Money Matters

    Parents should help their children understand money. {#blank#}1{#/blank#}So you may start talking about money when your child shows an interest in buying things, candy or toys, for example.

1）The basic function of money

    Begin explaining the basic function of money by showing how people trade money for goods or services. It is important to show your child how money is traded for the things he wants to have. If he wants to have a toy, give him the money and let him hand the money to the cashier(收银员). {#blank#}2{#/blank#} When your child grows a bit older and understands the basic function of money, you can start explaining more complex (复杂的) ways of using money.

2）Money lessons

    Approach money lessons with openness and honesty. {#blank#}3{#/blank#} If you must say NO to a child's request to spend money, explain, “You have enough toy cars for now.” Or, if the request is for many different things, say, “You have to make a choice between this toy and that toy.”

3）{#blank#}4{#/blank#}

    Begin at the grocery store(杂货店). Pick out two similar brands（商标） of a product—a name-brand butter and a generic (无商标产品), for example. You can show your child how to make choices between different brands of a product so that you can save money. {#blank#}5{#/blank#}If he chooses the cheaper brand, allow him to buy another one with the money saved. Later, you may explain how the more expensive choice leaves less money for buying others.

A. Talk about how the money bought the thing after you leave the toy store.

B. The value of money

C. The best time to teach a child anything about money is when he shows an interest

D. Permit the child to choose between them

E. Ask yourself what things that cost money are most important to you

F. Tell your child why he can or can't have certain things

G. Wise decisions

    It was an autumn morning shortly after my husband and I moved into our first house. Our children were upstairs unpacking, and I was looking out of the window at my father moving around mysteriously on the front lawn. “What are you doing out there?” I called to him.

    He looked up, smiling. “I'm making you a surprise.” I thought it could be just about anything. When we were kids, he always created something surprising for us. Today, however, Dad would say no more, and caught up in the busyness of our new life, I eventually forgot about his surprise.

    Until one gloomy day the next March when I glanced out of the window, I saw a dot of blue across the yard. I headed outside for a closer look. They were crocuses (番红花）throughout the front lawn — blue, yellow and my favorite pink, with little faces moving up and down in the cold wind. I remembered the things Dad secretly planted last autumn. He knew how the darkness and dullness of winter always got me down. What could have been more perfectly timely to my needs?

    My father's crocuses bloomed (开花） each spring for the next five seasons, always bringing the same assurance： Hard times are almost over. Hold on, keep going, and light is coming soon.

    Then a spring came with only half the usual blooms and the next spring there were none. I missed the crocuses, so I would ask Dad to come over and plant new bulbs. But I never did. He died suddenly one October day. My family were in deep sorrow, leaning on our faith.

    On a spring afternoon four years later, I was driving back when I felt depressed. It was Dad's birthday, and I found myself thinking about him. This was not unusual — my family often talked about him, remembering how he lived up to his faith. Suddenly I slowed as I turned into our driveway. I stopped and stared at the lawn. There on the muddy grass with small piles of melting snow, bravely waving in the wind, was one pink crocus.

    How could a flower bloom from a bulb more than 18 years ago, one that hadn't bloomed in over a decade? But there was the crocus. Tears filled my eyes as I realized its significance.

    Hold on, keep going, and light is coming soon. The pink crocus bloomed for only a day, but it built my faith for a lifetime.

    Do you know of anyone who uses the truth to deceive (欺骗) ? When someone tells you something that is true, but leaves out important information that should be included, he can give you a false picture.

    For example , some might say, "I just won a hundred dollars on the lottery (彩票) . It was great. I took that dollar ticket back to the store and turned it in for one hundred dollars! "

    This guy's a winner, right? Maybe, maybe not. We then discover that he bought $200 worth of tickets, and only one was a winner. He's really a big loser!

    He didn't say anything that was false, but he left out important information on purpose. That's called a half-truth. Half-truths are not technically lies, but they are just as dishonest.

    Some politicians often use this trick. Let's say that during Governor Smith's last term, her state lost one million jobs and gained three million jobs. Then she seeks another term. One of her opponents says, "During Governor Smith's term, the state lost one million jobs!" That's true. However, an honest statement would have been, " During Governor Smith's term , the state had a net gain of two million jobs. "

    Advertisers will sometimes use half-truths. It's against the law to make false statements so they try to mislead you with the truth. An advertisement might say, "Nine out of ten doctors advised their patients to take Yucky Pills to cure toothache. " It fails to mention that they only asked ten doctors and nine of them work for the Yucky Company.

