题型:阅读理解 题类:常考题 难易度:普通
江西省新余市2019-2020学年高一下学期英语期末考试试卷
Today, more and more Chinese consumers change the way they purchase products and prefer to make payments via smart devices as mobile apps have made purchases much easier, but security concerns remain, a PwC report said.
Nearly one-third of respondents in China chose mobile payment when shopping last year, doubling from 16 percent in 2014, according to the accounting firm's global retail (零售) survey. The figure appeared much higher than the world's average of 12 percent.
The popularity comes as a result of rapid growth of mobile payment options and an expanding mobile network, the report said.
Chinese have started to enjoy a wide range of mobile payment options that allow faster, securer payment through near field communication and QR code. Moreover, more advances have been seen in biometric technology, such as the use of fingerprints and facial recognition.
“As competition becomes fierce, mobile payment players are trying to attract users through the continuous development of technology and business modes,” said Yuqing Guo, PwC China's financial service consulting partner.
But security problems are ring. Data security was still seen as a huge problem, with leak of user information, payment fad (诈骗) and virus attacks appearing as the tree biggest challenges for the rapid growing field. The PwC report said over 60 percent of respondents were worried that their personal information was not safe.
Chinese government has introduced a series of policies to strengthen strict supervision (监督). In the meantime, people should avoid scanning QR codes from unknown sources and raise awareness of fraudulence.
The field still has vast space for growth due to technological advances and the rise of the tech-savvy younger generation, the report said, predicting China's retail and consumer product industry will post an annual growth rate of 7.5 percent between 2016 and 2020.
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