Laws that would have ensured pupils from five to 16 received a full financial education got lost in the 'wash up'. An application is calling on the next government to bring it back.

    At school the children are taught to add up and subtract(减法) but, extraordinarily ,are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.

    Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to 16 should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed.Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.

    As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven- to 11-year-olds are savers but by the time they get to 17,over half of them are in debt to family and friends.By this age,26% see a credit card or overdraft(透支) as a way of extending their spending power.Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”

    The UK has been in the worst financial recession(衰退)for generations.It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools,while 3% said it was a job for parents.

    Home to me means a sense of familiarity and nostalgia(怀旧). It's fun to come home. It looks the same. It smells the same. You'll realize what's changed is you. Home is where we ran remember pain, live, and some other experiences; We parted here; My parents met here; I won three championships here.

    If I close my eyes, I can still have a clear picture in mind of my first home. I walk in the door and see a brown sofa surrounding a low glass-top wooden table. To the right of the living room is my first bedroom. It's empty, but it's where my earliest memories are.

    There is the dining room table where I celebrated birthdays, and where I cried on Halloween-when I didn't want to wear the skirt my mother made for me. I always liked standing on that table because it made me feel tall and strong. If I sit at this table, I can see my favorite room in the house, my parents' room. It is simple: a brown wooden dresser lines the right side of the wall next to a television and a couple of photos of my grandparents on each side. Their bed is my safe zone. I can jump on it anytime - waking up my parents if I am scared or if I have an important announcement that cannot wait until the morning.

    I'm lucky because I know my first home still exists. It exists in my mind and heart, on a physical property(住宅) on West 64th street on the western edge of Los Angeles. It is proof I lived, I grew and I learned.

    Sometimes when I feel lost, I lie down and shut my eyes, and I go home. I know it's where I'll find my family, my dogs, and my belongings. I purposely leave the window open at night because I know I'll be blamed by Mom. But I don't mind, because I want to hear her say my name, which reminds me I'm home.

    This is my son Matthew's last night at home before college. I know that this is good news. I feel proud that Matthew will go to a great school. I know that this is finest hour. But looking at the suitcases on his bed sends me out of the room to a hidden corner where I can't stop crying.

    Through the sorrow, I feel a rising embarrassment. "Pull yourself together!" I tell myself. There are parents sending their kids off to battle zones. How dare I feel so shocked and upset?

    One of the great gifts of my life has been having my boys, Matthew and Johnowen. Through them, I have explored the mysterious, complicated bond between fathers and sons. As my wife and I raised them, I have discovered the love and loss between my father and me. After my parents' divorce，I spent weekends with my dad in Ohio. By the time Sunday came around, I was unable to enjoy the day's activities because I was already afraid of the goodbye of the evening.

    Now，standing among Matthew's accumulation of possessions, I realize it's me who has become a boy again. All my sadness and longing to hold on to things are back, sweeping over me as they did when I was a child.

    His bed is tidy and spare. It already has the feel of a guest bed. In my mind I replay wrapping him in his favorite blanket. That was our nightly routine until one evening he said," Daddy, I don't think I need a blanket tonight." I think of all the times we lay among the covers reading. I look at the bed and think of all the recent times I was annoyed at how late he was sleeping. I'll never have to worry about that again, I realize.

    For his part, Matthew has been a rock. He is treating his leaving as just another day at the office. And I'm glad. After all, someone's got to be strong. I'm proud that he is charging into the first chapter of his adult life with such confidence.

    If you have come to Britain, there are some beautiful places you can't miss. Below are four that you can enjoy during your trip to Britain.

    Cotswolds

    The Cotswolds are a range of hills measuring about 2,000 square kilometers, designated as an area of outstanding beauty and shared by countries of Somerset, Wiltshire, Oxfordshire, Gloucestershire, Warwickshire and Worcestershire. Sometimes known as "The Heart of England", the hills are small but perfectly formed and dotted with pleasant towns and well-preserved old villages inhabited mainly by well-preserved old English folk.

