I will never forget the days when I met with my classmates. Early in the morning of our first school day, our professor introduced himself and challenged us to get to know someone we didn't know yet. I stood up look around when a gentle hand touched my shoulder. I turned round to find a wrinkled, little old lady beaming up at me with a smile that lit up her entire being.

    She said, “Hi handsome. My name is Rose. Can I give you a hug?”

    I laughed and enthusiastically responded, “Of course you may!” and she gave me a giant squeeze.

    “Why are you in college at such a young, innocent age?” I asked.

    She jokingly replied, “I'm here to meet a rich husband, get married, and have a couple of kids…”

    “No seriously,” I asked. I was curious what may have motivated her to be taking on this challenge at her age.

    “I always dreamed of having a college education and now I'm getting one!” she told me.

    After class we shared a chocolate milkshake. We became instant friends. Every day we would leave class together and talk nonstop. I was always mesmerized（迷住）listening to this “time machine” as she shared her wisdom and experience with me.

    At the end of the semester we invited Rose to speak at our football banquet. I'll never forget what she taught us.

    “There is only one secret to staying young. You've got to have a dream. When you lose your dreams, you die. We have so many people walking round who are dead and don't even know it! There is a huge difference between growing older and growing up. If I am eighty-seven years old and stay in bed for a year and never do anything I will turn eighty-eight. Anybody can grow older. That doesn't take any talent of ability. The idea is to grow up by always finding opportunity in change. Have no regrets. The elderly usually don't have regrets for what we did, but rather for things we did not do. The only people who fear death are those with regrets.”

    She concluded her speech by courageously singing The Rose. She challenged each of us to study the lyrics and live them out in our daily lives.

    The sharing economy, represented by companies like Airbnb or Uber, is the latest fashion craze. But many supporters have overlooked the reality that this new business model is largely based on escaping regulations and breaking the law.

    Airbnb is an Internet-based service that allows people to rent out spare rooms to strangers for short stays. Uber is an Internet taxi service that allows thousands of people to answer ride requests with their own cars. There are hundreds of other such services.

    The good thing about the sharing economy is that it promotes the use of underused resources. Millions of people have houses or apartments with empty rooms, and Airbnb allows them to profit from these rooms while allowing guests a place to stay at prices that are often far less than those charged by hotels. Uber offers prices that are competitive with standard taxi prices and their drivers are often much quicker and more trustworthy.

    But the downside of the sharing economy has gotten much less attention. Most cities and states both tax and regulate hotels, and the tourists who stay in hotels are usually an important source of tax income. But many of Airbnb's customers are not paying the taxes required under the law.

    Airbnb can also raise issues of safety for its customers and trouble for hosts' neighbors. Hotels are regularly inspected to ensure that they are not fire traps and that they don't form other risks for visitors. Airbnb hosts face no such inspections.

    Since Airbnb is allowing people to escape taxes and regulations, the company is simply promoting thefts. Others in the economy will lose by bearing an additional tax burden or being forced to live next to an apartment unit with a never-ending series of noisy visitors.

    The same story may apply with Uber. Uber is currently in disputes over whether its cars meet the safety and insurance requirements imposed on standard taxis. Also, if Uber and related services flood the market, they could harm all taxi drivers' ability to earn a minimum wage.

    This downside of the sharing needs to be taken seriously, but that doesn't mean the current tax and regulatory structure is perfect.

    Ben Lecomte, a French long-distance swimmer, dropped into the water Tuesday at Choshi, Japan, and embarked on his attempt to become the first person to swim across the Pacific Ocean, BBC News reports.

    Six years in the planning, the 5,500-mile effort is expected to take five to six months, with Lecomte swimming eight hours a day and covering an average of 30 miles daily, according to his website.

    His route to San Francisco will take him through the Great Pacific Garbage Patch, an area three times the size of France where large amounts of garbage and plastic waste have collected, CNN reports.

    Lecomte will be accompanied by a specially outfitted support boat named Discoverer. He will take rest periods on the boat, but it will return him to his stopping point each day to make sure he swims the entire distance.

    In addition to accomplishing a first, Lecomte said, he wants to draw attention to the problems of ocean pollution and climate change. A team of scientists plan to conduct research for 12 scientific institutions, including NASA and the Woods Hole Oceanographic Institution, while he is making his swim.

    Lecomte is no stranger to feats of long-distance open-water swimming. In 1998, he swam 4,000 miles across the Atlantic Ocean. On that swim he encountered sharks and stingrays. This time, he said, he will be wearing a shark-repellent bracelet.

