In 2009 a group of parents in Lymington started sharing worries about their children's money-management skills. Pocket money was now stored in a building society rather than a piggy bank (储蓄罐); household shopping was done online; the children rarely saw their parents handling cash. They were spending online, too. Money had become intangible. How, then, were children to learn its value?

The answer they came up with was GoHenry, an app now available in America as well as Britain. It is designed to help young people learn good spending habits through real-world money activities. Parents sign up with their own bank accounts and pay a monthly fee of £2.99 or $3.99 for each child aged six or over. Adults and children download separate versions. Parents can schedule pocket money and set chores. When those are marked as done, the child is paid the agreed amount. Parents can see what the child has bought and where. And they can choose where the card can be used: in shops, online or at ATMs.

Children get cards printed with their name. They can put money in savings pots, view their spending and balances, and set savings targets. "They could decide to save ten dollars for a friend's birthday in four weeks' time, or set a goal at 12 to have $2,000 to buy a car at age 18," says Dean Brauer, one of GoHenry's founders. "The app tells them how much to save each week to meet their goal."

A big benefit of such apps is that they inspire family conversations about money. According to the latest research, more than half of British parents find the subject hard to discuss with their children. And yet most agree that children's attitudes to money are formed in their early years.

Some GoHenry customers are wealthy parents who worry that their children will grow up with little knowledge of money. Others have slim incomes but regard the app as a preparation for their child's future. Some say that they have been in debt and want their children to avoid that mistake when they grow up; others that the app is cost-effective because their children learn to plan spending. Even though young people no longer touch and hold money, they can still be taught to handle it well.

Mary and Lisa are sisters. They like the same colour— blue. They like the same sports— swimming and basketball. They go to the same middle school. But they aren't in the same class. They like music and art. Art is their favourite subject. 

But Mary and Lisa have a big difference (不同之处) . Mary has many friends. They like to play with her. But Lisa doesn't have any friends. Their mum sees the difference. She says to Lisa, "My dear, your smile (微笑) is very beautiful. Why not smile often?" Lisa says OK and she tries smiling often. Children come to Lisa. They like her smile. They want to make friends with her. Now Lisa has many friends. She is very happy.

内容提示：

What does your friend look like? 

Where does he live? Does he walk to school? 

What did he do last weekend? 

Something more about your friend. 

注意：文中不得透露个人真实信息；词数80词左右；标题和开头已给出，不计入总词数。

My Good Friend

I have a good friend. 

The story was a true one and still moved me deeply. Thirty years ago, I got to know a 1 lady named Rose. She had no kids and lived alone. When I went to visit her, I always took Rose some coffee and food. One day she said she wanted to 2 me to have lunch. 

We walked from my workplace to a little restaurant on David Street. On the way, I began to worry. I knew that she had no money, but if I offered to  3 the lunch, I was afraid I would hurt her. 

There were many people in the restaurant, and all of them were happy. Rose told me to sit and drink coffee by the window. Then she went to 4 in the kitchen. After about 20 minutes, she came out and sat with me. She just paid for one meal and we started to 5 the delicious food together. She told me that the restaurant let people work for a meal if they had no money, or would give them a free meal if they were not able to work. To my surprise, she also explained that the workers who were working there were all volunteers. 

I 6 remember the beautiful afternoon I shared with Rose. Though we had a meal together only once, it was paid by Rose's work. The weather was warm and bright, and everyone's smile was warm and bright too. 

I'm still thinking that life cannot be easy to us, but we can still do something for our friends and neighbors. The world will be nicer if everybody would like to share happiness with others. 

It will never be dark if there is a light in everyone's heart. 

My name is Luo Xiaowei. I am a teacher in a school in a small town. I came here when I was 22 years old. So far, 20 years has been gone.

People usually ask me what it is like to be a teacher? I think sometimes it can be hard and tiring, because kids are difficult. I have to teach them right from wrong patiently. But most of the time, I feel great to be a teacher. When the students make progress day by day, I am proud of them and myself. Last Monday, when I came back to my office after a lesson, a girl was waiting for me at the door. She is shy and hardly speaks in class. She took something out of her pocket and put it on my hand. Then she ran away. It was a candy with a piece of note saying: "Miss Luo, my mom came back yesterday and taught me to make the candy. You are the first one I want to share with." At that moment, all the tiredness (劳累) had been swept away. And that is why I stick to (坚持) being a teacher.