    Bath

    Bath is a historic Roman and Georgian spa city. It is a World Heritage (遗产) site, situated in 100 miles west of London and 15miles southeast of the nearest big city, Bristol. A unique city, Bath is famous for its hot springs, Roman period baths, medieval heritage and stately Georgain architecture. The famous English writer Jane Austen spent some time there, and her novel is a satire of the social life of the city at the time. Many of the sites she mentioned are still able to be visited in the city today.

    Much Wenlock

    The Shropshire town of Much Wenlock is a characteristically English town, off the beaten track, but well worth a visit. Not only is Much Wenlock a stunning beautiful medieval town, but it also played a part in the birth of the modern Olympic Games. Much Wenlock is the birthplace of William Penny Brookes, the inspiration for the modern Olympic Movement and founder of the Wenlock Olympian society. In recognition of its sporting heritage, the 2012 London Olympic Games named one of their mascots Wenlock.

    Castle Combe

    Nestled in a wooded Cotswold valley, with the ambling Bybrook River flowing through its heart, Castle Combe is a truly delightful example of the traditional English village. Architecturally, little has changed since the 15^th century. There are no street lights or TV aerials and you enjoy the peaceful atmosphere, and you will understand why it has won the "Prettiest Village in England" award so many times. Castle Combe is also a favored location for Hollywood film and television companies.

    LONDON­Britain prepares for a vote Thursday that will decide whether it leaves the European Union. The debate has centered on immigration and economic security. Both sides have lowered the tone of their arguments after a three­day suspension(暂停) of campaigning that followed the murder of an anti­Brexit lawmaker, an incident that polls(民意调查) suggest has shocked many previously undecided voters who now say they will vote to remain.

    These are uncertain times in a nation whose economy is the second largest in the European Union. The risks are huge. There are warnings that leaving the 28­member group may cause the British pound to lose 15 percent of its value and bring the resignation(辞职) of David Cameron, the country's prime minister; his stay or not depends on whether Britain listens to him and votes to remain.

    For months, the Leave campaign has been hitting the streets. Its arguments are based largely on immigration, and the belief that Britain has handed control of its borders(边界) to a European super state: "The U.K. has lost control over migration. We have to accept anyone into this country if they have an EU passport, no matter if they have a criminal record or not. We are not allowed to say 'no' to people and that is damaging for the security of the U.K., but it is also putting pressure on jobs and opportunities for young people," said Tom Harwood, a Brexit campaigner.

    The murder of Jo Cox, an anti­Brexit, pro­immigrant lawmaker by a far right extremist(极端分子) with a history of mental problems had a serious effect on both campaigns, and on voters.

    Polls since the June 16th murder showed the Leave camp losing ground, but with both sides still very close on a referendum(全民投票) that many believe could change the course of European history.

    Curiosity is what drives us to keep learning, keep trying, keep pushing forward. But how does one generate (产生) curiosity, in oneself or others? George Loewenstein, a professor of psychology at Carnegie Mellon University, offered an answer in the classic1994 paper, "The Psychology of Curiosity."

    Curiosity arises, Loewenstein wrote, "when attention becomes focused on a gap in one's knowledge. Such information gaps produce the feeling of deprivation (匮乏) labeled curiosity. The curious individual is motivated to obtain the missing information to reduce the feeling of deprivation." Loewenstein's theory helps explain why curiosity is such a force: it's not only a mental state but also an emotion, a powerful feeling that drives us forward.

    Scientist Daniel Willingham notes that teachers are often "so eager to get to the answer that we do not devote enough time to developing the question." Yet it's the question that stimulates (刺激) curiosity; being told an answer stops curiosity before it can even get going.

    In his 1994 paper, George Loewenstein noted that curiosity requires some basic knowledge. We're not curious about something we know absolutely nothing about. But as soon as we know even a little bit, our curiosity is aroused and we want to learn more. In fact, research shows that curiosity increases with knowledge: the more we know, the more we want to know. To get this process started, Loewenstein suggests, take steps with some interesting but incomplete information.

    Language teachers have long used communication in exercises that open an information gap and then require learners to communicate with each other in order to fill it. For example, one student might be given a series of pictures for the beginning of the story, while the student's partner is given a series of pictures showing how that same story ends. Only by speaking with each other (in the foreign language they are learning, of course) can the students fill in each others' information gaps.