China Merchants Bank Co Ltd has teamed up with ride-hailing major Didi Kuaidi to provide automobile financing and expand its reach in China's booming mobile payment industry.

    The two have inked a comprehensive partnership, which includes a strategic investment by the former in the latter. Under the partnership, CMB will become the first bricks-and-mortar bank that can offer in-app credit card payments to Didi users. At present, users of Didi can only choose third-party payment solutions like WeChat Payment and Alipay to pay cab fares.

    Zhao Ju, vice-president of CMB, said the cooperation with Didi was an important step in its mobile Internet finance strategy. “CMB's mobile payment is going to enter a new chapter by leveraging Didi Kuaidi's vast user base," he said.

    According to a report by China Internet Network Information Center earlier this month, Didi holds 87.2 percent of China's private car hailing market. The company said it has received 1.43 billion car-hailing requests on its platforms in 2015, which means 1.43 billion payments were made via smartphones.

    CMB is expected to use Didi to reach the core users of China's mobile payment market. Jean Liu, president of Didi, said many of the expats prefer payment by credit card rather than Alipay or WeChat. "The new partnership will help improve service quality and customer loyalty," she said. The investment makes CMB part of Didi's existing investors, including Tencent Holdings Ltd, Alibaba Group Holding Ltd and China Investment Corporation. Both of the companies declined to reveal the actual amount of the investment.

    Liu, who showed up on Tuesday for the first time in public after her treatment for breast cancer, said the cooperation with CMB is for the long run and "the capital investment is only part of it".

    Under the partnership, CMB and Didi will cooperate on a wide range of initiatives on financial services and online-to-offline cooperation. Apart from the in-app credit card payments, the two companies are going to launch joint credit cards in late February and automobile financing services for Didi's car owners. CMB's branches across China are expected to help Didi recruit more drivers.

    "There is a lot of room for imagination in our partnership," Li said, adding in future people may use their CMB credit card reward points to pay for the ride on Didi.

    Li Chao, an analyst with iResearch Consulting Group, said the partnership may not significantly boost CMB's mobile payment business. "Didi has educated the market for three years and its customers have formed the habit of paying by WeChat or Alipay. So I think CMB can only turn a very smart proportion of Didi users into its payment customer," he said. "But the move shows that China's traditional banking industry is finally thinking out of the box and looking for outside partners in Internet finance competition," he said.

    Statistics from Big-Data Research showed that more than 90 percent of China's 9.3 trillion yuan ($1.41 trillion) worth of third party mobile payment market is donated by Alibaba and Tencent.

    Friendships can be difficult-because often people aren't as honest and open as they should be. Sometimes, people end up getting hurt.

    Most problems with friendships come up because people are just too selfish to care about the things that their friends need. They care about their own needs much more, which makes it hard for friendships to work. However, being selfish is part of human nature. A person is put together in order to take care of himself and their own needs, not necessarily those needs of other people. Even though being selfish is something that all humans are born with, it is something that everyone should be against.

    The best thing to remember when you are a friend to anyone is that you need to treat your friends the same way as you'd like to be treated. This is wonderful advice for a friendship because it is really the only way to make sure that you are giving your friends everything you would want to be given in a friendship. Whenever you have a question about how you should treat a friend, it is easy to find an answer simply by asking yourself what you would like your friend to do for you, if he or she is in your shoes.

    Even if you're always thinking about how you'd like to be treated, and your friends are too, there are issuer(问题，忧虑) that come up from time to time in each friendship, and it is important to understand how to deal with these issues so that you can build stronger and healthier friendships. Issues like friends getting boyfriends or girlfriends and not spending enough time with their friends, or even friends finding new friends and leaving old friends behind are issues that will probably come up with one or more of your friendships. It is important to know how to deal with these issues so that you can keep your friends and make new ones. No one wants to have a broken friendship.

Bayfield Shopping Coupons (赠券)

    Thanks to this new hands- free suitcase, carrying around heavy luggage may soon become a thing of the past. Designed by Israeli company NUA Robotics, this "smart" suitcase can follow you everywhere you go.

    The carry­on suitcase, now a prototype(雏形), connects to a smartphone app via bluetooth. It has a built­in camera sensor that can "see" you and follow you around on flat floors. It comes with an anti­theft alarm to prevent someone carrying it away when you're not looking. "It can follow and carry things for people around while communicating with their smartphone, and avoiding bumping into other objects," explained Alex Libman, founder of NUA Robotics. "We're combining sensor network, computer vision, and robotics. So if you download our app(应用), press the 'follow me' button, the luggage recognizes its user and knows to follow and communicate."

    NUA is still testing the products and trying to improve features like speed and customization(客户订制), but they hope to make the suitcase available to customers in a year's time. If it proves successful, they want to use the bluetooth pairing technology to automate(自动化操作)lots of other products, like shopping carts at the supermarket. These products are especially meant to be useful to the physically disabled and elderly. "Any object can be smart and robotic," Libman told Mashable. "We want to bring robots into everyday life."

    The Israeli tech company made it clear that the finished product will look just like a common suitcase. They're planning to partner with a carry­on luggage maker, since the product that makes it "smart" weighs just 2.5 pounds and can be fitted on old­fashion luggage.

    With NUA's smart suitcase, carrying around heavy luggage isn't a burden. But how their invention will handle tough blocks like stairs? It will be interesting to wait.

Livestreaming (直播) through platforms such as Amazon Live and TikTok is an increasingly popular way to sell goods online. It usually lasts between 5 and 10 minutes, and someone promotes a product. Viewers can then readily buy it by just clicking on a link.

We analyzed (分析) 99, 451 sales cases on a livestream selling platform and matched them with actual sales cases. In terms of time, that is equal to over 2 million 30-second television advertisements.

To determine the emotional (情绪的) expression of the salesperson (销售员), we used two deep learning models: a face model and an emotion model. The face model discovers the presence or absence of a face in a frame of a video stream. The emotion model then determines the probability that a face is exhibiting any of the six basic human emotions: happiness, sadness, surprise, anger, fear or disgust. For example, smiling signals a high probability of happiness, while an off-putting expression usually points toward anger.

We wanted to see the effect of emotions expressed at different times in the sales cases so we counted probabilities for each emotion for all 62 million frames in our database. We then combined these probabilities with other possible aspects (方面) that might drive sales — such as price and product characteristics — to judge the effect of emotion.

We found that, perhaps unsurprisingly, when salespeople show more negative emotions — such as anger and disgust — the volume of sales went down. But we also found that a similar thing happened when the salespeople show high levels of positive emotions, such as happiness or surprise.

A likely explanation, based on our research, is that smiling can be disgusting because it lacks true feelings and can reduce trust in the seller. A seller's happiness may be taken as a sign that the seller is gaining interests at the customer's expense.