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题型:阅读理解 题类:常考题 难易度:普通

河北省保定市涞水波峰中学2018届高三上学期英语期末联考试

阅读理解

    For many of us, talking about money is embarrassing, especially revealing our income and spending habits in public. So it's no wonder that seeking investment advice from computer program is so popular.

    Consultancy firm Accenture found that 68% of global consumers would be happy to use robot-advice to plan for retirement, feeling it would be faster, cheaper, and fairer than human advice. “Many of our customers say they feel awkward in face-to-face meetings, preferring an online experience where they don't feel nervous,” says Lynn Smith, a director of robot-advice firm Wealth Wizards. So how does robot-advice work and is it really any better than traditional financial advice?

    Robot-adviser firms use algorithms (算法) to analyse your financial situation and goals and then work out an investment plan to suit you. Basically, you answer lots of questions online about your income, expenses, family situation, attitude to risk and so on, and then the algorithm allocates (分配) your savings to a series of investments, from index funds that aim to imitate a particular stock market index or sector, to fixed-income bonds.

    Robot-advice is certainly growing in popularity. But are we really happy to give up the human adviser completely? “No” is the short answer. Accenture finds that a significant proportion of us still want human interaction, particularly when our finances are complex. “When a customer needs advice surpassing a number of different regulatory regimes, human advice will be required, says John Perks, managing director of life and pensions at UK insurer LV, which launched its Retirement Wizard robot-advice service two years ago.

    The truth is that only about a quarter of funds managed by clever humans overcome the market as a whole, so when you take into account the much higher management fees you pay for that kind of service, the performance difference is likely to be marginal (微不足道的) for most of us.

    The robots may be coming, but in this case at least, they seem to be on the side of the small investor trying to save for a comfortable retirement.

(1)、What do we know about the robot-advice from the second paragraph?
A、It's suitable for all. B、It's complex but fair. C、It's expensive but accurate. D、It's beneficial and relaxing.
(2)、If you want to use robot-advice, you should first ________.
A、consult human advice B、work out an investment plan C、answer lots of questions online D、analyse your financial situation
(3)、What does the underlined phrase “that kind of service” in Paragraph 5 refer to?
A、The allocation of retirement. B、The performance difference. C、Human fund management. D、The robot-advice service.
(4)、Why do we still need the human adviser according to the text?
A、Because some finances are complex. B、Because some clients face retirement. C、Because human interaction is necessary. D、Because the human adviser offers better service.
举一反三
阅读理解

    One day, Mr. Arnold was teaching a lesson, and things were going as normally as ever. He was explaining the story of human being to his pupils. He told them that, in the beginning, men were nomads (游牧); they never stayed in the same place for very long. Instead, they would travel about, here and there, in search of food, wherever it was to be found. And when the food ran out, they would move off somewhere else.

    He taught them about the invention of farming and keeping animals. This was an important discovery, because by learning to cultivate (耕作) the land, and care for animals, mankind would always have food steadily. It also meant that people could remain living in one place, and this made it easier to set about tasks that would take a long while to finish, like building towns, cities, and all that were in them. All the children were listening attracted by this story, until Lucy jumped up:

    “And if that was so important and improved everything so much, why are we nomads all over again, Mr. Arnold?”

    Mr. Arnold didn't know what to say. Lucy was a very clever girl. He knew that she lived with her parents in a house, so she must know that her family were not nomads; so what did she mean?

    “We have all become nomads again,” continued Lucy, “The other day, outside the city, they were cutting the forest down. A while ago a fisherman told me how they fish. It's the same with everyone: when there's no more forest left the foresters go elsewhere, and when the fish run out the fishermen move on. That's what the nomads did, isn't it?

    The teacher nodded, thoughtfully. Really, Lucy was right. Mankind had turned into nomads. Instead of looking after the land in a way that we could be sure it would keep supplying our needs, we kept developing it until the land was bare. And then off we would go to the next place! The class spent the rest of the afternoon talking about what they could do to show how to be more civilized (文明的).

    The next day everyone attended class wearing a green T-shirt, with a message that said “I am not a nomad!”

