China Merchants Bank Co Ltd has teamed up with ride-hailing major Didi Kuaidi to provide automobile financing and expand its reach in China's booming mobile payment industry.

    The two have inked a comprehensive partnership, which includes a strategic investment by the former in the latter. Under the partnership, CMB will become the first bricks-and-mortar bank that can offer in-app credit card payments to Didi users. At present, users of Didi can only choose third-party payment solutions like WeChat Payment and Alipay to pay cab fares.

    Zhao Ju, vice-president of CMB, said the cooperation with Didi was an important step in its mobile Internet finance strategy. “CMB's mobile payment is going to enter a new chapter by leveraging Didi Kuaidi's vast user base,” he said.

    According to a report by China Internet Network Information Center earlier this month, Didi holds 87.2 percent of China's private car hailing market. The company said it has received 1.43 billion car-hailing requests on its platforms in 2015, which means 1.43 billion payments were made via smartphones.

    CMB is expected to use Didi to reach the core users of China's mobile payment market. Jean Liu, president of Didi, said many of the expats prefer payment by credit card rather than Alipay or WeChat. “The new partnership will help improve service quality and customer loyalty,” she said. The investment makes CMB part of Didi's existing investors, including Tencent Holdings Ltd, Alibaba Group Holding Ltd and China Investment Corporation. Both of the companies declined to reveal the actual amount of the investment.

    Liu, who showed up on Tuesday for the first time in public after her treatment for breast cancer, said the cooperation with CMB is for the long run and “the capital investment is only part of it”.

    Under the partnership, CMB and Didi will cooperate on a wide range of initiatives on financial services and online-to-offline cooperation. Apart from the in-app credit card payments, the two companies are going to launch joint credit cards in late February and automobile financing services for Didi's car owners. CMB's branches across China are expected to help Didi recruit more drivers.

    “There is a lot of room for imagination in our partnership,” Li said, adding in future people may use their CMB credit card reward points to pay for the ride on Didi.

    Li Chao, an analyst with iResearch Consulting Group, said the partnership may not significantly boost CMB's mobile payment business. “Didi has educated the market for three years and its customers have formed the habit of paying by WeChat or Alipay. So I think CMB can only turn a very smart proportion of Didi users into its payment customer,” he said. “But the move shows that China's traditional banking industry is finally thinking out of the box and looking for outside partners in Internet finance competition,” he said.

    Statistics from Big-Data Research showed that more than 90 percent of China's 9.3 trillion yuan ($1.41 trillion) worth of third party mobile payment market is donated by Alibaba and Tencent.

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    A generation ago young people longed to become lawyers and doctors. Now they desire to be the next Oscar winner or famous pop star. But one university psychologist has pointed out that this is damaging our self-image and sense of self-worth. Over recent years people around the world have been suffering from an increasing fear of their own “insignificance”, according to Dr. Strenger of Tel Aviv University.

    He began a project on the phenomenon 10 years ago, after noticing an increase of fear in his own patients. His findings note hundreds of research projects that have recorded an unprecedented (前所未有) increase in levels of anxiety and depression. By using a wide-ranging framework Dr. Strenger thinks he has given the accurate cause. “The impact of the global entertainment network on the individual is to blame,” he said. “A new species—global man—is born and we are defined by our close connection to the global entertainment network, which has turned ranking and evaluating people according to wealth and fame into an obsession (狂热).”

    As humans we naturally measure ourselves by those around us, but now we live in a “global village” where we are comparing ourselves with the most “significant” people in the world - and finding ourselves not good enough. Today, even high achievers constantly fear that they are insignificant when they compare themselves to success stories in the media. “This creates highly unstable personality and an unstable society,” Dr. Strenger said.

    Dr. Strenger says people should stop measuring their achievement through the cultural fantasies of rich and famous people. The remedy (治疗方法) is a process that he calls “active self-acceptance” through a continuing search for self-knowledge through life. The fear of insignificance can only be overcome through strong individual and cultural identity over and above measurable achievement. “People should invest time and thought in their personal growth from different aspects in the same way they invest in medical studies and law school,” Dr. Strenger advises.

    January means it's time for coats and gloves and cold weather. While many of us are preparing ourselves for the cold weeks ahead, in some cities winter is the “hottest” season of all because it's the time for winter festivities.

    Every year 2 million people visit the Sapporo Snow Festival in Japan. This internationally well-known event began in 1950, when some local high-school students built six snow statues in Odori Park. Since then, the festival has grown to include lots of snow sculptures as well as a snow-sculpting contest that draws competitors from all over the world.

    In December, Finland created its 13th annual Snow Village, which will remain open until April, if weather permits. Snow Village lies nearly 200 kilometers north of the Arctic Circle. The village is designed by builders skilled in working with snow and ice. Visitors can take a tour of the village, eat in a restaurant made of ice or go dancing in the disco igloo(拱形圆顶小屋). They can also spend the night in a hotel made of snow. There's even an ice chapel(小礼拜堂) for couples who want to get married in Snow Village.

