Eat your vegetables.Wash your hands.Always say“please”and“thank you”.We are full of advice for our children, but when it comes to money,we often have little to say.As a result,our children may grow up with clean hands and good manners,but without any idea how to manage their money.

    Here are some basics that will help guide them their entire lives:

    Show them the future.If your 13-year-old girl were to save $1.000,invest（投资）it at 8% and add $100 every month,by the time she's 65,she would have $980,983!

    Be careful of credit（信用）.Credit cards can help you buy necessary things and build a credit history,but they must be used responsibly,which means paying off your debt in time.Explain to your children that when you buy something using a credit card,you can easily end up paying two or three times what you would have paid if you used cash.

    Teach patience.Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,give him some regular pocket money and explain that by putting aside,say,$15 each week,he will be able to buy it for himself in only ten weeks.

    Provide incentive（激励机制）.Tell your children the importance of saving."For every dollar he or she agrees to save and invest rather than spend,you agree to add another dollar to the pot,"says Cathy Pareto,expert in money planning.

    Explain your values.Values and money are deeply intertwined（纠缠在一起）,says Eilleen Gallo,co-author of The Financially Intelligent Parent.When your child demands that you buy something,explain why you really don't want to buy it.“You might say,‘I'd rather save that money for your education,'”advises Gallo.Every time you spend or don't spend money,you have a chance to share your values.

    Ladies and Gentlemen, thank you. Well, ni­hao. (Laughter) It is such a pleasure and an honor to be here with all of you at this great university, so thank you so much for having me. I'm here today because I know that our future depends on connections like these among young people like you across the world.

    That's why when my husband and I travel abroad, we don't just visit palaces and parliaments(国会) and meet with heads of countries. We also come to schools like this one to meet with students like you, because we believe that relationships between countries aren't just about relationships between governments or leaders—they're about relationships between people, particularly young people. So we view study abroad programs not just as an educational chance for students, but also as an active part of America's foreign policy.

    Through the wonders of modern technology, our world is more connected than ever before. Ideas can cross oceans with the click of a mouse. Companies can do business and compete with companies across the world. And we can text, email, Skype with people in the world.

    So studying abroad isn't just a fun way to spend a time of learning; it is quickly becoming the key to success in our times. Because getting ahead in today's workplaces isn't just about getting good grades or test scores in school, which are important. It's also about having real experience with the world beyond your borders­experience with languages, cultures and societies very different from your own. Or, as the Chinese saying goes: “It is better to travel ten thousand miles than to read ten thousand books.”

    One of the qualities that most people admire in others is the willingness to admit one's mistakes. It is extremely hard sometimes to say a simple thing like "I was wrong about that," and it is even harder to say, "I was wrong, and you were right about that."

    I had an experience recently with someone admitting to me that he had made a mistake fifteen years ago. He told me he had been the manager of a certain store in the neighborhood where I grew up, and he asked me if I remembered the egg cartons (in many countries, eggs are sold by the dozen and are put in cartons.) Then he related an incident (event, matter) and I began to remember unclearly the incident he was describing.

    I was about eight years old at the time. I went into the store with my mother to do some shopping. On that particular day, I must have found my way to the food department where the incident took place.

    There must have been a special sale on eggs that day because there were lots of eggs in dozen and half-dozen cartons. The cartons were put three or four feet high. I must have stopped in front of the piles of egg cartons. Just then a woman came by pushing her shopping cart and knocked off the cartons. For some reason, I decided it was up to me to put the eggs back together, so I went to work.

    The manager heard the noise and came rushing over to see what had happened. When he appeared, I was on my knees looking at some of the cartons to see if any of the eggs were broken, but to him it looked as though I was the one who just did it. He severely reprimanded me and wanted me to pay for any broken eggs. I tried to explain, but it did no good. Even though I quickly forgot all about the incident, it is plain that the manager did not.

    "Cleverness is a gift while kindness is a choice. Gifts are easy – they're given after all. Choices can be hard." –– Jeff Bezos.