    One of the challenges will be making sure he has enough energy each day, and Lecomte said he intends to consume 8,000 calories daily.

    Phillip Island is a small island and nature reserve off the coast of South Australia, about 140 km from Melbourne. On the island you can see koalas, kangaroos and the main attraction, the Penguin Parade（归巢）on Summerland Beach.

    As dusk was approaching, we made our way down to the beach, as did everyone else. On the beach was a stone grandstand, rather cold on the behind, so bring a coat or blanket to sit on. As it got darker, people talked less, keeping an eye out on the beach to see the arrival of that first penguin.

    Suddenly there was movement at the edge of the surf and all heads turned as one. There, standing by the edge of the water was the smallest penguin we had ever seen. He looked left, then right, as if he was considering crossing a busy road and then he ran quickly across to the sand dunes and the penguin holes.

    He must have been the scout(侦查员), because after him, there came groups of penguins, some consisted of two or three penguins, and some had about ten or fifteen, but they all made the same mad dash across the sand into the holes, as if they couldn't get there fast enough. The groups started to lessen and finally no more penguins emerged from the sea.

    We sat on the grandstand for a while, not talking, just feeling awed(敬畏的) at what we'd just seen. Neither of us had ever seen penguins in the wild before, only in zoos and it was an amazing feeling.

    You could see the penguins here every evening and morning, but they weren't in cages or in small pools. The sea was their playground and it is a sight we would definitely recommend to anyone.

    You weren't allowed to take flash photographs as it scared them. After the penguins had gone to their holes, you could walk along boardwalks and see them there. That's got to be worth a look.

    When we talk about Americans barely into adulthood who are saddled with(担负着) unbearable levels of debt' the conversation is almost always about student loan debt. But there's a growing body of evidence suggesting that today's young adults are also drowning in credit-card debt and that many of them will take this debt to their graves（坟墓）.

    More than 20% overspent their income by more than $ 100 every single month. Since they haven't built up their credit histories yet, it's a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.

    Although many young people blame "socializing" as a barrier to saving money, most of them aren't purchasing $ 20 drinks in trendy bars. They're struggling with much more daily financial demands.

    To a disturbingly large extent, the young and the broke are relying on credit cards to make it until their next payday. This obviously isn't permanent in the long run, and it's going to put a huge drag on their spending power even after they reach their peak earning years, because they'll still be paying interest on that bottle of orange juice or box of spaghetti (意式面条）they bought a decade earlier.

    A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that they're slower at paying it off. "If what we found continues to hold true, we may have more elderly people with substantial financial problems in the future'" warns Lucia Dunn, professor of economics at Ohio State. "If our findings persist, we may be faced with a financial crisis among elderly people who can't pay off their credit cards."

    Dunn says a lot of these young people are never going to get out from under their credit card debt. "Many people are borrowing on credit cards so heavily that payoff rates at these levels are not plenty to recover their credit card debt by the end of their life which could have loss impacts for the credit card issuing banks,"

    I must have always known reading was very important because the first memories I have as a child deal with books. There was not one night that I don't remember mom reading me a storybook by my bedside. I was extremely inspired by the elegant way the words sounded.

    I always wanted to know what my mom was reading. Hearing mom say," I can't believe what's printed in the newspaper this morning," made me want to grab it out of her hands and read it myself. I wanted to be like my mom and know all of the things she knew. So I carried around a book, and each night, just to be like her, I would pretend to be reading.

    This is how everyone learned to read. We would start off with sentences, then paragraphs, and then stories. It seemed an unending journey, but even as a six-year-old girl I realized that knowing how to read could open many doors. When mom said," The C-A-N-D-Y is hidden on the top shelf," I knew where the candy was. My progress in reading raised my curiosity, and I wanted to know everything. I often found myself telling my mom to drive more slowly, so that I could read all of the road signs we passed.

    Most of my reading through primary, middle and high school was factual reading. I read for knowledge, and to make A's on my tests. Occasionally, I would read a novel that was assigned, but I didn't enjoy this type of reading. I liked facts, things that are concrete. I thought anything abstract(抽象的) left too much room for argument.

    Yet, now that I'm growing and the world I once knew as being so simple is becoming more complex, I find myself needing a way to escape. By opening a novel, I can leave behind my burdens and enter into a wonderful and mysterious world where I am now a new character. In these worlds I can become anyone. I don't have to write down what happened or what technique the author was using when he or she wrote this. I just read to relax.

    We're taught to read because it's necessary for much of human understanding. Reading is a vital part of my life. Reading satisfies my desire to keep learning. And I've found that the possibilities that lie within books are limitless.