The universe looks like a pretty quiet place to live. But the universe is filled with dangerous things, all struggling to be the one to wipe us off the planet. Happily for us, they're all pretty unlikely, but if you wait long enough, one of them is certain to get us. But which one?

1). Death by Asteroid (小行星)

    Of all the ways we might meet our untimely death, getting wiped out by an asteroid is the most likely. Why? Because we sit in a universal shooting gallery, with 100 tons of material hitting us every day. The problem, though, occurs every few centuries when something big this way comes. If you could ask a dinosaur, I'd imagine they would tell you to take this seriously.

2). Death by Exploding Star

    When a huge star ends its life, it does so with a bang, which sends death spreading across space in the form of high-energy radiation. Many studies show that the bang would have to be closer than about 75 light years to do us any harm. The good news: no stars so close are able to do the deed.

3). Death by Dying Sun

    The sun is important to us; without it, we'd freeze. But the sun is also middle-aged, already halfway to running out of fuel, expanding into a red giant, and cooking us to a fine crisp. Even long before then, it'll warm up enough to raise our average temperature and cause a runaway greenhouse effect, boiling our oceans. Happily, that's a long time from now.

4). Death by Black Hole

    Black holes are misunderstood. They don't wander the galaxy looking for tasty snacks in the form of planets and stars; they turn around the Milky Way just like the hundreds of billions of other stars do. But it's possible that one could wander too close to us. If it did, planetary paths would be disturbed, causing the Earth to drop into the sun or be thrown out into deep space.

    Given that it could be trillions of years or more before even that happens, we don't have to worry too much about black holes.

    My advice? Go outside, look up, enjoy the sun, the moon, and the stars. They may be there forever as far as any one of us is concerned...and forever is a long, long time.

    China Merchants Bank Co Ltd has teamed up with ride-hailing major Didi Kuaidi to provide automobile financing and expand its reach in China's booming mobile payment industry.

    The two have inked a comprehensive partnership, which includes a strategic investment by the former in the latter. Under the partnership, CMB will become the first bricks-and-mortar bank that can offer in-app credit card payments to Didi users. At present, users of Didi can only choose third-party payment solutions like WeChat Payment and Alipay to pay cab fares.

    Zhao Ju, vice-president of CMB, said the cooperation with Didi was an important step in its mobile Internet finance strategy. “CMB's mobile payment is going to enter a new chapter by leveraging Didi Kuaidi's vast user base,” he said.

    According to a report by China Internet Network Information Center earlier this month, Didi holds 87.2 percent of China's private car hailing market. The company said it has received 1.43 billion car-hailing requests on its platforms in 2015, which means 1.43 billion payments were made via smartphones.

    CMB is expected to use Didi to reach the core users of China's mobile payment market. Jean Liu, president of Didi, said many of the expats prefer payment by credit card rather than Alipay or WeChat. “The new partnership will help improve service quality and customer loyalty,” she said. The investment makes CMB part of Didi's existing investors, including Tencent Holdings Ltd, Alibaba Group Holding Ltd and China Investment Corporation. Both of the companies declined to reveal the actual amount of the investment.

    Liu, who showed up on Tuesday for the first time in public after her treatment for breast cancer, said the cooperation with CMB is for the long run and “the capital investment is only part of it”.

    Under the partnership, CMB and Didi will cooperate on a wide range of initiatives on financial services and online-to-offline cooperation. Apart from the in-app credit card payments, the two companies are going to launch joint credit cards in late February and automobile financing services for Didi's car owners. CMB's branches across China are expected to help Didi recruit more drivers.

    “There is a lot of room for imagination in our partnership,” Li said, adding in future people may use their CMB credit card reward points to pay for the ride on Didi.

    Li Chao, an analyst with iResearch Consulting Group, said the partnership may not significantly boost CMB's mobile payment business. “Didi has educated the market for three years and its customers have formed the habit of paying by WeChat or Alipay. So I think CMB can only turn a very smart proportion of Didi users into its payment customer,” he said. “But the move shows that China's traditional banking industry is finally thinking out of the box and looking for outside partners in Internet finance competition,” he said.

    Statistics from Big-Data Research showed that more than 90 percent of China's 9.3 trillion yuan ($1.41 trillion) worth of third party mobile payment market is donated by Alibaba and Tencent.

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    You're rushing to work and a man ahead of you collapses on the sidewalk. Do you stop to help? In a study of by-standers, it was found that some people avert their gaze and keep on walking rather than stop and get involved.

    "There is a tendency to decide that no action is needed." says a psychologist. "The first thoughts that pop into your mind often keep you from offering help. In order to take action, you have to work against them. " Here are some common thoughts that might prevent you from helping.

