when a large star burns out. Like our sun, stars are unbelievably hot furnaces(熔炉) that burn their own matter as fuel. When most of the fuel is used up, the star begins to die.

    The death of a star is not a quiet event. First there is a huge explosion. As its outer layer is blasted off into space, the dying star shines as brightly as a billion suns.

    After the explosion, gravity pulls in what's left of the star. As the outside of the star sinks toward the center, the star gets smaller and smaller. The material the star is made of becomes tightly packed together. A star is so solid that a teaspoon of matter from it weighs billions of pounds.

    The more the star shrinks(收缩), the stronger the gravity inside it becomes. Soon the star is very tiny, and the gravity pulling it in is unbelievably strong. In fact, the gravity is so strong that it even pulls light into the star! Since all the light is pulled in, none can go out. The star becomes black when there is no light. Then a black hole is born!

    That's what we know about black holes. What we don't know is this: What happens inside a black hole after the star has been squeezed into a tiny ball? Does it keep getting smaller and smaller forever? Such a possibility is hard to imagine.

    But if the black hole doesn't keep shrinking, what happens to it? Some scientists think black holes are like doorways to another world. They say that as the star disappears from our universe, it goes into another universe. In other words a black hole in our universe could turn into a "white hole" in a different universe. As the black hole swallows(吞噬) light, the white hole shines brightly--somewhere else. But where? A different place, perhaps, or a different time--many years in the past or future.

    Could you travel through a black hole? Right now, no. Nothing we know of could go into a black hole without being crushed(挤压). So far the time being, black hole must remain a mystery.

Black holes are a mystery--but that hasn't stopped scientists from dreaming about them. One scientist suggested that in the future we might make use of the power of black holes. They would supply all of Earth's energy needs, with plenty to spare. Another scientist wondered if a black hole could some day be used to swallow earthly waste--a sort of huge waste disposal(处理) in the sky!

    Farah was sitting in the kitchen going over the party list with her mother. The exams were over and Farah wanted to invite her friends for a party.

    "Farah, aren't you going to invite Hafsa?" her mother asked. Hafsa had been her best friend since childhood.

    "Mother, you know I am now a part of Purple Girls Club and we have some rules about people we can be friends with," Farah answered.

    "Really? And what are the rules?" her mother asked.

    "Well, only very pretty girls can be part of our group. And Hafsa is so...you know...dark."

    "I cannot believe it," her mother said angrily.

    As Farah left the kitchen, her father called her from the living room. Farah went to her father and paled when she saw the exam report in his hands. "Farah, what has happened to your grades? You have failed in Mathematics," her father said. Farah had no answer. The truth was that the activities of Purple Girls Club left her with very little time for studies. "Farah, it says that you can take part in supplementary exams(补考). If your grades don't improve then, I'll cancel(取消) your trip to Spain." Farah went to her room and called Gina, the leader of Purple Girls Club, "Gina, can you help me to complete my notes before the exams?" Gina laughed. "Exams? Who cares about exams?"

    One by one, she called her friends in the club but no one seemed to care or wanted to help. Farah knew Hafsa would help her. Farah also knew Hafsa had been hurt by her, but Hafsa said, "If you need any help, just let me know. We can study together till your exams." Next Monday, as two friends entered the school together, Gina called out. "Farah, you know our rules. You cannot be friends with those who do not belong to our club."

    "Gina, I have a new rule about friendship," Farah replied.

    Going to university is supposed to be a mind-broadening experience. That statement is probably made in comparison to training for work straight after school. But is it actually true? Jessika Golle of the University of Tubingen, in Germany reports in Psychological Science this week that those who have been to university indeed seem to leave with broader and more curious minds than those who have spent their immediate post-school years in vocational (职业的) training for work. However, it was not the case that university broadened minds. Rather, vocational training for work seemed to have narrowed them. The result is not quite what might be expected.

    Dr. Golle came to this conclusion after she and a team of colleagues studied the early careers of 2,095 German youngsters. The team used two standardized tests to assess their volunteers' personality traits (特点) including openness, conscientiousness (认真) and so on, and attitudes such as realistic, investigative and enterprising twice, once towards the end of each volunteer's time at high school, and then again six years later. Of the original group, 382 had to make a choice between the academic and vocational routes, and it was on these that the researchers focused. University beckoned for 212 of them. The remaining 170 chose vocational training and a job.

    When it came to the second round of tests, Dr. Golle found that the personalities of both groups had not changed significantly. As for changes in altitude, again, none were noticeable in the university group. However, those who had chosen the vocational route showed marked drops in interest in tasks that are investigative and enterprising in nature. And that might restrict their choice of careers.

    The changes in attitude that the researchers recorded were more worrying. Vocational training has always been what Germany prides itself on. If Dr Golle is correct, and changes in attitude brought about by the very training are narrowing people's choices that is indeed a matter worthy of serious consideration.

Each morning at 6 a.m., Kamaljeet Singh, 57, is up and out of the house. He starts by spending three hours helping 1 food to nearly two dozen drop-off locations across Delhi, India, then 2 the numerous facilities run by the volunteer organization he leads with his brother, Premjit. The organization, Veerji Ka Dera, was founded in 1989 by their father, Trilokchan Singh.

"He was a very 3 man," says Kamaljeet of his father, who died in 2010. In the 1980s, Trilokchan began organizing volunteers to help him clean temples. Then they began 4 one of India's most underserved groups（弱势群体）: the migrant workers who came to Delhi from rural areas. It started with a free breakfast, and eventually the group was also providing basic first aid for minor, often job-related,5 . 

After his death, Kamaljeet and Premjit, inspired by their father's lifetime of service, 6 the organization. "We are continuing helping the poor," says Premjit, 61, "Our aim is that no one goes hungry and 7 for in Delhi."

Veerji Ka Dera now 8 about 2,500 daily wage workers and homeless people a day, in addition to offering basic medical care to as many as 500 people. It's all made9 by the roughly 250 families who 10 their time to cook, drive, nurse, farm and clean. During the Covid-19 pandemic, with special 11 from the government, it 12 down to feed 5,000 people a day and offer medical care to those 13 .

In 2023, the award -the Real Heroes of Rising India - was 14 to them by India's Health Minister for their 15 act.