    I got the idea to start Amazon 16 years ago. I came across the fact that the Internet usage was growing at 2,300 percent per year. I'd never seen or heard of anything that grew that fast, and the idea of building an online bookstore with millions of titles was very exciting to me. I had just turned 30 years old, and I'd been married for a year. I told my wife MacKenzie that I wanted to quit my job and go to do this crazy thing that probably wouldn't work since most start-ups don't, and I wasn't sure what to expect. MacKenzie told me I should go for it. As a young boy, I'd been a garage inventor. I'd always wanted to be an inventor, and she wanted me to follow my passion.

    I was working at a financial firm in New York City with a bunch of very smart people, and I had a brilliant boss that I much admired. I went to my boss and told him I wanted to start a company selling books on the Internet. He took me on a long walk in Central Park, listened carefully to me, and finally said, "That sounds like a really good idea, but it would be an even better idea for someone who didn't already have a good job." That logic made some sense to me, and he persuaded me to think about it for 48 hours before making a final decision. Seen in that light, it really was a difficult choice, but finally, I decided I had to give it a shot. I didn't think I'd regret trying and failing. And I believed I would always be haunted(萦绕)by a decision to not try at all.

    After much consideration, I took the less safe path to follow my passion, and I'm proud of that choice. For all of us, in the end, we are our choices.

    Visit the Newseum During "Museum Day"！

    Museum Day is an annual celebration of boundless curiosity hosted by Smithsonian magazine. Participating museums and cultural institutions across the country provide free entry to anyone presenting a Museum Day ticket. The Museum Day ticket provides free admission for two people.

    Here is some information about a popular museum — the Newseum.

    EVENT DETAILS

    Registration: free tickets will be available for the public to download on December 15 via the link: https://www.smithsonianmag. com/museumday/museum-day-2018/.

    Advanced registration is requested so that the museum sites know how many people to expect. If you don't register beforehand you may still be admitted the day of the event, but no guarantee for admission. All are welcome to attend including children and groups.

    Meeting Point #1: From 7:45 – 8:00 some volunteers will be in the Starbucks at 325 7th St NW before walking 2 blocks to the Newseum.

    Meeting Point #2: Outside the Newseum's Pennsylvania Avenue entrance. The Newseum opens at 9:00 am. However, as this is an extremely popular event we highly recommend arriving as early as possible, by 8:15 if you can, to bypass the masses that will show up later in the day.

    Meeting Point #3: Once the museum opens we recommend immediately heading to the 6th floor to avoid the masses since most people start on the 1st floor. On the 6th floor, the Hank Greenspun Terrace, which overlooks Pennsylvania Avenue and the U. S. Capitol, has one of the best views in Washington, DC. After that you can proceed through the museum's exhibits starting on the 6th floor and working our way down. The Newseum is open until 5:00 pm and guests are free to arrive and depart whenever they like.

    The saying, "Don't judge a book by its cover, means you should not guess the worth or value of something based on how it looks. That message was clear at a recent event called the Human Library Project. The event took place at the Northern Virginia, or NoVa, Community College, outside of Washington. D. C.

    The Human Library began 19 years ago in Denmark. It grew from a youth organization called "Stop the Violence". Today, it is a worldwide movement. At the NoVa event, students got the chance to learn from a person—a "human book"—instead of a library book.

    Patricia Cooper organized the event. She said that human books celebrate variety by telling their life stories in an easy-going setting. "The goal of the human library is to talk to people in your community who you may otherwise not speak to because you have your own prejudices (偏见) and hopefully to break down some of these barriers."

    This is the third year that NoVa has held such an event. The collection of human books included a civil rights activist, a scientist from the American space agency NASA, and an opera singer.

    Artist Brian Dailey was a human book. He spoke about his travels to 113 countries in seven years. Dailey said that, during his travels, he asked people whom he took pictures of for a one-word answer to a series of other words—such as love, freedom and war. He discovered that people in different countries often had very different reactions to the same word.

    When Dailey asked people in Africa about the word "war" they used words like justice, liberation and peace. When he asked the same question to people in Syrian refugee camps, the answer was: "tears, hunger, fear, destruction".