    Why should I be the one? I'm probably not the most competent (有能力的) person in this crowd. You might think someone older or with more medical knowledge should offer assistance.

    What if he doesn't really need my help? The fear of embarrassment is powerful; no one wants to risk looking foolish in front of others.

    No one else looks concerned—this must not be a problem. We can follow the people around us, but most people tend to hold back their emotions in public.

    "If you spot trouble and find yourself explaining inaction, force yourself to stop and assess the situation instead of walking on," says the psychologist. "Then retry to involve other people; you don't have to take on the entire responsibility of being helpful. Sometimes it's just a matter of turning to the person next to you and saying, 'It looks like we should do something.' Or asking someone if an ambulance has been called and, if not, to call for one. Once you take action, most people will follow you."

    The digital revolution is both launching us into a no-handwriting future, and also sending us backwards in time to when the spoken words ruled. But that's not necessarily a bad thing.

    "I don't think kids should be assessed on their ability to master cursive(草书). It's not something that they are going to use much in their lives as they grow older. It's not something most of us adults use in our lives today. " Anne Trubek, an author, suggests that schools offer handwriting or cursive as an elective or art class in the future.

    "Focus on how to teach kids to express their ideas, how to organize their thoughts, how to make arguments" she says. "The forming of the letters are less important. And there are certainly many ways to individualize what you write beyond the way you've circled the 'I' or crossed your 'T'."

    "This myth that handwriting is just a motor skill (运动技能) is just plain wrong," Virginia Berninger said. "We use motor parts of our brain, motor planning, motor control, but what's very critical is a region of our brain where the visual and language come together and actually become letters and written words."

    "A lot of people are very stubborn about the importance of handwriting, but at the same time will admit they never write themselves," Trubek says.

    Trubek suggests, however, that handwriting keeps some value – for now. " For us today, in the 21st century America, handwriting represents something individual and unique about a person. It doesn't always mean that in previous times in history, and it won't always mean that in the future, but right now for us we relate our sense of self to our handwriting."

    Dogs certainly need to bark (犬吠) every now and then, but if your neighbor's dog is getting in the way of your daily life, you need to do something.

    "Before you take action, you should record the dates and times that the barking happens to find out any patterns," says Schweitzer, who is a dog owner. You might notice the barking only happens when the owners are at work, or during thunderstorms.

    After two to three weeks of observing (观察), go to your neighbors with the facts. Wait for a time when the barking is over. "Since you're trying to keep a good relationship, you can't go when you're angry and upset," says Schweitzer. Besides, your neighbors might not even realize the barks are a problem, especially if the worst barking happens when they're not at home.

    Politely explain the times when the barking gets bad, and then suggest a way of solving the problem. Ask if the dog can stay inside during storms, or offer a dog training class.

    Making friends with the dog could help you gain some peace and quiet. If your neighbors introduce you to their dog, you should give the dog a treat. "If they become more comfortable seeing you, they're less likely to bark when they see you or when they're in the backyard，" says Schweitzer.

    Whatever you do, don't talk with your other neighbors about the problem or start a petition (诉状) to get the dog to quiet down. "Those make people feel angry," says Schweitzer. "That's when things escalate."

    If weeks go by and you still aren't seeing a difference, follow up with a note. Tie a dog treat on the note to build trust with your neighbors, and make a copy before dropping it off. That way, you'll have evidence (证据) that you've discussed it before and followed up politely if you need to bring in a third party, says Schweitzer.

    When I was a boy, our extended, immigrant family would sometimes gather at my aunt's tiny house over the summer. Relatives from all over the country would come in to visit. The adults would crowd together in the living room to talk and catch up on each other's lives. And the kids would be sent out into the front yard to play when dinner was slowly cooked for all of us.

    Those were the days before video games, smart phones, and motorized toys, so we often ended up playing an old game. I remember one of those moments especially. As I was the youngest and smallest of all the kids there, I got caught first and couldn't catch anyone else. My brothers and cousins were all too fast for me, and I grew more and more frustrated. I finally fell my face first into the dirt. I got up with tears forming in my eyes. Then I saw one of my female cousins Susan standing there. She started to run but was going much slower than before. I easily caught up and seized her. Then she turned to me, smiled, and said, I'm it! You'd better run! Iran off laughing with glee while she turned and started to chase others.

    Now I see how her act of kindness that day saved me from sadness and returned me to joy. It didn't matter that we hardly ever saw each other. I know we are family and she loves me.

    In her wonderful book: Box of Butterflies, Roma Downey writes, "We are all one, we all belong to each other, and we are one big beautiful family." Perhaps it is time that we all started to treat each other that way. Perhaps it is time that we shared our love, our kindness, our laughter, and our joy with everyone without fear. Perhaps it is time to finally and forever bring this world together in one big family reunion.