Last Wednesday, about 7,400 American bankers went back to school again. This timethey did not go to learn—they went to teach. {#blank#}1{#/blank#} 1997，the American Bankers Association hassponsored Teach Children to Save Day. Every April 26, bankers across the USAteach over 1.5 million primary and secondary school students how to handle {#blank#}2{#/blank#}money.

      In the USA, children, especially teenagers, are often big spenders. In 2013, forexample, American teenagers spent $175 billion. This is {#blank#}3{#/blank#} average of $104per week per teenager. Few teenagers have any savings. They typically spendmoney as fast as they can. Nearly all will continue their {#blank#}4{#/blank#}(spend) habits whenthey grow up.

      It's necessary that children learn proper money management {#blank#}5{#/blank#} they are stillyoung. The bankers show students how to budget and make smart {#blank#}6{#/blank#}(decide)about money. They explain how to balance their expenses against their income.They help the students understand their family's shopping and householdexpenses as well. Of course，students{#blank#}7{#/blank#}(teach) how to invest and save money too.

AsBenjamin Franklin said, “A penny saved is a penny earned.” Moreover, money{#blank#}8{#/blank#}(save) at interest can increase greatly in value over time. Children, {#blank#}9{#/blank#}adults, need to understand the value of saving money. This is {#blank#}10{#/blank#} TeachChildren to Save Day is all about.

    A recent study suggested that taking a bottle of water into the exam hall could help students improve their grades.

    According to the study those who brought drinks,{#blank#}1{#/blank#}(especial) water, with them when sitting their exams performed up to 10 percent better than those who did not.

    Comparing their exam results with their normal schoolwork grades, scientists then found that all those who {#blank#}2{#/blank#}(bring) drinks with them got better grades {#blank#}3{#/blank#} between 2 and 10 percent.

    It is unclear {#blank#}4{#/blank#} drinking water improves exam results. But scientists say having enough water in our bodies and not feeling thirsty could have a {#blank#}5{#/blank#}（help）effect on our brains. Drinking water may also cut {#blank#}6{#/blank#}on anxiety,{#blank#}7{#/blank#} has a bad effect on exam performances.

    Whatever the explanation, it is obvious that students should try hard to keep enough water in their bodies during exams. So next time,{#blank#}8{#/blank#} you are going to have a big exam, try {#blank#}9{#/blank#} (bring) a bottle of water with you. Who knows — it {#blank#}10{#/blank#} help you pass the exam!

    It seems that Chinese people have always loved to discuss {#blank#}1{#/blank#} differences between northerners and southerners. Now, another difference has drawn wide attention: the way northerners and southerners shop for food at markets.

    People from southern China normally buy {#blank#}2{#/blank#}they need for just one or two meals at a time. It's normal for them to buy just half a Chinese cabbage, two {#blank#}3{#/blank#}（potato）and 25 grams of beef at a time, {#blank#}4{#/blank#}， a person may be laughed at if they do this in the north. Instead, buying enough vegetables and meat for a week {#blank#}5{#/blank#}（be）normal.

    The difference could be because {#blank#}6{#/blank#}the different climates. Food can {#blank#}7{#/blank#}（keep）for a long time in the north, as it's {#blank#}8{#/blank#}（usual）cold and dry there. Many northerners have the habit of {#blank#}9{#/blank#}（store）food for a long time. But due to the hot and wet weather in the south, southern Chinese people prefer {#blank#}10{#/blank#}（buy）just enough food for one meal or one day. Otherwise, the food may go bad.

    Maybe these debates about different customs help us to understand each other better.

    Last Friday a storm swept through two villages in the New Territories, {#blank#}1{#/blank#} (destroy) fourteen homes. Seven others were so badly damaged {#blank#}2{#/blank#} their owners had to leave them, and fifteen others had broken windows or roofs. One person was killed, several were {#blank#}3{#/blank#} (serious) hurt and taken to hospital, and a number of other people received smaller hurt. Altogether over two hundred people were home-less after the storm.

    A farmer, Mr. Tan, said that the storm began early {#blank#}4{#/blank#} the morning and lasted for over an hour.

    "I {#blank#}5{#/blank#}(eat) with my wife and children," he said, "when we heard a loud noise. A few minutes later our house fell down on top of us. We tried our best {#blank#}6{#/blank#}(climb) out but then I saw that one of my children was {#blank#}7{#/blank#} (miss). I went back inside and found him, safe {#blank#}8{#/blank#}very frightened."

    Mrs. Woo Mei Fong said that her husband had just left for work when she {#blank#}9{#/blank#} (feel) that her house was moving. She ran outside at once with her children.

    Soldiers helped to take people out of the flooded area and the welfare department brought {#blank#}10{#/blank#} (they) food, clothes and shelter.

    Nobody wants to be aged, but{#blank#}1{#/blank#}it comes to visiting cities, most of us want to visit the world's oldest cities. Luoyang is one of the oldest and most {#blank#}2{#/blank#}(attract) cities in the world that I'd like to recommend to you.

    Luoyang stands out {#blank#}3{#/blank#}the oldest continually inhabited (持续居住的) city in Asia. The city is considered to be {#blank#}4{#/blank#}birthplace of Chinese culture and history as well as being one of the Seven Ancient Capitals of China. There {#blank#}5{#/blank#} (be) no other city in China that has seen so many{#blank#}6{#/blank#}(dynasty) like Luoyang.

    With such a long and exciting history, Luoyang has really a lot {#blank#}7{#/blank#} (offer). The longmen Grottoes(龙门石窟), which {#blank#}8{#/blank#}(include) in the world Heritage List since 2000, and many historic Buddhist temples{#blank#}9{#/blank#} (constant) attract tourist from all over the world. Luoyang is also famous for the White Horse Temple, the earliest Buddhist temple {#blank#}10{#/blank#}(build) in China. Are you anxious to visit the city?