April is Financial Literacy Month，when Americans of all ages are encouraged to learn how to be smart about money.And this year，fifth­grade Rachel Kelly from Naperville，Illinois，is already at the head of her class.Kelly,11, won a nationwide contest called the Stock Market Game.

    Students who take part in the Stock Market Game，run by the SIFMA Foundation，a financial­education organization，pretend to buy stocks (股票) worth $100,000.Then they have to read financial news over several days to see if their investments would have gained money or lost money and write an article explaining their choices.

    “I  wanted  to  choose  a  company  that was well­known，” writes Kelly.“I thought about products that I see every day，so cars came to my mind.” Kelly picked the Japanese car company Honda Motors.“Honda Motor Company is the No.1 producer of motorcycles in the world and the fifth­largest producer of automobiles behind Toyota，Volkswagen，General Motors and Hyundai，” says Kelly.

    Honda makes many different kinds of cars，which Kelly thinks makes the company a safe investment.She explains that even if the cost of gas goes up，Honda has a good chance of staying in business because of the company's fuel­efficient cars，which run on less gas than most cars made today.

    “If one of their departments is not doing so well，it won't affect the overall company sales，” she writes.

    Because the stock Kelly picked performed well and her article was persuasive，Kelly won this year's contest.About 600,000 students from 4th to 12th grade competed.

    A man walked into a small Irish pub and ordered three beers. Bartender was surprised, but he served that man three beers. One hour later the man ordered three beers again. The very next day that man ordered three beers again and drank quietly at a table. This repeated several times and shortly after the people of the town were whispering about the man, who was ordering three beers at once.

    A couple of weeks later, the bartender decided to clear this out and inquired: “I do not want to pry, but could you explain, why do you order three beers all the time?” The man replied: “It seems strange, isn't it? You see, my two brothers live abroad at the moment, one – in France and another – in Italy. We have made an agreement, that every time we go to pub each of us will order extra two beers and it will help keeping up the family bond”.

    Soon all the town have heard about the man's answer and liked it a lot. The man became a local celebrity. Residents of the town were telling this story to newcomers or tourists and even invited them to that pub to look at Three Beer Man.

    However, one day the man came to pub and ordered only two beers, not three as usual. The bartender served him with bad feeling. All that evening the man ordered and drank only two beers. The very next day all the town was talking about this news, some people pray for the soul of one of the brothers, others quietly grieve.

    When the man came to pub the next time and ordered two beers again, the bartender asked him: “I would like to offer condolences to you, due to the death of your dear brother”. The man considered this for a moment and then replied: “Oh, you are probably surprised that I order only two beers now? Well, my two brothers are alive and well. It's just because of my decision. I promised myself to give up drinking.”

Building Trust in a Relationship Again

    Trust is a learned behavior that we gain from past experiences. {#blank#}1{#/blank#} That is a risk. But you can't be successful when there's a lack of trust in a relationship that results from an action where the wrongdoer takes no responsibility to fix the mistake.

    Unfortunately, we've all been victims of betrayal. Whether we've been stolen from, lied to, misled, or cheated on, there are different levels of losing trust. Sometimes people simply can't trust anymore. {#blank#}2{#/blank#} It's understandable, but if you're willing to build trust in a relationship again, we have some steps you can take to get you there.

    ♦ {#blank#}3{#/blank#} Having confident in yourself will help you make better choices because you can see what the best outcome would be for your well-being.

    ♦ {#blank#}4{#/blank#} If you've been betrayed, you are the victim of your circumstance. But there's a difference between being a victim and living with a “victim mentality”. At some point in all of our lives, we'll have our trust tested or violated.

    ♦ You didn't lose “everything”. Once trust is lost, what is left? Instead of looking at the situation from this hopeless angle, look at everything you still have and be thankful for all of the good in your life. {#blank#}5{#/blank#} Instead, it's a healthy way to work through the experience to allow room for positive growth and forgiveness.

A. Learn to really trust yourself.

B. It is putting confident in someone.

C. Slop regarding yourself as the victim.

D. Remember that you can expect the best in return.

E. They've been too badly hurt and they can't bear to let it happen again.

F. This knowledge carries over in their attitude toward their future relationships.

G. Seeing the positive side of things doesn't mean you're ignoring what happened.

    There is an old saying about volunteer work that goes like this: “ No one can do everything, but everyone can do something.”

