April is Financial Literacy Month，when Americans of all ages are encouraged to learn how to be smart about money.And this year，fifth­grade Rachel Kelly from Naperville，Illinois，is already at the head of her class.Kelly,11, won a nationwide contest called the Stock Market Game.

    Students who take part in the Stock Market Game，run by the SIFMA Foundation，a financial­education organization，pretend to buy stocks (股票) worth $100,000.Then they have to read financial news over several days to see if their investments would have gained money or lost money and write an article explaining their choices.

    “I  wanted  to  choose  a  company  that was well­known，” writes Kelly.“I thought about products that I see every day，so cars came to my mind.” Kelly picked the Japanese car company Honda Motors.“Honda Motor Company is the No.1 producer of motorcycles in the world and the fifth­largest producer of automobiles behind Toyota，Volkswagen，General Motors and Hyundai，” says Kelly.

    Honda makes many different kinds of cars，which Kelly thinks makes the company a safe investment.She explains that even if the cost of gas goes up，Honda has a good chance of staying in business because of the company's fuel­efficient cars，which run on less gas than most cars made today.

    “If one of their departments is not doing so well，it won't affect the overall company sales，” she writes.

    Because the stock Kelly picked performed well and her article was persuasive，Kelly won this year's contest.About 600,000 students from 4th to 12th grade competed.

Murcia

    I have spent about 8 months living in Murcia and I feel that I should put it as number one on my list. On my return from exploring other cities, I always feel like I'm returning home when I set foot in Murcia. The city centre is full of life and energy and has an incredible atmosphere all year round. Although the accent takes you a little time to get used to at first, you will adjust to it. Murcia is also home to some gorgeous(壮丽的) beaches and amazing coastal views. So it really does have the best of both worlds!

Gibraltar

    I visited Gibraltar during the Easter holidays and I was totally surprised by the beauty of Gibraltar! From a short cable car riding up to the top of the rock you are met with splendid views over the coast and the adorable monkeys which curiously come to greet you on your arrival. Make sure to hide all your food because they think it's a gift for them!

Valencia

    Valencia is beautiful. It's as simple as that! The river-area is so exciting and full of life, all the way up to the science museum and beaches. However, I was a little confused by the fact that the river had long been filled in and turned into a park, yet people still referred to it as The River.

Alicante

    I have spent many a weekend in Alicante, making the most of the beautiful beach in low season, before all the tourists arrive. May is the high season here, so I'd definitely recommend a visit in April, September, or October, just before or after the holiday season.

    Have you ever felt like you are not given the kind of respect you deserve? In one way or another, all of us have felt this way. We've yearned（渴望）to be looked at as an authority, someone people look up to and trust. We're not taught in school how to do this and our parents didn't tell us the secret on how to establish our authority. It's something we learn and gain by ourselves. And the answer is as simple as changing our mindset. What? No way! Oh but it is. People tend to underestimate the power of the mind. Change your game by changing your mind.

    Take time to look back and think about people in your life who are an authority or a leader at work, who has more credibility（可信度）than you or who you look up to and inspires you. They are up there not for the reasons you think. If you really think about it, they aren't the smartest of the bunch, not the most educated, and neither are they the best. And in no way do they even call themselves an expert. Instead, they are up there because they are great teachers and advocates（支持者）for the success of their customers or employees.

    Let's take Richard Simmons for example. This famous fitness personality has been a household name ever since he started gaining popularity during the first few years of his career. Stop and think, though, do you really think he is the best person to really get people into shape? Is he the Einstein of fitness and nutrition? Or does he even call himself a master of his craft? Of course not. People look up to him and give him authority because he is a great educator. Instead of sharing information that's far too complicated to understand, he figures out what your problems are and finds out a way to fix them. He even has social media that he updates on a regular basis with topics that are helpful and easy to understand for his fans and followers.

    Depending on the field you're in, you can share with people things you know and that you think they will want to know as well. If you're a nurse, for example, you can make a blog post for common health problems and quick remedies（治疗方法）people can do at home. Remember, the simpler you can make it, the better. People will trust you completely if you give them easy solutions. Like Richard, you'll soon be the expert you'll want to listen to. You can be an advocate also by showing people that you have their best interests at heart. You can also start up conferences to take up people's concerns and try to deal with them the best way that you can.