    This kind of deception happens too often. It's a sad fact of life: Lies are lies , and sometimes the truth can lie as well.

    Arriving in Sydney on his own from India, my husband, Rashid, stayed in a hotel for a short time while looking for a house for me and our children.

    During the first week of his stay, he went out one day to do some shopping. He came back in the late afternoon to discover that his suitcase was gone. He was extremely worried as the suitcase had all his important papers, including his passport.

    He reported the case to the police and then sat there, lost and lonely in the strange city, thinking of the terrible troubles of getting all the paperwork organized again from a faraway country while trying to settle down in a new one.

    Late in the evening, the phone rang. It was a stranger. He was trying to pronounce my husband's name and was asking him a lot of questions. Then he said they had found a pile(堆) of papers in their trash can(垃圾桶) that had been left out on the footpath.

    My husband rushed to their home to find a kind family holding all his papers and documents(文件). Their young daughter had gone to the trash can and found a pile of unfamiliar(不熟悉的) papers. Her parents had carefully sorted them out, although they had found mainly foreign addresses on most of the documents. At last they had seen a half-written letter in the pile in which my husband had given his new telephone number to a friend.

    That family not only restored the important documents to us that day but also restored our faith and trust in people. We still remember their kindness and often send a warm wish their way.

    It all started in 2013, when Shea Stollenwerk, then eight years old, asked for a new hand for Christmas. Shea was born with a partial right hand, which restricts her ability to do things that other kids take for granted.

    “My mom went online”, says Shea, who lives in Muknowango, Wisconsin. Shea's mother, Ranee, soon learned about a community of artists, designers, and scientists who are making big breakthrough with artificial hands.

    Frankie Flood, a professor at the University of Wisconsin in Milwaukee, was among the designers who saw Ranee's online request. Flood obtained help from fellow professor Adeam Blair and their students, who were learning how to make designs using a 3-D printer. “We made a mold(模子) of Shea's hand out of plaster(石膏), and then we 3-D scanned her hand,” Flood says.

    While being fitted in Flood's laboratory, Shea got to choose the color of her new hand. She went with bright pink. She now has a pink hand, a purple hand, and a purple and pink one, and can do things that she couldn't do before, like peeling potatoes, picking up objects, and catching a ball.

    Flood and his team have since built hands for six other local children. Indirectly, they have helped dozens more by posting their designs online so that people around the world can print them out. Flood is also working on artificial legs for military soldiers who were injured on the battlefield. “Without a covering, the artificial leg is kind of ugly and plain,” Flood says. “Soldiers want something that will restore the shape of their legs and make them look cooler when they're playing sports.”

    As for Shea, the aspiring musician can now play her violin with the help from an adaptive device that Flood's team created. “Nothing is ever going to hold her back,” Shea's father, Steve, told a local reporter.

    My son was a second-grader. He went to school by bus every day. He was the first student on in the morning, as we were farthest from school, and the last student off in the evening. I was a teacher myself and it was a comfort to realize the school staff (职员) were all working as hard as I was to provide a safe learning environment.

    One day I came home from work and waited for my son to get home for a long time. Then I called the school. "Perhaps he's just a bit late," said the secretary. "I will call the driver to see if those children are home." A few minutes later, I answered the phone to hear that the other students were home. Then I called his friends' parents, to see if perhaps he had gotten off at their stop to play. The answers were all "No."

    By that time, it was dark and I was scared. My home was in the mountain areas, and it was said that a wolf had come up somewhere. My husband wasn't at home, so I forced myself to calm down and decided to go out to look for him. I was about to go out when the telephone rang; it was from the driver. "He's okay," I heard. "He was asleep on the seats in the back, under a couple of jackets. Since it's dark, can he spend the night with my family?"

    I was relieved and agreed. Since my son had a great adventure, the school started giving a copy of the list to the driver, so he could check off the children's names when they got off the bus. I think highly of the school for taking the cautionary (警戒的) step ahead; it is a sign of their concern for students, parents, and staff.