The Winners Club is a bank account specially designed for teenagers. It has been made to help you better manage your money. The Winners Club is a transaction account (交易账户) where you receive a key­card so you can get to your money 24/7—that's 24 hours a day,7 days a week!

    It's a club with impressive features forteenagers：

● No account keeping fees!

    You're no millionaire so we don't expect you to pay large fees. In fact, there are no account keeping or transaction fees!

● Excellent interest rates!

    You want your money to grow. The Winners Club has a good rate of interest which gets even better if you make at least two deposits (存款) without taking them out in a month.

● Convenient

    Teenagers are busy — we get that. You may never need to come to a bank at all. With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet...You can have money directly deposited into your Winners Clubaccount. This could be your pocket money or your pay from your part-time job!

● Mega magazine included

    Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money. There are also fantastic offers and competitions only for Winners Club members.

    The Winners Club is a great choice for teenagers. And it is so easy to join. Simply fill in an application form. You will have to get permission from your parent or guardian (so we can organize that cool key­card) but it is easy. We can't wait to hear from you. It's the best way to choose to be a winner!

    A student is learning to speak British English. He wonders: Can I communicate with Americans? Can they understand me? Learners of English often ask: What are the differences between British and American English? How important are these differences?

    Certainly there are some differences between British and American English. There are a few differences in grammar. For example, speakers of British English say “in hospital” and “Have you a pen?” Americans say “in the hospital!” and “Do you have a pen?” Pronunciation is sometimes different. Americans usually sound theirs in words like “bird” and “hurt”. Speakers of British English do not sound theirs in these words. There are differences between British and American English in spelling and vocabulary. For example, “colour” and “honour” are British, “color” and honor” are American.

    These differences in grammar, pronunciation, spelling and vocabulary are not important. However, for the most part, British and American English are the same language.

    In modern society, it is usually considered good to be an extroverted(外向的) person. This means that life can be hard for introverted people. Their talents and abilities are often not recognized.

    Some people often try to make introverts more outgoing. They think that being an introvert is a problem. But there is nothing wrong about being an introvert. Introverts are not necessarily afraid of meeting and talking to others. They simply prefer to spend time on their own, away from the crowds. They like reading, writing and taking walks in the countryside. But extroverts need other people. If they spend a lot of time on their own, they get bored. They tend to be impulsive and talk a lot.

    Our society puts a lot of pressure on people to be extrovert, to be outgoing and self-confident on every occasion. Susan Cain, the author of the book Quiet: The Power of Introverts in a World That Can't Stop Talking, has spoken about this problem. "I was nine years old," Cain says. "In my suitcase there were lots of books. This seemed normal to me, because in our family we always read a lot. I thought it would be the same at summer camp. But I was wrong. To create camp spirit, all the children had to sing a cheer every morning. I couldn't understand why. In the evening, I took out a book from my suitcase. But another girl said, 'why are you being so quiet?' The second time I took out a book, the counselor(辅导员) came to see me. She told me to remember the camp spirit and that it was important to be outgoing."

    At work, extroverts often do well. At job interviews, it is usually good to appear extrovert. It suggests that you will be good at the job. But it is wrong to think that only extroverts are good leaders. Introverts work in different ways to extroverts, but they can still do really great things. Darwin, for example, was a quiet, family man. He often took long walks so that he could think clearly. But Darwin's ideas about evolution were revolutionary.

    Introverts must understand that it is perfectly okay to be the way they are. It is not necessary to want to be the center of attention. You don't have to take part in noisy, social activities if you don't want to. And it is not necessary to try to become more outgoing.