    Since 1935, the Fur Rendezvous has been held every February in Anchorage, Alaska, America's most northern state. Among the festival's many attractions is the World Championship Sled Dog Race, which draws sled dog teams from many countries. Dogs also take center stage in the Dog Weight Pull, in which dogs compete to see which one can pull the heaviest weight. The festival features sports like skiing, basketball, boxing and softball as well as the Grand Prix Auto Race in downtown Anchorage. True to the festival's name, there's also a fur auction(拍卖), where buyers buy real Alaskan furs. The first Fur Rendezvous lasted only three days. Now it's a 10-day event that attracts thousands of visitors.

    Plan your dream vacation to one of these excellent destinations.

    St. Lucia

    Abundant rainforests and splendid mountains are all reasons to visit this Caribbean island. St. Lucia offers the perfect mix of relaxation and adventure. To take in the breathtaking scenery, plan to hike the Piton Mountains or dive in the waters of Anse Chastanet.

    Banff. Alberta

    This Canadian destination will bring out the explorer in anyone who visits. From hiking and whitewater rafting to skiing and snowboarding, Banff offers travelers an abundance of year-round outdoor activities. The Lake Louise Ski Resort is one of the largest in North America and the striking photo opportunities of the Canadian Rockies from Moraine Lake can't be underestimated (低估).

    Machu Picchu

    According to travelers, a visit to this Peruvian UNESCO World Heritage (遗产) site is a once-in-a-lifetime adventure. Located in the Andes Mountains, it is the most familiar icon (象征物) of Inca civilization. Spend a few days accustoming yourself to the altitude in the neighboring city of Cusco, where you can experience a mix of Incan and Spanish cultures.

    Great Barrier Reef

    It's easy to see why the Great Barrier Reef is one of the Seven Natural Wonders of the World – it stretches nearly 1,500 miles along the eastern coastline of Australia and features about 3,000 reefs, 900 islands and more than 1,500 species of fish. Travelers can see these amazing natural structures from the air or underwater. However, large amounts of coral bleaching (褪色) caused by rising ocean temperatures put this place's continued existence at risk, so plan your visit soon to see this awesome sight up close.

    Do you ever pull your phone out of your pocket, thinking it is vibrating(振动), only to find that it isn't? This phenomenon, which scientists call "phantom(幻觉的)phone vibration", is very common. Around 80% of people surveyed say they have imagined their phones vibrating when they were actually still.

    So, what leads to this universal behavior? According to the BBC, the explanation lies in your brainˈs ability to discover signals from the outside world. When your phone is in your pocket, there are two possible states: it is either vibrating or not. Meanwhile, you also have two possible states of mind: the judgment that the phone is vibrating, or that it isn't. Ideally, you match the four states correctly.

However, sometimes your brain decides that the results of missing a call are more serious than a "false alarm". Therefore, you become more sensitive(敏感的) to vibrations so that you don't miss anything. This is just like the fire alarm in your home—it can be annoying when it goes off in response to just a tiny bit of smoke. But that's a small price to pay compared to a fire really breaking out because the alarm fails to alert you. Now, you might still ask: why can't our brains just make every judgment correctly without being too sensitive to false signals? The answer is that your brain bears a heavy burden every day. "You get a large amount of sensory(感觉的) information that's coming from your eyes, ears and skin, and you can't deal with all that information all the time, "Michael Rothberg, a researcher at Baystate Medical Center in Springfield, US, told Live Science.

    For example, the rustling(沙沙声)of clothing or the growling(咕咕声)of your stomach may both lead your brain to believe that they come from the vibration of your phone-it is like trying to hear your name being called in a noisy room.

    So, perhaps you should just check your phone whenever you think it's vibrating. It's not too much trouble to do that, is it?

    Memory, they say, is a matter of practice and exercise. If you have the wish and really make a conscious(自觉的) effort, then you can quite easily improve your ability to remember things. But even if you are successful, there are times when your memory seems to play tricks on you.

    Sometimes you remember things that really did not happen. One morning last week, for example, I got up and found that I had left the front door unlocked all night, yet I clearly remember locking it carefully the night before.

    Memory "tricks" work the other way as well. Once in a while you remember not doing something, and then find out that you did. One day last month, for example, I was sitting in a barber shop waiting for my turn to get a haircut, and suddenly I realized that I had got a haircut two days before at the barber shop across the street from my office.

    We always seem to find something funny and amusing in incidents caused by people's forgetfulness or absent-mindedness. Stories about absent-minded professors have been told for years, and we never get tired of hearing new ones. Unfortunately, however, absent-mindedness is not always funny. There are times when "tricks" of our memory can cause us great trouble.