Banks view online banking as a powerful “value-added” tool to attractand keep new customers while helping to eliminate costly paper handling or teller（出纳员）interactions in an increasingly competitive banking environment.

    Today, most large national banks, many local banks and credit unions offer some form of online banking, variously known as PC banking, home banking, electronic banking or Internet banking. Online banks are sometimes referred to as “brick-to-click”banks, both to tell them from “brick-to-mortar” banks that haven't yet offered online banking, as well as from “virtual”（虚拟）banks that have no physical branches or tellers whatsoever.

    The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it. Most of the large banks can now offer fully safe , fully functional（功能的）online banking for free or for a small cost. As more banks succeed online and more customers use their sites, fully functional online banking will likely become as common place as automated teller machines (ATM).

    Online banking has a lot of advantages. Unlike your corner bank, online banking sitesnever close; they're at hand 24 hours a day, seven days a week and they're amouse click away. If you're out of state or even out of the country when a money problem appears, you can log on instantly to your online bank and take care of business. Online bank sites generally carry out and confirm deals at or quicker than ATM processing speeds. Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively.

    The loneliest chimp(黑猩猩)in the world just got the best surprise—a hug from a new friend．Ponso has been by himself for nearly three years，finding himself alone after his wife and children died on the island where they were abandoned by a medical testing company many years ago．

    For years a nearby villager named Germain has been Ponso's only company，visiting him so often to bring bananas and bread—the chimp's only source of food on the tiny island．It was clear how much Ponso missed companionship when he was recently visited by Chimpanzee Conservation Centre Director Estelle Raballand．The chimp immediately embraced Estelle Raballand in a huge hug and laughed as she reached out for him，with his smile from ear to ear．

    For those who know Ponso's backstory，his immediate ease and trust in humans might be surprising．Ponso was one of 20 chimps，all between the ages of 7 to 11 years old，relocated to an island off the Ivory Coast after being used for testing by the New York Blood Centre．After the tests were completed in 2005，the lab reportedly transferred the chimps to a string of islands，occasionally dropping off food and water because there was none in the chimps' new homes．

    Disease and hunger soon left only Ponso，his mate and their two children standing．But at the end of 2013 they died within days of each other and Ponso was now completely alone．

    A group called SOS PONSO is trying to raise money for the poor lonely chimp，already achieving its goal of $20,000 - all of which will be used for Ponso's care．

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    Welcome to one of the largest collections of footwear（鞋类）in the world that will make you green with envy. Here at the Footwear Museum you can see exhibits（展品）from all over the world. You can find out about shoes worn by everyone from the Ancient Egyptians to pop stars.

    Since his early childhood, G. A. Minton has always been a faithful fan of science fiction and horror. Whenever a scary movie was playing at the local theatre, he was there in attendance with his friends, loudly screaming in terror.

    In his everyday life, Minton likes playing the game of golf most, having lettered on his high school golf team. In addition to writing, he also enjoys reading, traveling, fishing, swimming, working out, listening to hard rock music, and watching great movies－especially those about horror, science fiction, mystery and comedy.

    Strangely enough, it was only after Minton was knocked down by a drunk driver and suffered a closed-head injury that he developed a new found passion for writing. After the car accident, he suffered from both memory loss and problems communicating with others, which frustrated him to no end. He had to go to see his doctor on a regular basis and for weeks he had to take medicine used by patients who are suffering from Alzheimer's disease. Luckily, his brain slowly began to mend itself.

    At the end of the healing process, something was very different. He noticed that he had developed a strong urge to write down a story that had formed in his mind. That's how his first novel Trisomy XXI was born. He penned（写作）it in only three months. He began with chapter one and wrote in a freestyle manner—almost in a stream of consciousness. The narrative flowed freely from his vivid imagination, creating a thrilling tale of terror that is formed from an ordered sequence of events.

    One could think that the damaged neurons（神经元）had rearranged themselves into a different pattern, and thus improving the creative elements in his brain. Besides, stranger things have happened! He has recently completed his second novel. Currently, his brain is busy at work, seriously processing the text for another -story of the terror-one that will both entertain and horrify its unsuspecting reader!

    Qing-Feng Steamed Dumpling Shop. Daniang Dumpling. McDonald's. What do these companies have in common?

    Well, besides all being fast food chains, their logos are all red. And it's not a coincidence. Color is one of the many that companies use to connect with customers. And if fast food wasn't hard enough, those red logos might make it even harder to ignore.

    The average human can see ten million colors, but red is special. It's one of the first colors our ancient ancestors thought important enough to name. Early human languages were uncolorful. There were words for “black” and “white” and “red” but not much else.

    As a result, we have a deeper connection to red than any other color and we react to it in certain ways that actually play to fast food companies' advantage. For starters, researchers have found that red can cause a sense of urgency. On top of that, it also has an ability to whet (刺激) our appetites. And when you pair those two together, you've got the perfect recipe to attract hungry customers who want food, fast.

    So the red logo isn't just a welcoming sign. It's a seduction (诱惑) for your brain. Now, it's unclear why red makes us feel this way. But perhaps it has something to do with where the word comes from. Many ancient languages first named red from their word for “blood”. But red's bloody beginning has transformed. During medieval times, for example, red was worn by royals as a status symbol. And today, brides in many parts of India are married in red dress.

    In fact, red is one of the few colors today that cultures all over the world view positively. And it's no wonder companies attach so much importance to their logos. After all, we're a visual species. Despite having five senses, 80% of the information our brains process on a daily basis comes from our eyes. And according to marketing company WebPageFX, nearly 85% of consumers say the main reason they choose one product over the other is color.

    Just think what McDonald's would look like in blue, green, or pink! It's just not the same, right?

    Let's catch a glimpse of the latest inventions this year.

    Parallels lets you use desktop apps on your phone

    You'd think most applications would have created a mobile app by now — but many companies still use desktop apps exclusively. Now Parallels Access lets you access them on your smartphone. All you need to do is download the app, then connect Parallels' Applification™ to your computer, so you can access important files and other apps with a single click. You can easily use your apps in full-screen mode, using intuitive(直观的) touch controls to work faster than before.

    Usually, Parallels Access is $19.99, but you can get it now for $9.99.

    Take your lighting to the next level with this smart switch

    You probably don't spend a lot of time thinking about your home's lighting, but it's important: the way that you control your lighting affects the environment (and your electric bill).

    This WiFi wall switch is controlled via a companion app on your smartphone, so you can control connected lights or ceiling fans from anywhere.

    Usually, the Meross WiFi Wall Light Switch costs $45.99, but right now it's on sale for $39.99 .

    Shoot beautifully clear videos with this smartphone gimbal

    If you're interested in shooting professional-quality videos and photos, you don't have to spend a fortune to take a beautifully composed shot: just use this Rigiet Smartphone Gimbal instead.

    A gimbal is a support for your camera (in this case, your smartphone) that allows it to pivot（移动）, and automatically detect and adjust to the position that you want to film in. Unlike any other camera hardware you might own, this one comes with its own accompanying app.

    Usually, this Rigiet Smartphone Gimbal is $269, but you can get it now for $109.99.