题型:任务型阅读 题类:常考题 难易度:普通
上海市师大附中2018-2019学年高三下学期英语3月月考试卷
Directions:Read the passage carefully. Fill in each blank with a proper sentence given in the box. Each sentence can be used only once. Note that there are two more sentences than you need.
Most parents know that they need life insurance. But many would rather have a root canal than shop for the best life insurance policy.
“People don't think about, What will my family do if I am gone and not earning a living?'” says Peter Katt, a fee-only life insurance adviser.“ The whole point of this kind of planning is to provide the family with maximum flexibility so they're not stuck.”
Planning for your death is not a cheerful topic. Too often, parents make a quick decision, ignoring important considerations. Among their mistakes one is that they do not buy enough life insurance. “They don't think that the person who is not bringing in an income needs life insurance,” says Greg Daugherty, executive editor of Consumers Union. But if that person dies, the other parent can't stop working and usually has to pay someone to help care for the family.
Katt recommended that one young couple should buy $3 million for the husband who earns $100,000 a year and $1 million for the stay-at-home wife.
At the same time, many families rely on employer-provided life insurance, but employer-provided coverage is rarely sufficient to support your family. Many employer-provided policies provide a death benefit of $10,000 to $25,000—barely enough to cover your funeral expense. Some employers provide a year's salary, but that may also fall well short of the amount your family would need to maintain its standard of living.
Some employers let workers buy group life insurance through payroll deductions. They may be a good deal for workers who have health problems that would disqualify them for an individual policy. But if you're young and healthy, you may be able to get a better rate on your own.
Another drawback is that if you leave your job, you may not be able to take your insurance.“ Given the job market, most of us are not absolutely certain that our jobs are secure,” Daugherty says.“”
On the other hand, some families buy too much insurance. Not everyone needs life insurance. Some people buy life insurance for babies, which is unnecessary, unless the baby is a child model who is supporting the family, Daugherty says: The purpose of insurance is to replace the income that a family has been relying on. Single people and those who have no children to care for usually don't need life insurance.
Katt says a man with substantial savings in stocks and bonds and other sources of income recently asked him how much life insurance he needs.“ I said none,” Katt says. “”
A. There are people who don't need life insurance but have it and many more people who need it but are woefully uninsured.
B. Families don't always insure a parent who is staying home to care for the children.
C. Most people put off buying life insurance for any number of reasons if they even understand it.
D. Even if you have a lot of insurance at work, it makes sense to have some more insurance on your own.
E. If you fall seriously ill of suffer significant injury later, it will make it tougher to get that kind of policy, if any at all.
F. To make insurance more affordable, you may not need to buy the same amount of insurance for both parents.
An Extension of the Human Brain
Other people can help us compensate for our mental and emotional deficiencies (欠缺),much as a wooden leg can compensate for a physical deficiency. To be exact, other people can extend our intelligence and help us understand and adjust our emotions. When another person helps us in such ways, he or she is participating in what I've called a “social prosthetic (义肢的)system.” Such systems do notneed to operate face-to-face, and it's clear to me that the Internet is expanding the range of my own social prosthetic systems. It's already a big bank of many minds. Even in its current state, the Internet has extended my memory and judgment.
Regarding memory: Once I look up something on the Internet, I don't need to keep all the details for future use—I know where to find that informationagain and can quickly and easily do so. More generally, the Internet functions as if it were my memory. This function of the Internet is particularly striking when I'm writing; I'm no longer comfortable writing if I'm not connected to the Internet. It's become natural to check facts as I write, taking a minute or two to dip into PubMed, Wikipedia, or other websites.
Regarding judgment: The Internet has made me smarter in matters small and large. For example, when I'm writing a textbook, it has become second nature to check a dozen definitions of a key term, which helps me dig into the core andunderstand its meaning. But more than that, I now regularly compare my views with those of many others. If I have a “new idea,” I now quickly look to see whether somebody else has already thought of it, or something similar—and I then compare what I think with what others have thought. This certainly makes my own views clearer. Moreover, I can find out whether my reactions to an event are reasonable enough by reading about those of others on the Internet.
These effects of the Internet have become even more striking since I've begun using a smartphone. I now regularly pull out my phone to check a fact, watch a video, read weibo. Such activities fill the spaces that used to be dead time (such as waiting for somebody to arrive for a lunch meeting).
But that's the upside (好处). The downside is that in those dead periods I often would let my thoughts flow and sometimes would have an unexpected insight or idea. Those opportunities are now fewer and farther between.
An Extension of the Human Brain | |
A prosthetic nature | • The {#blank#}1{#/blank#}can help make up for our mental and emotional deficiencies as a wooden leg can compensate for a bodily deficiency. • It {#blank#}2{#/blank#}in our daily events, extending our intelligence, comprehending our feelings, and expanding the range of social activities. |
Wonderful aspects: memory and judgment | • On the Internet, we could quickly and easily locate the details, and check facts, without {#blank#}3{#/blank#} them in mind. |
• The Internet makes us smarter over {#blank#}4{#/blank#} kinds of things. It provides a dozen definitions of a key term for us to find the {#blank#}5{#/blank#} of the matter. The Internet enables us to exchange ideas with many others to {#blank#}6{#/blank#}our claims, and to {#blank#}7{#/blank#}our actions. | |
The {#blank#}8{#/blank#}sides of smartphones | • Smartphones make it easier and more {#blank#}9{#/blank#}to check reality, watch video clips, read weibo. |
• Smartphones {#blank#}10{#/blank#}the possibility for new and insightful minds, and steal away our dead time. |
It's said that people travel to see the world. {#blank#}1{#/blank#} You walk down different streets, hear different accents, and see different views. All of this is a great way to absorb a new location and learn as much as you can.
But there's another reason why people travel to experience something new. {#blank#}2{#/blank#} So what kind of person are you? To tell the truth, you'll learn about yourself no matter where you go.
If you're a bookworm: Anyone studying English literature will love being on the soil of where such rich literary tradition was born. {#blank#}3{#/blank#} Maybe you'll run into one of your favorite characters during the trip.
If you're a Disney princess fan: Head over to Prague and you'll find the setting of every fairy tale you've ever dreamed of. Prague's study abroad programs are in English and are flexible.
If you're a history lover: {#blank#}4{#/blank#}Sure, that's a lot of places. But you've never felt quite as absorbed in the ancient world as walking around Athens and Rome.
If you're an adventure seeker: Consider going to Australia.{#blank#}5{#/blank#}
If you're indecisive: Just choose them all and take a Semester at Sea. You'll have your classes on a ship as it sails around the world, making stops at 15 cities in 11 countries.
A. And we hope to learn about ourselves in this newness. B. Visiting a new place will change the way of living. C. There are countryside tours connected to novels. D. Just a day-long trip is an adventure in itself. E. Go somewhere where history comes alive. F. And you do see the world when traveling. G. History always makes men wise |
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