    So, how will you be viewed as an authority? Make that mind shift .Find out what concerns and troubles your target. Give solutions. Show that you care. And help them climb up that ladder of success. Ladies and gentlemen, that's how it's done.

    All over the world people enjoy sports. Sports help to keep people healthy, happy and help them to live longer.

    Sports change with the season. People play different games in winter and summer.

    Games and sports often grow out of people's work and everyday activities. The Arabs use horses or camels in much of their everyday life; they use them in their sports, too.

    Some sports are so interesting that people everywhere go in for them. Football, for example, has spread around the world. Swimming is popular in all countries near the sea or in those with many rivers.

    Some sports or games go back to thousands of years, like running or jumping. Chinese boxing, for example, has a very long history. But basketball and volleyball are rather new. Neither one is a hundred years old yet. People are inventing new sports or games all the time.

    People from different countries may not be able to understand each other, but after a game they often become good friends. Sports help to train a person's character(性格). One learns to fight hard but fight fair, to win without pride and to lose with grace(体面).

    Environmentalists said our planet was bound to die. Now one man says they are wrong. “Everyone knows the planet is in bad shape,” thundered a magazine article last year. “Species are being driven to die out at record rates, and the rivers are so poisonous that fish are floating on the surface, dead.”

    But there's growing belief that what everyone takes for granted is wrong: Things are actually getting better. A new book is about to overturn our most basic assumptions about the world's environment. Rivers, seas, rain and the atmosphere are all getting better.

    The total amount of forests in the world is not declining. The Skeptical Environmentalist by Bjorn Lomborg, professor of statistics at the University of Aarhus in Denmark, is an attack on the misleading claims of environmental groups, and the “bad news” culture that makes people believe everything is getting worse.

    Now the attacks are increasingly coming from left-wing environmentalists such as Lomborg, a former member of Greenpeace. The accusation is that, although the environment is improving, green groups — with profits of hundreds of millions of pounds a year — are using scare tactics (战术) to gain donations. Lomborg's book doesn't deny global warming — probably the biggest environmental threat — but destroys almost every other environmental claim with many official statistics.

    The Worldwatch Institute claims that deforestation(采伐森林) has been speeding over the last 30 years. Buy Lomborg says that is simply rubbish. Since the dawn of agriculture the world has lost about 20% of its forest cover, but in recent decades the forest area's depleting has come to a stop. According to UN figures, the area of forests has remained almost steady, at about 30% of total land area, since 1940s. Forests in countries such as the US, UK and Canada have actually been expanding over the past 40 years. Despite all the warnings the Amazon rainforest has only shrunk by about 15%.

    Nor are all our species dying out. Some campaigners claim that 50% of all species will have died out within 50 years. But other studies show only 0.08% of species are dying out each year. Conservation efforts have been successful. Whales are no longer threatened and the bald eagle is off the endangered list.

    Environmental groups claim that many of the improvements are the results of their campaigns. Stephen Tindale, director of Greenpeace UK, said, “There are important examples, such as acid rain and ozone, where things weren't as bad as predicted, and that's because our behavior changed.”

    "You're going to the doctor," your mum tells you. But why go to the doctor when you're not sick? Regular checkups (健康检查) are a good idea for kids. These visits happen when you're feeling fine and are sometimes called "well-child" visits because you're well.

    It's a chance for the doctor to see that you're growing and developing normally. It's also a chance for your parents to talk with the doctor about any issues, such as safety or nutrition, so they can help you stay healthy. And it gives you a chance to ask any question you might have about your health. You might wonder when you will grow taller, for example, or if you weigh the right amount.

    A checkup may start when a nurse calls you and your parents from the waiting room. He or she might start by checking your weight and height, as well as your blood pressure and maybe your temperature.

    Blood pressure: This shows how hard your heart is pumping blood throughout your body.

    Body temperature: Using a thermometer, the nurse can find out if your temperature is in the normal range. If it is higher, it means that you have a fever and your body is working to fight off an infection (感染).

    The nurse may check your hearing and vision. If you have trouble with either one of these, you might need to see a hearing expert or an eye doctor. Urine (尿) can tell whether something is wrong with the way a person's body is working.

    All of these numbers, measurements, and test results will go into your medical record, so the doctor can look them over. Then it's time to meet the doctor.