The Winners Club is a bank account specially designed for teenagers. It has been made to help you better manage your money. The Winners Club is a transaction account (交易账户) where you receive a key­card so you can get to your money 24/7—that's 24 hours a day,7 days a week!

    It's a club with impressive features forteenagers：

● No account keeping fees!

    You're no millionaire so we don't expect you to pay large fees. In fact, there are no account keeping or transaction fees!

● Excellent interest rates!

    You want your money to grow. The Winners Club has a good rate of interest which gets even better if you make at least two deposits (存款) without taking them out in a month.

● Convenient

    Teenagers are busy — we get that. You may never need to come to a bank at all. With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet...You can have money directly deposited into your Winners Clubaccount. This could be your pocket money or your pay from your part-time job!

● Mega magazine included

    Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money. There are also fantastic offers and competitions only for Winners Club members.

    The Winners Club is a great choice for teenagers. And it is so easy to join. Simply fill in an application form. You will have to get permission from your parent or guardian (so we can organize that cool key­card) but it is easy. We can't wait to hear from you. It's the best way to choose to be a winner!

    Spring is just around the corner and it's a time to get outside and enjoy the great outdoors. Here is a selection of festivals around the country that are a great excuse to get back in the spring sunshine.

Dana Point Festival of the Whales

Dana Point, California

March 7 to 8 and 14 to 15, 2010

    Each year, over two sunny weekends in March the town of Dana Point, California celebrates the return of migratory California Gray whales to this part of the Pacific Ocean. Festivities include whale-watching, an arts festival and educational hands-on activities for the entire family. Prices start at $ 29 per adult and $ 19 for children. For more information, visit www.dpfestivalofwhales. com

Chandler Ostrich Festival

Chandler, Arizona

March 13 to 15, 2010

    Chandler is the center of Ostrich(鸵鸟) ranching in the U.S. You can see jockeys ride these feathered beasts around the ostrich track at Tubleweed Park. General admission is $ 9 for adults, $ 8 for seniors, $ 7 for children aged five to 12 and kids four and under are free. For more information visit www.ostrich festival.com

Festival of Houses and Gardens

Charlestib, South Carolina

March 19 to April 18, 2010

    The Historic Charleston Foundation gives curious travelers the opportunity to explore gardens of some of the finest private residences in America. Each three-hour tour(afternoons from 2 to 5 p.m. and evenings from 6 to 9 p.m.)lets you to visit eight to ten properties dating from the American colonial period. Prices range from $25 to $45. For more information, visit www.historic-charleston.org.

Tulip Time Festival

Holland, Michigan

May 1 to 9, 2010

    You don't need to travel to the Netherlands this spring to see and smell some of the world's finest tulips (郁金香). The town of Holland is home to millions of colorful bulbs. The 81^st annual Tulip Time Festival, one of the largest flower festivals in the country will begin with fireworks on May 1. Admission fee ranges from $ 6 for the children's area to $ 38 for theatre tickets. Tickets and more information are available at www.tuliptime.com.

    My high school life has been filled with many ups and downs, whether it was social or academic. Even though my current high school was not my first choice, I never regretted attending Southside High School. “Since you have chosen it, then it is the best for you,” said my parents.

    Up until the junior year I did not realize my capabilities (能力) as a student. Being in the IB Program, I was told that my junior year would be the toughest in all the years of high school. With this “little” piece of information, I walked into my junior year, scared of my grades. As weeks went by, I started to believe that the junior year was not as hard as everyone had said, but I was wrong. My grades were rapidly declining(下降) and by the end of the first term I had five Cs in seven of my classes! I could not believe it — I did not want to believe it. I tried my best to get my grades up myself without any help from anyone, but my pride just made my grades worse. And I had to miss out on one of the most important speech and debate competitions all year: States. I was heartbroken. I realized that I could not survive my junior year on my own, so I had to get help fast.

    Once I got a tutor, my grades went from Cs, Ds, and even some Fs, to nothing but As and Bs. I slowly started to gain my confidence back in all of my classes and even myself. By the time the third and fourth quarter came around, I had been on the honor roll twice, and I was receiving awards from speeches and debates, tennis and school.

    Southside has taught me to always keep my head up and never give up on myself no matter what life throws at me. I am proud to be a Southside Tiger.

Finding a Job

    In a big room on the second floor of the New York City Department of Sanitation's East 99th Street garage, 63-year-old Manhattan native Nelson Molina was listening to a Frank Sinatra CD he found in the trash. "The Way You Look Tonight" was playing through a music player. In fact, the entire space was filled with items strangers threw away. "My family kept everything," said Molina. "Nowadays, people throw it all away." Molina, during his 34 years as a sanitation worker （环卫工人）, gave these items a second life.

    Molina grew up in a housing project with his parents and five other kids in the family and had a habit of picking up unused items at a young age. "My family was poor, so we didn't get much for Christmas," he said. "I'd go out to look for a toy for my sisters, maybe a truck for my brothers." He kept his early morning habit secret from his friends, but not out of embarrassment: "I didn't want the competition."

    On the job, Molina had his sixth sense for finding items. "I could tell, sometimes just by the sound, whether a bag was filled with bottles or a different kind of glass," he said. He kept special finds on the truck, and then put them in out-of-the-way places in the sanitation garage. After almost 10 years, he began showing his discoveries. "It's not a normal practice." said NYC Department of Sanitation assistant chief Keith Mellis. Recently, a team of New York University students has taken on the task of cataloging （分类） the tens of thousands of objects, in hopes that the collection, which has hardly been open to the public, might one day be shown in an official sanitation museum.

It's normal to long for the taste of potato chips or a cheese-covered pizza. Even though they're full of calories, eating them occasionally won't do much harm. However, according to the new numbers, young people are becoming more gluttonous. The BBC's Good Food Nation Survey showed that on average, 16 to 20-year-olds ate fast food at least twice a day in the UK. So what's behind this fast food binge (狂热)?

WebMD, an online publisher of news and information of human health and well-being, surveyed nearly 600 teenagers and adults in the United States. They found that the most common reason was our busy lifestyle. More than 92.3 percent of respondents said they were too busy to cook. Many find it challenging to balance work and life, and the convenience of fast food meets their needs. Fast food is readily available in corner stores and vending machines (自动售货机). Remember those instant noodle cups from the supermarket? They're ready in minutes, and you can store them at home for a long time.

But many people think this trend does no good. Sarah Toule, head of health information at World Cancer Research Fund, told the BBC: "It's frightening that people, especially younger generations, are eating so much fast food loaded with fat, sugar and salt, but offers little nutritional value."

She added, "Especially high in calories, fast food leads to unhealthy weight gain — which in turn increases the risk of 11 cancers later in life."

So what is the right thing to do? Toule suggested that young people should prepare meals in advance and learn to include the different food groups in their diets.