What should we do when we are in a bad situation? Some may choose to give up. But is that what we should do? The following news report may get you encouraged.

    With a population of 156 million, Bangladesh has one of the largest populations in the world. What makes the situation worse is that most of the country is situated on the low-lying Ganges delta(三角洲). As a result, it often suffers flooding, especially during the rainy season from July to October. In this period, the rivers rise as much as 12 feet. In such situations, people can only get to certain places by boat.

    The problems are particularly serious in the Chalanbeel region, a poor area where people survive by farming on the rich delta soil when it is not underwater. But many parents there don't want to send their children to school and there are not enough teachers. As a result, many kids living there do not attend school on a regular basis. The problem becomes worse during the rainy season when land schools cannot be reached. Many students never return to school after the forced breaks.

    How to help students attend school regularly? 22-year-old Bangladeshi architect Mohammed Rezwan decided to take action. In 2002, the young man used $500 he had received in scholarships to start Shidhulai Swanirvar Sangstha. The non-profit organization's mission was to set up floating schools. It took Rezwan four years to raise enough funds to open his first boat school. But as the world began to know about the organization's worthy cause, money started to pour in. Until now, Shidhulai Swanirvar Sangstha has built 22 floating schools, some with playgrounds on the upper deck. Now a lot more children in the Chalanbeel region go to school regularly.

    We should keep in mind that there is always a solution to every problem.

    With all the traditional media channels, including newspapers, magazines and television shows, shrinking, advertisers are worrying about how they can reach customers. Banners(横幅) ads on our devices are ugly and disturbing. To overcome various digital problems, the ad industry has been serving up a sneaky(不光明正大的) solution: make ads look less like ads and more like the articles, videos and posts around them.

    This trend, called native advertising, has taken over the Internet; even the websites such as NYTimes.com and Wall-Street.com are using it. On Facebook and Twitter, every 10th item or so is an ad; only the small subtitle “Sponsored（赞助）” appearing in light gray type tells you which posts are ads.

    Won't dressing up ads to make them look like reported articles mislead people? Sometimes, yes. An Interactive Advertising Bureau study found that only 41 percent of general news readers could tell such ads apart from real news stories. And it's getting worse. Advertisers worry that the “Sponsored” label discourages readers from clicking, so some websites are making the labels smaller and less noticeable. Sometimes the labels disappear entirely.

    At a recent talk about the difficulty of advertising in the new, small-screen world, I heard an ad manager tell an impressive story. She had gotten a musical performance – paid for by her soft drink client- perfectly inserted（插入）into a TV awards show, without any moment of blackness before or after. “It looked just like part of the real broadcast!” she recounted happily.

    Look, it is great that native advertising works. But if advertisers truly believe in their material, they should have no problem labeling it as advertising.

    For now native ads continue to be a fashion- with no laws governing them and no labeling standard. But that could change; the Federal Trade Commission has begun considering regulation. If the new generation of digital advertisers clean up their act according to the regulation, native ads might become more acceptable.

    Steven Stein likes to follow garbage trucks. His strange habit makes sense when you consider that he's an environmental scientist who studies how to reduce garbage, including things that fall off garbage trucks as they drive down the road. What is even more interesting is that one of Stein's jobs is defending an industry behind the plastic shopping bag.

    Americans use more than 100 billion thin plastic bags every year. So many end up in tree branches or along highways that a growing number of cities do not allow them at checkouts (收银台). The bags are not allowed in some 90 cities in California, including Los Angeles. Eyeing these headwinds, plastic-bag makers are hiring (聘请)scientists like Stein to make the case that their products are not as bad for the planet as most people assume.

    Among the bag makers' arguments: many cities with bans（禁令）still allow shoppers to purchase paper bags, which are easily recycled but require more energy to produce and transport. And while plastic bags may be ugly to look at, they represent a small percentage of all garbage on the ground today.

    The industry has also taken aim at the product that has appeared as its replacement: reusable shopping bags. The stronger a reusable bag is, the longer its life and the more plastic-bag use it cancels out. However, longer-lasting reusable bags often require more energy to make. One study found that a cotton bag must be used at least 131 times to be better for the planet than plastic.