    And, from then on, they set about showing that indeed they were not. Every time they knew they needed something, they made sure that they would get it using care and control. If they needed wood or paper, they would make sure that they got the recycled kind. They ordered their fish from fish farms, making sure that the fish they received were not too young and too small. They only used animals that were well cared for, and brought up on farms.

    And so, from their little town, those children managed to give up being nomads again, just as prehistoric men had done, so many thousands of years ago.

阅读理解

    There is some unwelcome news for students preparing for exams and officers putting in long hours—you don't need that "refreshment(提神) break" as much as you may think.

    Scientists believed it was not easy for people to continue their work if they felt the need to have a snack or a rest to make them feel better. They argued that the only way to regain willpower is by supplying more energy to our bodies with rest, food or entertainment.

    But psychologists have challenged this theory, saying weak willpower is in your head. They found that a person's mindset(理念) and belief about willpower determine how long and how well they'll be able to work on a tough mental exercise. "If you think of willpower as something that's limited, you're more likely to be tired when you perform a difficult task," said Professor Veronika Job. "But if you think of willpower as something that is not easily depleted, you can go on and on."

    The researchers led by Mr. Job designed an experiment to test the students' beliefs about willpower. After a tiring task those who believed or were led to believe that willpower was a limited resource performed worse on standard concentration tests than those who thought of willpower as something they had more control over.

    Mr. Job said, "Students who may already have trouble studying are being told that their powers of concentration are limited, and they need to take frequent breaks. But a belief in willpower as a non-limited resource makes people stronger in their ability to work through challenges."

    The findings could help people who are battling with temptation(诱惑): people following strict diets and doing exercise regularly to lose weight, people trying to overcome addictions, employees facing a tight deadline. Willpower isn't driven by a biologically based process as much as we used to think.

阅读理解

    You can't always predict a heavy rain or remember your umbrella. But designer Mikhail Belvacv doesn't think that forgetting to check the weather forecast before heading out should result in you getting wet.

    That's why he created Lampbrella, a lamp post with its own rain sensing umbrella.

    The designer says he came up with the idea after watching people get wet on streets in Russia. "Once, I was driving on a central Saint Petersburg street and saw the street lamps lighting up people trying to hide from the rain. I thought it would be appropriate to have a canopy(伞蓬) built into a street lamp," he said.

    The Lampbrella is a standard-looking street lamp fitted with an umbrella canopy. It has a built-in electric motor which can open or close the umbrella on demand. Sensors (传感器)then ensure that the umbrella offers pedestrians shelter whenever it starts raining.

    In addition to the rain sensor, there's also a 360 motion sensor on the fiberglass street lamp which detects whether anyone's using the Lampbrella. After three minutes of not being used the canopy is closed.

    According to the designer, the Lampbrella would move at a relatively low speed, so as not to cause harm to the pedestrians. Besides, it would be grounded to protect from possible lighting strike. Each Lampbrella would offer enough shelter for several people. Being installed at 2 meters off the ground it would only be a danger for the tallest of pedestrians.

    While there are no plans to take Lampbrella into production, Belyaev says he recently introduced his creation to one Moscow Department and insists this creation should be installed on the street where a lot of people walk but there are no canopies to provide shelter.

阅读理解

    Is there a way to turn back the aging process in people? For centuries, people have been looking for a "fountain of youth." The idea is that if you find a magical fountain, and drink its water, you will not age.

    Researchers in New York did not find an actual fountain of youth, but they may have found a way to turn back the aging process. It appears that the answer may be called the hypothalamus, which is part of your brain. It controls important body activities, including growth, the way we process food and so on. Researchers found that hypothalamus neural stem cells (干细胞) also influence how fast aging takes place.

    Dongsheng Cai was the leading researcher in a study on aging in mice. He and his team reported their findings. "when the hypothalamus starts aging, particularly the loss of hypothalamus stem cells, so does the body." he said.

    Using this information, the researchers began trying to activate (激活) the hypothalamus in laboratory mice. The results show that the treatment slowed aging in the animals. "When we injected the hypothalamus stem cells to the middle-aged mice, the mice aged slowly and they could also live longer."

    But these results were just from studying mice in a laboratory. If the mice can live longer, does that mean people could have longer lives? The next step is to see if the anti-aging effects also work in human beings. If so, they say the findings could lead to new ways to help doctors identify and treat age-related health problems.

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