America's holiday shopping season started on Black Friday, the day after Thanksgiving.

{#blank#}1{#/blank#}Shoppers make the most money this time of year, about 20 percent to 30 percent of all revenue all year. About 136 million people shopped during the Thanksgiving Holiday weekend.

{#blank#}2{#/blank#}In an era of instant information, shoppers can use their mobile phones to find deals. Nearly 80 percent of this year's holiday shoppers, or about 183.8 million people, shopped on Cyber Monday.{#blank#}3{#/blank#}Online spending on Black Friday rose 15 percent to hit $2.7 billion this year. Cyber Monday spending increased 12 percent to $3 billion. NBC News reported that for many, shopping online was a more comfortable alternative than crowded malls.

      The shift to online shopping has had a big impact on solid shopping malls. Since 2010, more than 24 shopping malls have closed and anadditional 60 are struggling. Fortune says the weakest of the malls have closed. However, the business in malls is thriving again, it adds.  According to a survey, 94.2percent of malls were full with shops by the end of 2014.{#blank#}4{#/blank#}

      The average American consumer will spend about $805 on gifts. That's about $630.5 billion between November and December – an increase of 3.7percent from last year.

{#blank#}5{#/blank#}That goes toChina's Singles' Day, celebrated on November 11, which posted record sales of$14.3 billion in 2015.

A．More and morepeople shop online nowadays.

B．That is thehighest level in 27 years.

C．It is thebusiest shopping day of the year.

D．One-in-fiveAmericans used a tablet or smart-phone.

E．Thetraditional mall industry can hardly survive.

F．Cyber Mondayfalls on the Monday after Thanksgiving and Black Friday.

G．Nonetheless,Cyber Monday is not the biggest online shopping day in the world.

(Q = Question; A = Answer)

    Situation I

    Q: If someone sits right next to me in an empty movie theater, is it rude to move?

    A: Maybe, but nobody will fault you for it. Chances are that close sitter doesn't realize he disturbs you, so he may miss your annoyance. You undoubtedly aren't the first person he's met who needs enough room. Forgive his bad judgment, move quietly and enjoy the show.

    Situation II

    Q: If I use the bathroom at a store, do I need to buy something?

    A: Consider frequency and urgency. Is this a one-time or an emergency? If so, you don't have to buy anything, but it would be kind if you did. However, if you regularly use the bathroom at this place, then you are a customer, and you should act like one.

    Situation III

    Q: If someone is talking loudly on the bus, is there a nice way to ask him to keep it down?

    A: No. Try other means.1) Stare at him until he gets aware of it and quiets down. 2) Lift your finger in a silence motion(动作)and smile. 3) Put on earphones and ignore him.

    Situation IV

    Q: If I remember my friend's birthday a day late, should I apologize or just wish her a happy birthday like nothing happened?

    A: This is the reason why the word belated was invented. "Happy belated birthday!" is short for: "Well, I know I forgot, but then I remembered. Forgive me and happy birthday."

    Situation V

    Q: Can I lie about seeing a text because I was too busy or lazy to respond(回复) to it?

    A: Don't lie. Receiving a text does not mean you need to respond to it. Why waste a perfectly good lie when the truth will serve? "Yes," you can say if ever asked, "I saw it." No explanation is needed as to why you don't respond.

    Nine years ago, a few days before Christmas, I was a director at a company in San Francisco, and I was called into a meeting that was already in progress. That meeting turned out to be my exit interview. I was 64 years old at the time. It wasn't completely unexpected. I signed a pile of papers and left the company.

    So, 40 plus years of employment was over. I had a good reputation and background. Retirement was not a choice for me. I wanted to do something. And then an idea came into my mind, born from my concern for our environment. I wanted to build my own business, designing and producing biodegradable(可生物降解的)packaging from waste. This is called clean technology, and it was really meaningful to me. It could help reduce billions of pounds of single-use plastic packaging wasted each year.

    Five years later, I'm delighted and proud to share with you that our income has doubled every year and we have no debt. Meanwhile, I have a wonderful partner, and we've won more than 20 awards for the work that we've done.

    And I am doing the most rewarding and meaningful work of my life right now. But what I really long for is to find other first-time entrepreneurs(企业家)who are my age. I want to connect with them.