    Environmentalists don't doubt these points. They hope paper bags will be banned someday too and want shoppers to use the same reusable bags for years.

    The UK has a whole host of things to do for free or at a low price and there are a number of websites devoted to bringing you the best. Take a look at our guide to some of our favorite UK cities.

    London

    If you live in or near London and have access to the Internet, you'll discover many choices of free entertainment. The Londonist is an amusing website that offers daily and weekly breakdowns of the free and cheap events in the city. Categories include art, comedy, music, food and drink, theatre, festivals and talks. Head over to Londonist.com for the latest schedule of affordable entertainment. Time Out's website (Timeout, com/London) also has lots of information about free fun in the lively capital.

    Find out why the 60s really cemented(巩固) London as counterculture capital of the UK in our shop.

    Manchester

    Manchester is probably one of the top creative centers of England (if not the UK). If you need any further convincing evidence, then head over to Creative Tourist, where you can find bags of daytime and nighttime entertainment that's easy on the pocket. While you're there you can also check out Liverpool and Sheffield.

    Manchester is a historical city, which has shaped life in Britain. Take a look in our shop.

    Glasgow

    If Manchester is the creative center of England then Glasgow has to be the creative center of Scotland. You can visit Scotland's Center for Design and Architecture at The Lighthouse, or go over to the Gallery of Modem Art, and then there's the wonderful and strange Hunterian Museum. For a lowdown on the best free of Glasgow, take a look at VisitScotland.

    For a look at Glasgow's picturesque qualities click here.

    My husband David was waiting at the door when our daughter Laura and I pulled in the driveway. It wasn't like him to be home so early. The disbelief on his face told me that something was up.

    "Do you still have a job?"

    "No. Redundant," he answered, looking away from me.

    "OK. We'll figure it out," I replied calmly.

    I actually had no idea how we were going to figure it out. I immediately started to think of how we'd cut costs and who we should start to get in touch with. That night, after David had fallen asleep, I cried myself to sleep, and frequently sobbed in the shower in the days that followed.

    I knew the loss of David's income would have great effect on us. He had worked for the same insurance company for twenty-one years and was our main income. I work at home caring for Laura, and my freelance(自由职业者的)income is uncertain. We have debts, and job hunting takes time.

    Still, I was more concerned about my husband's emotional state than our financial situation. David's sense of identity was tied to his job. He called his parents to tell them about losing his job, but didn't say a word to anyone else for weeks. He told me that he felt like "a failure".

It was tough for me to watch David struggle with unemployment. One night a couple of weeks after he lost his job, David woke me just before midnight, sweating, pacing the bedroom floor and saying he felt funny. We spent the night in the emergency room waiting to see if he had a heart attack. Thankfully, it was just a serious anxiety attack. It was then that I knew I needed to do more to understand what my husband was going through. Here is what I learned from my own experience—and from talking to experts—on how to support your spouse through a job loss.

    A study involving 8, 500 teenagers from all social backgrounds found that most of them are ignorant when it comes to money. The findings, the first in a series of reports from NatWest that has started a five-year research project into teenagers and money, arc particularly worrying as this generation of young people is likely to be burdened with greater debts man any before.

    University tuition fees (学费) are currently capped at £3, 000 annually, but this will be reviewed next year and the Government is under enormous pressure to raise the ceiling.

    In the research, the teenagers were presented with die terms of four different loans but 76 per cent failed to identify the cheapest. The young people also predicted that they would be earning on average £ 31.000 by the age of 25, although the average salary for those aged 22 to 29 is just £ 17, 815. The teenagers expected to be in debt when they finished university or training, although half said that they assumed the debts would be less than £ 10.000. Average debts for graduates are £ 12, 363.

    Stephen Moir, head of community investment at the Royal Bank of Scotland Group which owns NatWest, said. "The more exposed young people are to financial issues, and the younger they become aware of them, the more likely they arc to become responsible, forward-planning adults who manage their finances confidently and effectively."

    Ministers are deeply concerned about the financial pressures on teenagers and young people because of student loans and rising housing costs. They have just introduced new lessons in how to manage debts. Nikki Fairweathcr, aged 15, from St Helens, said that she had benefited from lessons on personal finance, but admitted that she still had a lot to learn about money.