Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.

    The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

    In any case, parents should make clear what, if anything, the child is expected to pay for with the money.

    At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance. The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.

    Allowances give children a chance to experience the things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save and maybe even invest (投资) it.

    Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A savings account is an excellent way to learn about the power of compound interest (利息). That may not seem like a lot. But over time it adds up.

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    Is beauty something always positive? Almost everyone thinks attractive people are happier and healthier, have better marriages and have more respectable jobs. Personal advisors give them better advice for finding jobs. Even judges are softer on attractive defendants. But in the executive（主管的） circle, beauty can become a disadvantage.

    While attractiveness is a positive factor for a man on his way up the executive ladder, it is harmful to a woman. Handsome male executives were considered having more honesty than plainer men; effort and ability were thought to lead to their success. Attractive female executives were considered to have less honesty than unattractive ones; their success was connected not with ability but with factors such as luck.

    All unattractive women executives were thought to have more honesty and to be more capable than the attractive female executives. Why are attractive women not thought to be able? An attractive woman has an advantage in traditionally female jobs, but an attractive woman in a traditionally manly position appears to lack the manly qualities required.

    This is true even in politics, “When the only clue is how he or she looks, people treat men and women differently, ” says Anne Bowman, who recently published a study on the effects of attractiveness on political candidates（候选人）. She asked 125 college students to rank two groups of photographs, one of men and one of women, in order of attractiveness. The students were told the photographs were of candidates for political offices. They were asked to rank them again, in the order they would vote for them.

    The results showed that attractive males completely defeated unattractive men, but the women who had ranked most attractive unchangeably received the fewest votes.

    I left university with a good degree in English Literature, but no sense of what I wanted to do. Over the next six years, I was treading water, just trying to earn an income. I tried journalism, but I didn't think I was any good, then finance, which I hated. Finally, I got a job as a rights assistant at a famous publisher. I loved working with books, although the job that I did was dull.

    I had enough savings to take a year off work, and I decided to try to satisfy a deep-down wish to write a novel. Attending a Novel Writing MA course gave me the structure I needed to write my first 55,000 words.

    It takes confidence to make a new start — there's a dark period in-between where you're neither one thing nor the other. You're out for dinner and people ask what you do, and you're too ashamed to say, “Well, I'm writing a novel, but I'm not quite sure if I'm going to get there.” My confidence dived. Believing my novel could not be published ,

    I put it aside.

    Then I met an agent（代理商）who said I should send my novel out to agents. So, I did and, to my surprise, got some wonderful feedback. I felt a little hope that I might actually become a published writer and, after signing with an agent, I finished the second half of the novel.

    The next problem was finding a publisher. After two-and-a-half years of no income, just waiting and wondering, a publisher offered me a book deal — that publisher turned out to be the one I once worked for.

    It feels like an unbelievable stroke of luck — of fate, really. When you set out to do something different, there's no end in sight, so to find myself in a position where I now have my own name on a contract of the publisher — to be a published writer — is unbelievably rewarding.

    With the New Year weeks approaching, you're looking forward to watching the splendid fireworks shows that will welcome 2019 worldwide. Unfortunately, visually impaired and blind people can't experience this joyful celebration. That may change soon thanks to Feeling Fireworks, a fireworks experience invented by the Disney Research Lab in Switzerland.

    To experience the show, users stand before a large flexible screen, place their hands at the base of the screen and move them around to feel the fireworks. Alternatively, their hands can be situated in the center of the screen, where the initial explosions happen, and then moved across to explore other fireworks.

    As the fireworks begin to explode, five nozzles (喷嘴) at the back of the screen start to shoot water, creating movement of water imitating the show. One specializes in the "blooming flower effect", another reproduces the "crackle" effect, and the rest take care of rockets and explosions. A computer controls the timing, and Feeling Fireworks allows users to experience fireworks similar to those in the sky.

    Paul Beardsley, who led the research team, says, "We want blind, visually impaired, and sighted people to all try Feeling Fireworks, and to have a shared and enjoyable memory of a fireworks evening." And the screen displaying the vivid images created by water makes it fun for everyone.

    The low-cost technology is still in its early stage, with only a 66 percent success rate. However, the team plans to continue improving the experience and believes the day when everyone will be able to enjoy the thrill of fireworks shows is not far. When ready, Feeling Fireworks will initially be available only at the Disney theme parks, and then hopefully, at fireworks shows worldwide.

    Recently, a 1935 letter in which Ernest Hemingway detailed his catch of a 500lb blue marlin(青枪鱼), an adventure that is believed to have partly inspired his novel The Old Man and the Sea, has been sold for﹩28, 000 (£22, 000).

    The handwritten letter was sent by Hemingway on 8 May to the fishing editor of the Miami Herald, laying out in great detail how the author and his friend Henry Strater battled to keep sharks away from the marlin after catching it off the Bahamian island of Bimini.

    Nate D Sanders, the auction(拍卖) company which sold the letter, said it documented for the first time in Hemingway's own words not only the size of the marlin, but also the attack by sharks, reflecting the plot of the novel.

    The company added that Hemingway's account of the marlin catch differed from other anecdotes of it, one of which described Hemingway using a machine gun on the sharks, which is said to have attracted more sharks rather than frightened them away.

    The Old Man and the Sea was also inspired by an anecdote told by Hemingway's Cuban friend Carlos Gutierrez. In 1936, Hemingway wrote in a magazine that Carlos had told him about an old fisherman who caught a great marlin alone.

    Three years later, Hemingway told his editor Max Perkins that he was planning a short story about the old commercial fisherman who fought the swordfish all alone in his sailing boat. Instead, he ended up writing For Whom the Bell Tolls, not returning to the story about the old fisherman until January 1951. It won him the Pulitzer in 1953, and was specifically cited when he was awarded the Nobel Prize in 1954.

From a young age, Michael Platt loved two things: the Rev. Martin Luther King, Jr. and cupcakes. He imagined ways he too could fight for justice. He memorized figures about income inequality and childhood hunger. But he also spent afternoons at his home computer, amazed by YouTube bakers who made perfect cupcakes.

When his parents gave him a pair of Toms shoes for Christmas three years ago, Michael saw a way to connect his twin passions. At age 11, he founded a bakery that operates on the Toms one-for-one model: For every cupcake, cake or cookie that Michael sells, he donates another to the homeless and hungry. Twice a month, he heads to locations to pass out goodies. Michael, now 13, said he especially enjoys handing out cupcakes to kids.

"I know I like cupcakes, but also cupcakes are part of a child's childhood so they should get them," said Michael, noting that he always eats one with whippedicing (打发的糖霜) on his birthday.

Michael calls his baking business Michaels Desserts. He left out the apostrophe (撇号) as a reminder that he is baking for others, not himself. "I always wanted to have a purpose for what I do." he said. "It's all about helping people— not just having a purpose for yourself, but thinking about, 'How does this touch other things? "

When he started the bakery, he knew that he wanted his business to do more than make money. That's why the intention of Michaels Desserts is fighting hunger and giving back, which Michael accomplishes through his giveaways. Michael hopes his cupcakes inspire others to work for social equality.

Sometimes, Michael admits, he grows tired of being in the kitchen. Then he remembers the homeless boy he met once while handing out cupcakes. A couple of days afterward, the boy's father messaged Michael on Facebook to say that his son, encouraged by Michael's example, now desired to become a baker.

"That inspired me," Michael said. He smiled and looked down.