    Today, many people volunteer their time and energy to help others. There are a lot of ways to meet other people's needs. For example, some volunteers provide help after a disaster. Others are happy to get dirty while repairing homes or planting trees or flowers in poor neighborhoods. Young people see suffering and loneliness around them and find ways to help. And history lovers help archeologists(考古学家) search for ancient objects to help deepen our knowledge of the past.

    Volunteers work in many areas around the world, including Haiti. More than four years have passed since a 7.0 earthquake shook the nation. The exact number of people who died may never be known. Thousands of survivors of the Haitian earthquakes still live in temporary shelters. Last year, former American President Jimmy Carter and his wife Rosalynn joined five hundred volunteers in the town of Leogane to build houses.

    Organizations do not have to be large to get volunteers. An activist group in Dharamsala, India is a good example, Jodie Underhill from England arrived in northern India several years ago. She planned to volunteer for an environmental project. She could almost not believe how much rubbish was ruining some of the area's most beautiful sights. Jodie Underhill learned about how to deal with the rubbish while taking part in other volunteer projects. But soon enough she formed her own group, Mountain Cleaners. Jodie Underhill says the work is very hard. But she praises the group's efforts as a wonderful experience. The young Englishwoman says the Indian media started calling her “Garbage Girl”. And she says she was pleased with the name.

    American teenagers also volunteer in many ways .

    Many leading AI researchers think that in a matter of decades, artificial intelligence will be able to do not merely some of our jobs, but all of our jobs, forever transforming life on Earth.

    The reason why many reject this as science fiction is that we've traditionally thought of intelligence as something mysterious that can only exist in biological organisms, especially humans. But such an idea is unscientific.

    From my point of view as a physicist and AI researcher, intelligence is simply a certain kind of information-processing performed by elementary particles(基本粒子) moving around, and there is no law of physics that says one can't build machines more intelligent than us in all ways. This suggests that we've only seen the tip of the intelligence iceberg and that there is an amazing potential to unlock the full intelligence that is potential in nature and use it to help humanity.

    If we get it right, the upside is huge. Since everything we love about civilization is the product of intelligence, amplifying(扩大) our own intelligence with AI has the potential to solve tomorrow's toughest problems. For example, why risk our loved ones dying in traffic accidents that self-driving cars could prevent or dying of cancers that AI might help us find cures for? Why not increase productivity through automation and use AI to accelerate our research and development of affordable sustainable(可持续的) energy?

    I'm optimistic that we can develop rapidly with advanced AI as long as we win the race between the growing power of our technology and the knowledge with which we manage it. But this requires giving up our outdated concept of learning from mistakes. That helped us win the race with less powerful technology: We messed up with fire and then invented fire extinguishers, and we messed up with cars and then invented seat belts. However, it's an awful idea for more powerful technologies, such as nuclear weapons or superintelligent AI—where even a single mistake is unacceptable and we need to get things right the first time.

    Growing up, I wanted to be just like my mom. She was kind. People always seemed to feel comfortable in her presence. For years, she was a volunteer in our community. I loved going to the local nursing home with her where she taught a ceramic(陶艺)class.

    On one summer day, Mama told me to get changed and meet her at the car. I had planned to spend the day at the lake with friends. Why did she have to ruin everything? I imagined the cool lake water. Irritated, I climbed into the car and slammed the door shut. We sat in silence. I was too upset to make conversation.

    “Tasha, would you like to know where we are going?” Mama asked calmly.

    “No,” I said.

    “We are going to volunteer at a children's shelter today. I have been there before and I think it would benefit you.” she explained.

    When we reached the shelter, Mama rang the doorbell. Moments later, we were greeted by a woman. She led us to the front room where all of the children were playing. I noticed a baby whose body was scarred with iron marks. I was told it was because she wouldn't stop crying. The majority of the children had noticeable physical scars. Others hid their emotional wounds.

    As I took in my surroundings, I felt a gentle tug on my shirt. I looked down to see a little girl looking up at me. “Hi! You want to play dolls with me?” she asked. I looked over at Mama for reinforcement. She smiled and nodded. I turned back and said, “Sure.” Her tiny hand reached up and held mine, as if to comfort me.

    My mom taught me a valuable lesson that summer. I returned to the shelter with her several times. During those visits, some of the children shared their troubled pasts with me and I learned to be grateful for what I had. Today as I convey these values to my own child, I reflect back to that experience. It was a time that I will never forget.