Last Wednesday, about 7,400 American bankers went back to school again. This timethey did not go to learn—they went to teach. {#blank#}1{#/blank#} 1997，the American Bankers Association hassponsored Teach Children to Save Day. Every April 26, bankers across the USAteach over 1.5 million primary and secondary school students how to handle {#blank#}2{#/blank#}money.

      In the USA, children, especially teenagers, are often big spenders. In 2013, forexample, American teenagers spent $175 billion. This is {#blank#}3{#/blank#} average of $104per week per teenager. Few teenagers have any savings. They typically spendmoney as fast as they can. Nearly all will continue their {#blank#}4{#/blank#}(spend) habits whenthey grow up.

      It's necessary that children learn proper money management {#blank#}5{#/blank#} they are stillyoung. The bankers show students how to budget and make smart {#blank#}6{#/blank#}(decide)about money. They explain how to balance their expenses against their income.They help the students understand their family's shopping and householdexpenses as well. Of course，students{#blank#}7{#/blank#}(teach) how to invest and save money too.

AsBenjamin Franklin said, “A penny saved is a penny earned.” Moreover, money{#blank#}8{#/blank#}(save) at interest can increase greatly in value over time. Children, {#blank#}9{#/blank#}adults, need to understand the value of saving money. This is {#blank#}10{#/blank#} TeachChildren to Save Day is all about.

If the population of the Earth keeps on increasing at its present rate, there will eventually not be enough resources {#blank#}1{#/blank#} (leave) to support life on the planet. By the middle of the 26^th century, if present trends continue, we {#blank#}2{#/blank#}（use）up all the oil that drives our cars, for example. Even if scientists develop new ways of feeding the human race, the crowded conditions on the earth will make{#blank#}3{#/blank#} necessary for us to look for open space somewhere else. But {#blank#}4{#/blank#} of the other planets in our solar system are capable of supporting life at present. One possible solution {#blank#}5{#/blank#} the problem, {#blank#}6{#/blank#}, has recently been suggested by an American scientist, Professor Carl Sagan. Sagan believes {#blank#}7{#/blank#} before the Earth's resources are {#blank#}8{#/blank#} (complete) exhausted it will be possible to change the atmosphere of Venus and therefore create a new world almost as large as the Earth {#blank#}9{#/blank#}.The difficulty is that Venus is much hotter than the Earth. {#blank#}10{#/blank#}, there is only a tiny amount of water there.

    In order to know a foreign language thoroughly, four things are necessary. Firstly, we must understand the language when we hear {#blank#}1{#/blank#} spoken.. Secondly, we must be able to speak it correctly with confidence and without hesitation. {#blank#}2{#/blank#} ,we must be able to read the language , and fourthly, we must be able to write it. We must be able to make sentences that are grammatically correct.

    There is no easy way to success {#blank#}3{#/blank#} language learning. {#blank#}4{#/blank#} good memory is of great help, but it is not enough only {#blank#}5{#/blank#}(memorize) rules from a grammar book. It is not much use learning by heart long list of words and {#blank#}6{#/blank#}meanings , studying the dictionary and so on. We must learn by using the language. {#blank#}7{#/blank#}we are satisfied with only a few rules we have memorized, we are not really learning the language. “Learn through use” is a good piece of {#blank#}8{#/blank#}(advise) for those {#blank#}9{#/blank#}are studying a new language. Practice is important. We must practise speaking and {#blank#}10{#/blank#}(write) the language whenever we can.

    Without doubt, studying international customs can help avoid {#blank#}1{#/blank#} (difficult) in today's world of cultural crossroads.

    {#blank#}2{#/blank#} I get to know more international friends, I learn more about cultural “body language”. Not all cultures greet each other the same way, nor {#blank#}3{#/blank#} (be )they comfortable in the same way with touching or distance between people. Spoken language can {#blank#}4{#/blank#} (take) full advantage of to communicate with others, they also express their feelings {#blank#}5{#/blank#} (use) unspoken “language” through physical distance, actions or posture, English people, for example, do not usually stand very close {#blank#}6{#/blank#} others or touch strangers as soon as they meet.

    However, people from places like Spain, Italy or South American countries approach others {#blank#}7{#/blank#} (close) and are more likely {#blank#}8{#/blank#} (touch) them. Most people around the world now greet each other by shaking hands, {#blank#}9{#/blank#} some cultures use other greetings as well, such as the Japanese, {#blank#}10{#/blank#} prefer to bow.

    In Hangzhou, borrowing books from the library is now as simple as shopping online: click, pay {#blank#}1{#/blank#} wait for delivery.

    The city's public library recently launched a program on WeChat,{#blank#}2{#/blank#} popular Chinese messaging software, enabling its readers to check out books online and get them {#blank#}3{#/blank#} (deliver) to their homes at low prices.

    To enjoy the “Hangzhou enjoyable reading” service, one first needs to follow the library's official WeChat account, {#blank#}4{#/blank#} provides a list of books. After picking books, borrowers are required  {#blank#}5{#/blank#} (present)the information such as their library membership cards, cell phone numbers and so on. The selected items will be delivered by express within three days after payments. Each reader can borrow up to 5 books once and 20 books at most {#blank#}6{#/blank#} total. The books can be borrowed for up to 40 days. Reading now can borrow the library's most popular books in this way. The online books will be renewed and enriched {#blank#}7{#/blank#} (gradual) according to readers' borrowing habits and {#blank#}8{#/blank#} (prefer). At the end of December, the library's old and classic books {#blank#}9{#/blank#} (put) online too, making the total number of books available and bringing borrowers a lot of {#blank#}10{#/blank#} (convenient)

Frederick William I, the King of Prussia, {#blank#}1{#/blank#} that his greatest gift to the Russian people would have {#blank#}2{#/blank#}. This gift was the Amber room, which was given this name because several tons of amber were used to make it. The amber {#blank#}3{#/blank#} had a beautiful yellow-brown colour like honey. The design of the room was {#blank#}4{#/blank#} popular in those days. It was also a treasure {#blank#}5{#/blank#}, which took the country's artists about ten years to make.