Last Wednesday, about 7,400 American bankers went back to school again. This timethey did not go to learn—they went to teach. {#blank#}1{#/blank#} 1997，the American Bankers Association hassponsored Teach Children to Save Day. Every April 26, bankers across the USAteach over 1.5 million primary and secondary school students how to handle {#blank#}2{#/blank#}money.

      In the USA, children, especially teenagers, are often big spenders. In 2013, forexample, American teenagers spent $175 billion. This is {#blank#}3{#/blank#} average of $104per week per teenager. Few teenagers have any savings. They typically spendmoney as fast as they can. Nearly all will continue their {#blank#}4{#/blank#}(spend) habits whenthey grow up.

      It's necessary that children learn proper money management {#blank#}5{#/blank#} they are stillyoung. The bankers show students how to budget and make smart {#blank#}6{#/blank#}(decide)about money. They explain how to balance their expenses against their income.They help the students understand their family's shopping and householdexpenses as well. Of course，students{#blank#}7{#/blank#}(teach) how to invest and save money too.

AsBenjamin Franklin said, “A penny saved is a penny earned.” Moreover, money{#blank#}8{#/blank#}(save) at interest can increase greatly in value over time. Children, {#blank#}9{#/blank#}adults, need to understand the value of saving money. This is {#blank#}10{#/blank#} TeachChildren to Save Day is all about.

        You may like reading novels for fun. But you need to get{#blank#}1{#/blank#}(organize) if you are reading a novel for school. Here {#blank#}2{#/blank#}(be) a few tips.

        First, pay attention to characters. What do they do in the novel? What do they want? Everything{#blank#}3{#/blank#} is about a character can help us to understand him, from his{#blank#}4{#/blank#} (appear) to the kind of food he eats.

        Besides, the order ofthe story and the plot are {#blank#}5{#/blank#}(equal) important. Make sure that as you read, you make {#blank#}6{#/blank#}quick note of what happens in each chapter. This will help you bring the things you have noticed about thecharacter, setting, language andso on together. It's also an enormous help for you to retell the story after you have read it.

        Next, themes. They are ideas that a novel explores. {#blank#}7{#/blank#} is a must to get the hang of the theme if you want to fully appreciate the novel. Perhaps loveis a major theme, or justice，or  {#blank#}8{#/blank#}(survive).

        Furthermore, novels are made up {#blank#}9{#/blank#}language. Writers use language in a special way{#blank#}10{#/blank#}(make) their novels work. They may use metaphors, invent symbols, or show different characters' personalities through their speech styles.

    Teenagers have long been told that being active and {#blank#}1{#/blank#}(take) part in sports is good for their health. But new research suggests that too much sport for teenagers could negatively affect their well-being just as much as too {#blank#}2{#/blank#} sport.

    The US Department of Health and Human Services suggests that young people {#blank#}3{#/blank#}(age) between 6 and 17 work{#blank#}4{#/blank#}at least 60 minutes a day, 7 hours a week. But researchers from Switzerland say their study suggests that 14 hours of physical activity a week is best for promoting good health in teenagers. However, more than 14 hours {#blank#}5{#/blank#} (appear) to be harmful to their health. To reach their findings, they had 1,245 teenagers {#blank#}6{#/blank#}(survey) in their research.

    All participants (参与者) were required to answer questions about height and weight, sports practice, sports {#blank#}7{#/blank#} (injure) and well-being. Their well-being was measured using the Word Health Organization (WHO) Well-being Index, {#blank#}8{#/blank#} provides scores between 0 and 25. Of the participants, 50.4% were male. Almost 9% of these males were overweight. The overall {#blank#}9{#/blank#}well-being score for all participants was 17.

    The researchers divided sports participants into low, average, {#blank#}10{#/blank#}, and very high. The researchers found that participation in the low and very high activity groups were more likely {#blank#}11{#/blank#} (have) well-being scores below 13, compared with participants in the average group. The researchers found that the highest well-being scores were {#blank#}12{#/blank#} a by participants who carried out around 14 hours of physical activity a week, but beyond 14 hours resulted {#blank#}13{#/blank#} lower well-being scores.

    The researchers suggest that doctors {#blank#}14{#/blank#} care for teenagers should check their level of sports practice. Teenagers {#blank#}15{#/blank#} (probable) need a supportive and closer follow-up of their health and well-being.

    My classmates and I had a really unforgettable experience，which made us very happy. We paid a visit {#blank#}1{#/blank#} Lucy's house yesterday. We didn't have difficulty finding her house because she {#blank#}2{#/blank#} (give) us clear directions. When we arrived at her house, her mother was preparing food for us. Then we began to help with the cooking. About an hour later, the food was ready, and we sat at the table enjoying the delicious food including fish and {#blank#}3{#/blank#} (vegetable). Finally we went to Ann's room where we watched our favourite TV programme together. {#blank#}4{#/blank#} (decorate) with flowers and balloons, the room was warm and comfortable.