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Jodie's Daddy Is a Garbageman (垃圾清理工)

    Mr. Swales wanted to find out what his students' parents did. He had just called Jodie when some girls laughed. Shirley shouted, “Jodie's daddy is a garbageman!”

    Everybody in the class laughed out loudly, except Jodie. She felt her face turn red.

    “Silence!” Mr. Swales said, “Being a garbageman is a difficult and useful job. We should all be grateful to Jodie's father.”

    Jodie's father came to walk her home from school as usual, but she didn't run up to him as she always did. When they got back home, Jodie went to her room and cried for a long time.

    Her father came into her room, “What happened, Jodie? Why are you so sad?”

    Jodie told her father what had happened and looked at him. He didn't seem angry or hurt. “Well,” he said, “they are right. Being a garbageman is a dirty job. Tomorrow's Saturday. Come to work with me, Jodie.”

    The place really smelt too bad. Jodie wrinkled her nose. “Don't worry, kid. In five minutes, you won't smell a thing.” said her father.

    Everybody there was working hard, and they seemed to have a good time. Jodie's father handed her a pair of gloves and told her to get the little plastic bags and throw them into the truck.

    It was fun, but also hard work. Jodie's arms soon got tired. At last, no more garbage was left and Jodie felt very happy.

    “Garbage is dirty, but when we clear it away, everything's nice and clean. You can make yourself happy only by making others happy. That's why I like being a garbageman so much.”

    Jodie gave her dirty, smelly garbageman daddy a big kiss. She said, “When I grow up, I will be a garbage-girl!”

    Now whenever someone asks Jodie what her daddy does, she says, “He's a garbageman! Everybody makes garbage, but my daddy takes it away!”

    In 2009 a group of parents in Lymington started sharing worries about their children's money-management skills. Pocket money was now stored in a building society rather than a piggy bank (储蓄罐); household shopping was done online; the children rarely saw their parents handling cash. They were spending online, too. Money had become intangible. How, then, were children to learn its value?

The answer they came up with was GoHenry, an app now available in America as well as Britain. It is designed to help young people learn good spending habits through real-world money activities. Parents sign up with their own bank accounts and pay a monthly fee of £2.99 or $3.99 for each child aged six or over. Adults and children download separate versions. Parents can schedule pocket money and set chores. When those are marked as done, the child is paid the agreed amount. Parents can see what the child has bought and where. And they can choose where the card can be used: in shops, online or at ATMs.

Children get cards printed with their name. They can put money in savings pots, view their spending and balances, and set savings targets. "They could decide to save ten dollars for a friend's birthday in four weeks' time, or set a goal at 12 to have $2,000 to buy a car at age 18," says Dean Brauer, one of GoHenry's founders. "The app tells them how much to save each week to meet their goal."

A big benefit of such apps is that they inspire family conversations about money. According to the latest research, more than half of British parents find the subject hard to discuss with their children. And yet most agree that children's attitudes to money are formed in their early years.

Some GoHenry customers are wealthy parents who worry that their children will grow up with little knowledge of money. Others have slim incomes but regard the app as a preparation for their child's future. Some say that they have been in debt and want their children to avoid that mistake when they grow up; others that the app is cost-effective because their children learn to plan spending. Even though young people no longer touch and hold money, they can still be taught to handle it well.

It's a fine Saturday. Emily and her mother want to go to the Great Wall. They are taking the 1 to get there now. An old man is on the bus. He has no seat (座位) to sit in. Emily asks him to sit in her seat. The old man 2 Emily very much. There are two foreigners (外国人) on the bus. They want to go to the Great Wall, too. But they can't 3 Chinese. So Emily talks with them in English. She says that Beijing is a big city 4 a long history. Emily also tells some stories about the Great Wall to them. They think these stories are so 5 that they want to visit other places of interest in China.