    So I want to do something about that in a few years. I want us to start talking more about people who don't become entrepreneurs until they are seniors. And then connecting all of them across industries, regions and countries—building a community.

    Electronic book publishing has many of the same risks and opportunities as electronic music publishing. By delivering text direct to the reader's computer screen, the e-book could cut down costs, and allow creators to deal directly with their audience, by passing (绕开) traditional publishers and traders. But it also raises the possibility of mass piracy (盗版). Phil Rance, founder and managing director of Online Originals, a London-based e-book publisher, sums it up, "No one wants Napster (在线音乐服务) to happen to books."

    Indeed, the most popular MP3may have put the frighteners on an industry that generally operates some way behind the "bleeding edge". The Meta Group, a leading US-based market researcher, says publishers are far too concerned about protecting their rights, "We believe all the recent legal control over Napster is like putting a finger in a river that is already overflowing. Publishers need to deal with reality and come up with new ways to develop wide electronic distribution, asking the question: How can we use the certainty of wide distribution to our advantage."

    At the moment, most publishers would like to limit the use of e-books to the person who bought them, or to the computer used to download them. If that can be done, e-books become just an extra income stream in a publishing industry that would continue to operate the way it does today, according to Terry Robinson, business manager for Adobe's e-paper group. "If you've cracked the digital rights aspect, you've cracked the market." He says.

    Robert Nichols, Books Director at BOL agrees, "Rights management is absolutely important. Publishers just say that 'until copyright is secure, we are not going to talk'."

    According to a recent survey on money and relationships, 36% of people are keeping a bank account from their partner. While this financial unfaithfulness may appear as distrust in a relationship, in truth it may just be a form of financial protection.

    With almost half of all marriages ending in divorce, men and women are realizing they need to be financially savvy, regardless of whether they are in a relationship.

    The financial hardship on individuals after a divorce can be extremely difficult, even more so when children are involved. The lack of permanency in relationships, jobs and family life may be the cause of a growing trend to keep a secret bank account hidden from a partner, in other words, an "escape fund".

    Margaret's story is far from unique. She is a representative of a growing number of women in long-term relationships who are becoming protective of their own earnings. Every month on pay day, she banks hundreds of dollars into a savings account she keeps from her husband. She has been doing this throughout their six-year marriage and has built a nest egg worth an incredible $100,000. Margaret says if her husband found about her secret savings he'd be hurt and would take this as a sign that she wasn't sure of the marriage. "He'd think it was my escape fund so that financially I could afford to get out of the relationship if it went wrong. I know you should approach marriage as being forever and I hope ours is, but you can never be sure."

    Like many of her fellow secret savers, Margaret was hurt in a former relationship and has since been very guarded about her own money.

    Coming clean to your partner about being a secret saver may not be all that bad. Take Colleen for example, who had been saving secretly for a few years before she confessed (坦白) to her partner. "I decided to open a savings account and start building a nest egg of my own. I wanted to prove to myself that I could put money in the bank and leave it there for a rainy day."

About us

    Family, Career and Community Leaders of America ( FCCLA) is a non-profit national career and technical students organization for young men and women in Family and Consumer Sciences education in public and private school through grade 12. Since 1945，FCCLA has  been making a difference in their families, careers and communities by addressing important issues through Family and Consumer Science education.

    Mission (任务)

    To promote personal growth and leadership development through Family and Consumer Science education. Focusing on the various roles of family members, wage earners and community leaders, members develop skills for life through: character development, creative thinking, interpersonal communication, practical knowledge and career preparation.

Purposes

    To provide opportunities for personal development and preparation for adult life.

    To strengthen the function of family as a basic unit of society.

    To promote greater understanding between youth and adults.

    To provide opportunities for making decisions.

    To prepare for the various roles of men and women in today's society.

Membership

    FCCLA has a national membership of over 205, 000 young men and women in nearly 6, 500 chapters. There are 50 associations. Since its founding in 1945, it has involved more than 9，000, 000 youth.

     Financial (资金）and Cooperative Support

     FCCLA is supported primarily by student membership dues. Additional money comes from individuals and businesses. It is supported by the US Department of Education artd the America Association of Family and Consumer Sciences (AAFCS).

National Publications

    Teen Times, the official magazine of FCCLA, is published once every three months during the school year and sent to its members. The national staff also publishes a variety of other resource materials for members and adult leaders.