In 2009 a group of parents in Lymington started sharing worries about their children's money-management skills. Pocket money was now stored in a building society rather than a piggy bank (储蓄罐); household shopping was done online; the children rarely saw their parents handling cash. They were spending online, too. Money had become intangible. How, then, were children to learn its value?

The answer they came up with was GoHenry, an app now available in America as well as Britain. It is designed to help young people learn good spending habits through real-world money activities. Parents sign up with their own bank accounts and pay a monthly fee of £2.99 or $3.99 for each child aged six or over. Adults and children download separate versions. Parents can schedule pocket money and set chores. When those are marked as done, the child is paid the agreed amount. Parents can see what the child has bought and where. And they can choose where the card can be used: in shops, online or at ATMs.

Children get cards printed with their name. They can put money in savings pots, view their spending and balances, and set savings targets. "They could decide to save ten dollars for a friend's birthday in four weeks' time, or set a goal at 12 to have $2,000 to buy a car at age 18," says Dean Brauer, one of GoHenry's founders. "The app tells them how much to save each week to meet their goal."

A big benefit of such apps is that they inspire family conversations about money. According to the latest research, more than half of British parents find the subject hard to discuss with their children. And yet most agree that children's attitudes to money are formed in their early years.

Some GoHenry customers are wealthy parents who worry that their children will grow up with little knowledge of money. Others have slim incomes but regard the app as a preparation for their child's future. Some say that they have been in debt and want their children to avoid that mistake when they grow up; others that the app is cost-effective because their children learn to plan spending. Even though young people no longer touch and hold money, they can still be taught to handle it well.

Joe Campbell is 7 years old. He has three sisters and no brothers. His father often takes him to play sports on Saturdays and Sundays. But Joe doesn't t think that is interesting.

All of Joe's sisters take ballet classes on the weekend. And Joe is also interested in dancing. He wants to go to learn ballet with his sisters. But his father thinks he is joking(开玩笑). "You know, you should go to join a football or basketball club," his father says. This makes Joe sad because his father doesn't allow him to do what he wants to.

When Joe's sisters see it, they want to help him, Every night, they teach Joe how to dance. At the school music festival, Joe dances with his sisters, and they live a wonderful performance(表演). His father watches it and he is proud of(为……骄傲)them. He knows Joe is doing the right thing.

A few years ago, I learned that the city food bank needed some help. After hearing the news, I thought about setting up a group that would {#blank#}1{#/blank#}(志愿) to make and serve dinner for the {#blank#}2{#/blank#}(有残疾的) people who are {#blank#}3{#/blank#}(失明的),{#blank#}4{#/blank#} (聋的), dumb(不能说话的)…I used to be the organizer among my friends. So, I made a {#blank#}5{#/blank#}(决定) to send {#blank#}6{#/blank#}(信) among ten of my friends to invite them to be part of the group. To my {#blank#}7{#/blank#}(惊讶), almost all of them agreed to join.

One day, one of my friends brought some food and helped prepare the meal."I got such a {#blank#}8{#/blank#}(强烈的) {#blank#}9{#/blank#} (感觉) of satisfaction when I saw the disabled people get the food!"said one friend. Later, a friend made a list about serving to make sure that we could do {#blank#}10{#/blank#} (很快地) and easily. Now each month, there are new members to join the group. One woman even invited a group of her friends to join in serving. It's hard to {#blank#}11{#/blank#} (想象) that simple letters asking friends for help have made such a great {#blank#}12{#/blank#}(不同). At first, I simply wanted to {#blank#}13{#/blank#}(创建) up a meaningful group.Now,I {#blank#}14{#/blank#}(改变) my idea. I also love to volunteer, because I can find {#blank#}15{#/blank#}(愉快) through helping people in need.

You don't have to be a scientist to solve big environmental problems. One Dutch designer is finding creative ways to make a change - and he's inviting bikers to join him. 

Daan Ronscgaarde. 38, is a designer from Holland. He uses creative ideas to improve city life. For his Smog（雾霾）Free Project, he designed a special tower that cleans air in Chinese parks. In Holland, he designed a shining bicycle path. 

Now Daan and his team are working with engineers at Chinese bike - sharing company Ofo to create a new product for public use. It's an air - cleaning machine connected to a bicycle and is part of the Smog Free Project. In smoggy weather, the machine would breathe in the air in front of the bike and blow out a stream of clean air toward the biker's face. 

It's no secret that air pollution is a big problem for China. In winter, it's common for thick clouds of haze（霾）, caused largely by factory production, burning of coal and car emissions（排放物） to cover areas of China. 

In 2016, only one - fourth of Chinese cities met the country's air quality standards, according to a survey of 338 cities nationwide from the Ministry of Environmental Protection " 

Of course one tower and a few bikes won't solve China's air pollution problem, " Daan said. " But smog - free bikes are an exciting idea that will hopefully inspire communities to create greener cities. "

Ben is a new student in a middle school. He likes playing sports. So there is a1 , three tennis balls and two basketballs in his room. He has many2 friends. He often plays sports with them.

One afternoon3 school, Ben came out of the school gate and met his father. They walked home together. On4 way home, some boys were skating in a park. Ben wanted to skate with them,5 his father said, "You have no time to skate. You must do your homework. If（如果）you finish（完成）your homework, I will buy you an ice-cream."

Ben finished his homework and got his6 . He started to7 it. But a fly（苍蝇）came.

"Look! There is a fly on your ice-cream. Just get it away!" Ben's father said.

Ben smiled（微笑）8 said, "You don't9 me skate. But the fly doesn't have any10 . Can't you let him skate?"