It's important to prepare for rainy days. Similarly, it's important to save money.{#blank#}1{#/blank#}Why? It's because they've got used to spending all the money they make. Sometimes, the hardest thing about saving money is just getting started. Here are some tips to help you save money.

    {#blank#}2{#/blank#}The first step in saving money is to know how much you're spending. For one month, keep a record of everything you spend money on. Once you have your data, organize these numbers by category(类别) and get the total amount for each.

    You can make a budget(预算). Now that you have a good idea of how much you spend in a month, what can you do now?{#blank#}3{#/blank#}To plan your spending, you can build a budget. In this way, you can limit over-spending and make sure that you put money away for unexpected situations.

    {#blank#}4{#/blank#}Doing so make it much easier to get started. Begin by deciding how long it will take to reach each goal. Some short-term goals include starting a fund to cover 6 months to a year of living costs and saving money for a vacation. Long-term saving goals are often several years or even decades away and can include saving for retirement and putting money away for a child's college education.

    Make saving money easier with automatic transfers (自动转帐). Automatic transfers to your savings account are very helpful.{#blank#}5{#/blank#}By moving money out of your checking account, you'll be less likely to spend money you plan to use for savings.

A. You can set savings goals.

B. You can record your costs.

C. You can plan your spending.

D. You can keep a record of what you do.

E. They can make saving money much easier.

F. However, some people find it hard to save money.

G. You can move money out of your savings account.

                                                      Homesickness at college

    The thought of college life is quite exciting for students as they taste independence for the first time at college. Their hard work and effort paid off after all. Though college life brings lots of dreams and expectations for students, most of them soon start feeling homesick.{#blank#}1{#/blank#}But change is a part of life and dealing with change helps us to grow. In the same way, homesickness at college is a brief experience which goes away once students start adjusting in their new environment.

    {#blank#}2{#/blank#}Some students may turn to alcohol and drugs. So it is important that students who experience homesickness at college know about how to deal with it. Students should understand that rather than constantly thinking of their hometown, it is better to see it as a challenge and try to defeat it . Though it is not a difficult task, the time that will take each person to deal with home-

sickness at college will be different according to their attitude and personality.{#blank#}3{#/blank#}Youcan do that, too.

    Remember overcoming homesickness is accepting what you are experiencing. Many students think that being homesick is childish and undeveloped feeling and try to cover it up by acting cool or showing that they are very busy.{#blank#}4{#/blank#}Besides, even their classmates will be going through the same emotions and feelings. Instead of trying to make them understand that they are totally fine after shifting to the new school, going through their emotions and thoughts about life at home for a day or two will be a better choice.{#blank#}5{#/blank#}

A. Homesickness helps students build up a better understanding of life.

B. Homesickness leads to dangerous results if not solved properly.

C. But they don't realize that homesickness is common to people of all ages.

D. You may miss your parents as you leave home for the first time.

E. This is an important part in the process of beating homesickness.

F. The main reason for the development of such a feeling is change.

G. Believe this is a possible achievement that everyone can achieve.

How Can I Fight Laziness?

    Lazy people will never amount to anything in life. However, laziness can be defeated once a few changes have been made in your mind.

    {#blank#}1{#/blank#}Many people lack sleep constantly, since they stay up too late and get up too early to prepare for work. These people have little motivation once they arrive home. Laziness works hand in hand with a lack of motivation and a tendency (趋势) to put off things. By adjusting your sleep schedule to provide a few more hours of meaningful rest, you can fight laziness throughout the day.

    Another way to fight laziness is to change your mind from passive to active.   {#blank#}2{#/blank#}Others take a more active approach, viewing each task as a challenge they must overcome alone. Laziness sets in when you no longer feel in charge of your own life.

    Some people fight laziness by removing the temptations (诱惑) that surround them. A television in the living room may provide entertainment. However, watching too much TV in your spare time often contributes to laziness. {#blank#}3{#/blank#}Complete a few tasks and reward yourself with what you enjoy, such as a good dinner or a film. Laziness can also be a lasting problem at home. Couples and children may all have different energy levels, but laziness can be spread if not dealt with immediately.

    {#blank#}4{#/blank#}Be the first to collect and wash dishes after a meal. Others in the home may eventually follow your example and perform their own task. It is difficult to practice laziness when you are surrounded by motivated people.

    {#blank#}5{#/blank#}Enough exercise and a balanced diet can enable you to have more energy and help lift your spirits.

A. To fight family laziness, set an example.

B. Knowing how to fight laziness is important.

C. One way to fight laziness is to get enough sleep.

D. Finally, developing a healthy lifestyle can help you fight laziness.

E. With strong determination (意志力), you will be able to achieve your goal.

F. Some people treat their lives as if they were pushed from task to task.

G. Create a reward system for yourself, just as parents do for a child.

How to Beat the Procrastination Habit

    I am a procrastinator (拖延症患者). I always have been. I've tried all sorts of things to beat the habit. Here are some techniques I've been using:

    Set aside blocks of time to do things.

