In 2009 a group of parents in Lymington started sharing worries about their children's money-management skills. Pocket money was now stored in a building society rather than a piggy bank (储蓄罐); household shopping was done online; the children rarely saw their parents handling cash. They were spending online, too. Money had become intangible. How, then, were children to learn its value?

The answer they came up with was GoHenry, an app now available in America as well as Britain. It is designed to help young people learn good spending habits through real-world money activities. Parents sign up with their own bank accounts and pay a monthly fee of £2.99 or $3.99 for each child aged six or over. Adults and children download separate versions. Parents can schedule pocket money and set chores. When those are marked as done, the child is paid the agreed amount. Parents can see what the child has bought and where. And they can choose where the card can be used: in shops, online or at ATMs.

Children get cards printed with their name. They can put money in savings pots, view their spending and balances, and set savings targets. "They could decide to save ten dollars for a friend's birthday in four weeks' time, or set a goal at 12 to have $2,000 to buy a car at age 18," says Dean Brauer, one of GoHenry's founders. "The app tells them how much to save each week to meet their goal."

A big benefit of such apps is that they inspire family conversations about money. According to the latest research, more than half of British parents find the subject hard to discuss with their children. And yet most agree that children's attitudes to money are formed in their early years.

Some GoHenry customers are wealthy parents who worry that their children will grow up with little knowledge of money. Others have slim incomes but regard the app as a preparation for their child's future. Some say that they have been in debt and want their children to avoid that mistake when they grow up; others that the app is cost-effective because their children learn to plan spending. Even though young people no longer touch and hold money, they can still be taught to handle it well.

On May 15, 2023, the Activity of Choosing People Who Moved Liangshan（凉山） in 2022 was held in Xichang. Ten people  {#blank#}1{#/blank#}  the proud prize. Among them was Lou Se'er whose four children got into the famous universities in China. Two of them are studying in Tsinghua University. He was given a special prize by the government on October 31st, 2022. It's impossible for him to get such special prizes  {#blank#}2{#/blank#} the great effort.

Luo and his wife live in a small mountain village in Butuo. They have a common and hard life as most other  {#blank#}3{#/blank#} in their neighborhood. They have little education, but how can they bring up four excellent children? Luo told reporters about his "secrets of  {#blank#}4{#/blank#}  education." "I hope my children can get more education and have a better future." said Luo. "My wife and I faced lots of challenges and difficulties. We don't know  {#blank#}5{#/blank#} to read or write. We can hardly count."

They  {#blank#}6{#/blank#}  realized the importance of education for their children. They made up their minds  {#blank#}7{#/blank#}  them to good schools. They can't help their children with studying at home during weekends, summer and winter vacations. The children have to learn by  {#blank#}8{#/blank#}  and sometimes the elder brothers helped their younger brother and sister. They studied very hard and made great progress in examinations. "My all children are in good universities. In fact, there is no  {#blank#}9{#/blank#} . It's just a wholehearted decision, I together with my wife will support them all the time as long as they need. We think hard work plays a very  {#blank#}10{#/blank#} role towards success." added Luo.

Many people are touched by the story about the poor family—parents with little education and four  {#blank#}11{#/blank#}  children. They believe that the Luos' life must become better and better.

"Have you checked the oil in the car?" My father used to say to me. "Hello, hope you are well." Sometimes our phone calls would begin with a question about the oil and end with a question about the oil, with not a lot in between.

Fathers have a lot of love to give, but it's often supplied through the medium (方法) of practical advice. In my experience: It's mostly about my car.

"How's the car running?" "Did you get it serviced?" "How did you get that scrape (刮痕) on the side?"

Why can't fathers just say "I love you" or "It's great to see you"? The point is: That's exactly what we are saying. You just have to translate from the language that is Fatherlish.

The words "You made my life better from the moment you were born" may be hardly heard, but the key is there in the more common "I'll hold the ladder while you get the leaves out of the gutter (排水沟)."

When I was 17, I went on my first road trip—a friend and I in that old car. My father stood on the corner early on a cold morning to say goodbye to us.

"Highways are dangerous," he said, "so don't try to catch up with anything faster than a horse. And take a break every two hours. And every time you stop for gas, you really should check the oil."

At the time we thought his speech was pretty funny and would chant "car and horse, car and horse" every time I drove faster and passed other speeding cars.

Dad's long gone now. But after all these years, I realize that had I owned a copy of the Fatherlish-to-English dictionary, I'd have understood that the speech my friend and I so casually mocked (嘲笑) was simply Dad's attempt at affection.