    One day, I received a call from a colleague. He was about to give a student a zero for his answer to a physical problem， while the student claimed a perfect score. I was elected as their arbiter. I read the examination problem: “Show how it is possible to determine the height of a tall building with the aid of a barometer(气压计).” The student had answered: “Take the barometer to the top of the building，attach a long rope to it，lower it to the street， and then bring it up, measuring the length of the rope. The length of it is the height of the building. ”

    The student had really answered the question completely, but the answer didn't confirm his competence in physics. I suggested the student try again. I gave him six minutes to answer the question, warning that the answer should show some knowledge of physics. Five minutes later, he said he had many answers and clashed off one, which read： “Take the barometer to the top of the building and lean over the edge of the roof. Drop the barometer, timing its fall with a stopwatch. Then, use the physical formula (公式）to calculate the height of the building. ”

    At this point, my colleague had to accept it, and then the student made almost full marks. I couldn't help asking the student what the other answers were. He listed many others ，and then added “Probably the best is to take the barometer to the administrator and said to him，' Sir, here is a fine barometer. If you tell me the height of the building, I will give it to you.，”

    Then, I asked the student if he really did not know the conventional answer to this question. He admitted that he did, but said that he was fed up with high school and college instructors trying to teach him how to think.

    The name of the student was Bohr who later was famous all over the world. He won the Nobel Prize for Physics in 1922.

    I'M Pei, the Chinese-American, who was regarded as one of the last great modernist architects, has died at the age of 102.

    Although he worked mostly in the United States, Pei will always be remembered for a European project: His redevelopment of the Louvre Museum in Paris in the 1980s. He gave us the glass and metal pyramid in the main courtyard, along with three smaller pyramids and a vast subterranean (地下的) addition to the museum entrance.

    Pei was the first foreign architect to work on the Louvre in its long history, and initially his designs were fiercely opposed. But in the end, the French — and everyone else — were won over. Winning the fifth Pritzker Architecture Prize in 1983, he was thought as giving the 20th century "some of its most beautiful inside spaces and outside forms … His talent and skill in the use of materials approach the level of poetry."

    After studying architecture at the Massachusetts Institute of Technology and Harvard, Pei set up his own architectural practice in New York in 1955.

    Designing the John F. Kennedy Presidential Library & Museum in 1964 established him as a name. His East Building of the National Gallery of Art in Washington in 1978 changed people's ideas of a museum. The site was an odd trapezoid (梯形) shape. Pei's solution was to cut it in two. The resulting building was dramatic, light and elegant — one of the first crowd-pleasing cathedrals of modern art.

    Though known as a modernist, and notable for his forms based on arrangements of simple geometric (几何的) shapes, he once urged Chinese architects to look more to their architectural tradition rather than designing in a western style.

    In person, I.M. Pei was good-humored, charming and unusually modest. His working process was evolutionary, but innovation (创新) was never an intended goal.

    "Stylistic originality is not my purpose," he said. "I want to find the originality in the time, the place and the problem."

    Science Advances published a new research report, saying bees are capable of addition and subtraction (减法)in Arithmetic(算术) learning—using colors in the place of plus and minus symbols.

    It isn't unusual to see the ability to count—or at least distinguish between differing quantities in the animal kingdom—Such ability has been seen in frogs, spiders, and even fish. But solving equations (方程式) using symbols is rare, so far only achieved by famously brainy animals such as chimpanzees. The previous research says the social insects, ants, can count to four and understand the concept of zero and researchers wanted to test the limits of what their tiny brains can do.

    The experiment goes like this. Scientists trained 14 bees to link the colors blue and yellow to addition and subtraction, respectively. They put the bees at the entrance of a Y-shaped maze (迷宫), where they were shown several shapes in either yellow or blue. If the shapes were blue, bees got a reward if they went to the end of the maze with one more blue shape (the other end had one less blue shape); if the shapes were yellow, they got a reward if they went to the end of the maze with one less yellow shape.

    The testing worked the same way: Bees that "subtracted" one shape when they saw yellow, or "added" one shape when they saw blue were considered to have aced the test. The bees got the right answer 63% to 72% of the time, depending on the type of equation and the direction of the right answer—much better than random guesses would allow.

    While the results came from just 14 bees, researchers say the advance is exciting. If a brain about 20,000 times smaller than ours can perform maths using symbols, it could pave the way to novel methods in artificial intelligence (AI) and machine learning. Just don't ask the bees to do your homework anytime soon.