    When I was talking with my wellness (健身) coach earlier this year, she asked me why I didn't exercise more often. " {#blank#}1{#/blank#}," I said. "Something always comes up." She wasn't impressed. "J.D.," she said, "You have to make time. Make an appointment with yourself to run or to go for a bike ride." The same principle applies to other things you might procrastinate.

    {#blank#}2{#/blank#}. Often I'll be sitting on the back porch reading a book, and it will occur to me that some chore needs to be done － mending the fence, for example. "{#blank#}3{#/blank#}," I tell myself. Wrong! What usually happens is that I forget to write it down, and even if I do, I just look at the list and procrastinate for weeks on end. The best move is to actually do the chore when I think of it. (Assuming, of course, that I have the time at that moment, which I usually do.)

    Use a timer to bring you back to reality.

    Part of the reason I procrastinate is that I'm a daydreamer. {#blank#}4{#/blank#}. One way to keep on track is to use a timer. I use the Ultrak Jumbo Countdown Timer, but not as often as I should. I set it for 48 minutes. When it goes off, {#blank#}5{#/blank#}：Am I doing what I'm supposed to be doing?

    Do not multitask.

    I often start many things at once, but I never actually do any of them. In order for me to get something done, I need to focus my attention on it. Trying to do several things at once is a sure way to be sure they'll all be unfinished tomorrow.

A. I'm always lost in thought

B. it brings me back to reality

C. If it comes to mind, then do it

D. I don't have the time

E. it serves as an instant reality check

F. Do it right away if you are asked to do something

G. I need to write that down so I can remember it

    "Post-truth" was chosen by Oxford Dictionaries as the Word of the Year 2016. Indeed, digital misinformation is on the rise and it is hard for people to distinguish. {#blank#}1{#/blank#}

    Before the dawn of the Internet, Canadians regularly turned to trusting their preferred newspapers or radio stations for the latest news. {#blank#}2{#/blank#} It's now coming at you from so many different sources that you need to take responsibility for what you're seeing.

    Experts recommend relying on a range of sources instead of just one, but looking into them first. {#blank#}3{#/blank#} For example, the people connected where they're based, and their intention. A lack of information is certainly a warning.

    Next, learning to recognize misinformation is important. False news spreads mostly through social media. So if you're looking at news on Facebook, you have to handle it in a wiser way.{#blank#}4{#/blank#} Is it from a well-informed relative or a friend who regularly expresses extreme views? And whatever you do, only by clicking through can you see whether the information is accurate.

    {#blank#}5{#/blank#} It has no limits in achieving that goal, so it plays on feelings and uses improper language. Therefore, if you feel excited to share something immediately, that's the time you should stop and ask, "Is it accurate?" If we all take that extra little pause, we'll be able to stop this false thing from spreading.

A. Sources that are reliable tell you about themselves.

B. Fortunately, there are some simple ways to tell facts from fiction.

C. Consider who's sharing it if it's not posted directly from the source.

D. Today 42% of them use social media at least once a day to get their news.

E. Someone sets up "Hot Global News", hoping the ad dollars would pour in.

F. False news is designed to seek attention in order to sell ads or make an idea public.

G. Evaluating sources and getting reliable news is important in the age of misinformation.

The Advantages of Hobbies

    Hobbies provide entertainment and a chance to continuously learn something new and develop a skill set.{#blank#}1{#/blank#}

    Hobbies are praised as a key to stress reduction. Becoming lost in the mental concentration or physical action which you are deeply interested in helps you shift focus from the parts of life that are stressful.{#blank#}2{#/blank#}And in turn you are more peaceful when working on other work.

    {#blank#}3{#/blank#}Many people set goals with their hobbies that provide them satisfaction when these goals have been achieved. These goals can be simple, like improving a golf score, writing a certain number of pages for a novel each day or seeing an entire collection of classic films.

    Hobbies provide a sense of community when you meet other people who enjoy similar activities.{#blank#}4{#/blank#}More populated cities typically have numerous clubs or groups for people to share their knowledge and enthusiasm about a particular hobby. Becoming a member of one of these organizations allows greater growth within your hobby, as well as a chance to make new friends.

    Having a hobby can develop a talent that makes a person feel proud and satisfied. For example, a tennis hobby developed at a young age can lead to a career as a professional athlete one day.{#blank#}5{#/blank#}For example, writer Vladimir Nabokov also collected butterflies, which allowed him to do better in his chosen fields because he used learned skills from one to improve the other.

A.Focusing on something enjoyable can calm the mind.

B.Hobbies also provide a sense of achievement.

C.Some hobbies affect other aspects of your life.

D.There are a variety of hobbies.

E.They also provide many other social and health benefits.

F.Having a hobby increases the chances to interact with like-minded people.

G.Some hobbies containing physical activities offer an enjoyable way to stay healthy.