Last Wednesday, about 7,400 American bankers went back to school again. This timethey did not go to learn—they went to teach. {#blank#}1{#/blank#} 1997，the American Bankers Association hassponsored Teach Children to Save Day. Every April 26, bankers across the USAteach over 1.5 million primary and secondary school students how to handle {#blank#}2{#/blank#}money.

      In the USA, children, especially teenagers, are often big spenders. In 2013, forexample, American teenagers spent $175 billion. This is {#blank#}3{#/blank#} average of $104per week per teenager. Few teenagers have any savings. They typically spendmoney as fast as they can. Nearly all will continue their {#blank#}4{#/blank#}(spend) habits whenthey grow up.

      It's necessary that children learn proper money management {#blank#}5{#/blank#} they are stillyoung. The bankers show students how to budget and make smart {#blank#}6{#/blank#}(decide)about money. They explain how to balance their expenses against their income.They help the students understand their family's shopping and householdexpenses as well. Of course，students{#blank#}7{#/blank#}(teach) how to invest and save money too.

AsBenjamin Franklin said, “A penny saved is a penny earned.” Moreover, money{#blank#}8{#/blank#}(save) at interest can increase greatly in value over time. Children, {#blank#}9{#/blank#}adults, need to understand the value of saving money. This is {#blank#}10{#/blank#} TeachChildren to Save Day is all about.

    It seems that Chinese people have always loved to discuss {#blank#}1{#/blank#} differences between northerners and southerners. Now, another difference has drawn wide attention: the way northerners and southerners shop for food at markets.

    People from southern China normally buy {#blank#}2{#/blank#}they need for just one or two meals at a time. It's normal for them to buy just half a Chinese cabbage, two {#blank#}3{#/blank#}（potato）and 25 grams of beef at a time, {#blank#}4{#/blank#}， a person may be laughed at if they do this in the north. Instead, buying enough vegetables and meat for a week {#blank#}5{#/blank#}（be）normal.

    The difference could be because {#blank#}6{#/blank#}the different climates. Food can {#blank#}7{#/blank#}（keep）for a long time in the north, as it's {#blank#}8{#/blank#}（usual）cold and dry there. Many northerners have the habit of {#blank#}9{#/blank#}（store）food for a long time. But due to the hot and wet weather in the south, southern Chinese people prefer {#blank#}10{#/blank#}（buy）just enough food for one meal or one day. Otherwise, the food may go bad.

    Maybe these debates about different customs help us to understand each other better.

    Mr. James owns a company. He put an advertisement {#blank#}1{#/blank#}a newspaper for a boy to work in his office. Out of nearly fifty people {#blank#}2{#/blank#}came to apply, the man selected one and dismissed {#blank#}3{#/blank#}others.

    “I would like to know,” said a friend, “the reason you preferred that boy, who brought neither a single letter, {#blank#}4{#/blank#}a single recommendation.”

    “You are wrong,” said the gentlemen. “He had many. He wiped his feet at the door and closed the door behind him, {#blank#}5{#/blank#}(mean) that he was careful. He gave his seat immediately to an old man, showing that he was kind and {#blank#}6{#/blank#}(thought). He took off his cap when he came in and answered my questions quickly, showing that he was a polite gentleman. Everyone else stepped over the book that I {#blank#}7{#/blank#}(put) on the floor purposely. He picked {#blank#}8{#/blank#}up and placed it on the table, and he waited quietly for his turn instead of pushing and crowding. When I talked to him, I {#blank#}9{#/blank#}(notice) his tidy clothing, his neatly brushed hair, and his clean finger mails. Can't you see that these are excellent recommendations? I considered them to be more significant than {#blank#}10{#/blank#}(letter).”

    Hearing the words, the friend nodded in agreement.

    If we are honest with ourselves, most of us have dreamed of {#blank#}1{#/blank#} (become) famous. Most musicians form a band because {#blank#}2{#/blank#} the same interest in writing and playing music. They may play anywhere {#blank#}3{#/blank#} (earn) some extra money as {#blank#}4{#/blank#} as fulfill their dreams. However, the Monkees {#blank#}5{#/blank#} started differently, began as a TV show with the musicians {#blank#}6{#/blank#} (play) jokes and music in the programme. Only after a year or so did they become {#blank#}7{#/blank#} (serious) and they produced their own records {#blank#}8{#/blank#} later became even more popular than the Beatles in the USA. The band once {#blank#}9{#/blank#} (break) up but reunited later. In memory of their time as a real band, they produced {#blank#}10{#/blank#} new record in 1996.