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Cards and digital(数字的)
technologies {#blank#}1{#/blank#}(kill) off cash
slowly, but is it a cause for concern? Not {#blank#}2{#/blank#}(necessary). Here are some ways of
making the most of digital finance.
Cash is no longer king. Over
recent years fewer and fewer transactions have been made with cash. The most
recent figures show coins and notes are used just 34% of {#blank#}3{#/blank#} time, down from 63% a decade ago. And usage {#blank#}4{#/blank#}(predict) to fall to just 10% in 15
years.
Instead we're paying with cards
and digital technologies. Some of this is down to user choice, with contactless
cards and smartphones making spending {#blank#}5{#/blank#}(fast) and more convenient.
But it's also being forced upon
us. Some retailers are refusing physical money as they can avoid the high bank
charges levied(征收) at them for {#blank#}6{#/blank#}(handle) cash. Meanwhile it's harder
to get your hands on notes as cash machines and {#blank#}7{#/blank#}(bank) disappear from the high street.
And these are trends which are likely {#blank#}8{#/blank#}(increase) in the coming years.
This could be bad news if you
still primarily use cash, {#blank#}9{#/blank#} that's how you pay your bills or how you
budget. For some, cash is just what you know. For {#blank#}10{#/blank#}, cash is a necessityespecially
when going digital is the alternative.
As a result this move towards
cashless society makes many us easy.