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    Pensions with a number of different providers? You could plan ahead more effectively if you bring them together in a Fidelity Self-Invested Personal Pension (SIPP).

    ●Transfer your pensions, ISAs and other investments to us and manage them all in one secure online account.

    ●Earn ￡100 to ￡1,000 cashback if you apply by 9 June 2017 (exclusions and T&Cs apply).

    ●We will not charge you to transfer to us.

    ●If your current providers charge exit fees, we will reimburse you up to ￡500 (T&Cs apply).

    The value of investments can go down as well as up, so you may not get back the amount you originally invest. You cannot normally access money in a SIPP until age 55. Pension transfers can be complex and some types of pension, in particular those with guaranteed benefits, are not eligible for this offer. Please read our pension transfer factsheel, and the cashback offer and exit fees terms and conditions, at fidelity.co.uk.cashback

    Apply online at fidelity.co.uk/cashback Or call us for more information on 0800 358 0752

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    People who often eat nuts appear to live longer, according to the latest study of its kind. The findings, published in the New England Journal of Medicine, suggested the greatest benefit was in those eating them on their daily diet.

    Eating nuts was linked to a healthier lifestyle including being less likely to smoke or be overweight and more likely to exercise. The British Heart Foundation said more research was needed to prove the link, “While this is an interesting link, we need further research to make sure if it's the nuts that protect heart health, or other sides of people's lifestyle .”

    The study followed nearly 120,000 people for 30 years. The more regularly people ate nuts, the less likely they were to die during the study. People eating nuts once a week were 11% less likely to have died during the study than those who never ate nuts. Lead researcher Dr. Charles Fuchs, from the Dana-Farber Cancer Institute and Brigham and Women's Hospital, said, “The most obvious benefit was a decrease of 29%in deaths from heart disease, but we also saw a significant reduction-11%- in the danger of dying from cancer.”

    They suggest nuts are lowering cholesterol(胆固醇). and insulin resistance(胰岛素抗性). Nuts contain unsaturated fat(不饱和脂肪), protein(蛋白质) and several kinds of vitamins and minerals and they can take the place of snacks like chocolate bars, cakes and biscuits.

    Victoria Taylor, senior expert at the British Heart Foundation, said, “This study shows close connection between regularly eating a small handful of nuts and a lower risk of death from heart disease.” Choosing plain, unsalted foods rather than sweet, salted, or chocolate-covered will keep your salt and sugar intake down.

    It was a Saturday morning, a day I believed would end in victory. For weeks, I had been preparing for the match at the county fairgrounds, sponsored(赞助) by our local riding club. My horse, Tonka, and I could run faster than any kid in the county, and I hoped to bring home a blue ribbon.

    My mother usually drove me to the riding events, but on this day, my father planned to drop us off at the fairgrounds with the horse trailer(马车) .

    Although we never discussed it, my father's struggle with alcoholism had become the silent center of our family life. My mother was paralyzed with fear and indecision. Her salary as a part-time nurse couldn't possibly support four children. No one talked about alcoholism in those days, and it was my family secret.

    We climbed on the trailer and my father pulled out of our driveway and headed toward the fairgrounds, picking up speed once we hit the main road. It wasn't until we felt a big bump that I realized the trailer was out of control. The dream of my riding winner disappeared. Tonka lay on the floor, completely still. No words were possible. I knew he was dead.

    Suddenly a man appeared. "Are you all right?" he asked. "Yes." I answered, although I knew that nothing was all right. "Sit here on the grass," he said. He bent down to look into the trailer. Tonka remained still. He touched Tonka and then turned to face me. "He is going to be OK. He has just been knocked unconscious." He rubbed Tonka's cheeks and gently pulling his ears. Tonka rose to his feet.

    Our father was talking to a police officer. He was upset and in pain and took little notice of me. I looked back; the man was gone.

    I never forgot him. He gave me strength and a sense of hope in a dark and frightening moment.

    Most foodies (吃货) agree that eating healthy food is important. But sometimes making good food choices can be tough. Now, there are apps that can help people learn about the food they eat to improve their diets and their dining out experiences.

Cheese & Wine Pairing app

    Wine and cheese can be a great combination. But which wines go best with which cheeses? Max McCalman's Cheese & Wine Pairing app can help. It provides information about hundreds of different cheeses and advises wines to pair with each. Max McCalman's Cheese & Wine Pairing app is free for iPhones and iPads.

Calorific app

    What does 200 calories look like? It can be hard to picture. Calorific provides images of 200 calories worth of food. The pictures can help people on a diet and those who just want to eat healthier food. The app is free for iPads and iPhones. There is also a version that provides more information for a price.

    HappyCow app

    Vegetarians do not eat animal meat. Vegans do not eat any animal products. The HappyCow app is made for both groups. Users can search for vegetarian-vegan restaurants and stores around the world. A free version of HappyCow is available for Android that has ads and requires an Internet connection.

    LocalEats app

    Restaurant chains, like McDonald's, can be found almost anywhere a person might travel. But sometimes travelers want to eat like locals. LocalEats is designed for that. It lists locally owned restaurants so users can try foods from that area. The app costs about a dollar.

    When athletes at the 2020 Tokyo Olympics collect their medals, they'll not only be wearing something that celebrates their sporting performance, but something that symbolizes lastingness. For both the 2020 Olympics and Paralympics, organizers aim to make all of the gold, silver, and bronze medals out of used electronics. This strong message about how to make use of e-waste has gotten a lot of Japan involved.

    Starting in April 2017, the Japanese Olympic Committee began collecting old laptops, digital cameras, smartphones, and other abandoned electronics. The initiative (倡议) has achieved great success. Already, the quantity needed for bronze medals has been met, and they're in the homestretch for silver and gold medals, meaning the collection process can pack up at the end of March.

    When looking just at the number of cell phones collected, the amount of waste is shocking. In a period of about 18 months, a little over 5 million smartphones were collected thanks to cooperation with NTT DOCOMO. Japan's largest mobile phone operator allowed the public to turn in phones at their shops, which counted a lot in the project's success.

    After being taken apart and sorted, the small electronics underwent a smelting process to extract (提炼) all the gold, silver, and bronze elements. Thanks to this initiative, the worldwide struggle with e-waste will have a global platform. According to a study published by the United Nations University—44.7 million metric tons of e-waste were made in 2016. Only 20% of that was actually recycled. Unfortunately, this figure is set to rise significantly in the coming years, moving to 52.2 million metric tons by 2021. So while the Tokyo Olympics initiative might be just a drop in the bucket, it's a good start in showing what the public can do if they're made more aware of the issue.

    We have many trips for you to explore the world your way. Our travel ideas are as diverse as the world itself and are designed to let you experience it. Please start with the following four trips.

Athens and Crete Explorer

London for Families

Australia & New Zealand

Classic Egypt